Category Archives: Ron Paul

Driving in winter weather conditions, including snow, sleet, freezing rain, and bitter cold, isnt for the faint of heart. Thats why choosing the right truck with the necessary options to brave these conditions is critical to your winter commute and holiday festivities. Winter is coming, and the 2022 Ram 1500 has what it takes to get through it.

According to Torque News, the New England Motor Press Association (NEMPA) chose the 2022 Ram 1500 as its Official Winter Pickup Truck of New England for two main reasons. One reason is the Ram 1500 engine options are broad and allow New England drivers to balance the amount of power on hand to tackle the harsh New England winters and still have some semblance of environmentally friendly fuel economy.

The other reason is Rams comfortable ride, thanks to its air suspension system that allows it to soak up the ruts and ridges left on the roadways as they freeze and thaw throughout the winter and into spring.

While John Paul, NEMPA president, only cited these two reasons for the 2022 Ram 1500 receiving the honor, this is Rams second year at the top of the category. Last year, the 2021 Ram TRX got the nod over the other entrants. When bestowing the award upon the Ram 1500 TRX, Paul said that the TRX satisfied New England drivers winter driving needs in every detail from its supercharged engine to its 35-inch tires.

The 2022 Ram 1500 features a variety of engine choices allowing flexibility when choosing power versus fuel economy, and its hybrid powertrain options provide a taste of the best of both. According to Ram Trucks, the most powerful engine option is the supercharged 6.2-liter Hemi V8, rated at 702 horsepower and 650 lb-ft of torque. While this engine choice is only available in the Ram 1500 TRX version, its 4.5-second zero to 60 mph acceleration and 118 mph top speed could help to get you home ahead of an approaching winter storm.

Next on the power scale is the available 5.7-liter Hemi V8 equipped with Rams eTorque Mild Hybrid Technology System. This combination produces 395 horsepower and 410 lb-ft of torque while providing up to 12,750 pounds of towing capacity for a properly equipped Ram 1500. Without the hybrid addition, the 5.7-liter engine provides the same horsepower and torque but towing capacity drops to 11,610 pounds.

There are two V6 engines available, one gasoline-powered and the other diesel. The gas V6 is a 3.6-liter paired with Rams eTorque with 305 horsepower and 269 lb-ft of torque capable of towing up to 7,730 pounds. The 3.0-liter diesel V6 has 260 horsepower and 480 lb-ft of torque with a 12,560 tow rating.

The Ram 1500 Limited trim includes the 5.7-liter V8 engine with or without eTorque and Rams Active-Level Four-Corner Air Suspension system for improved ride and stability. Southside Dodge explains that the air suspension system is an advanced piece of technology in your Ram 1500 that automatically (or manually, if you choose) adjusts the ride height of your truck. It works with the rest of the trucks systems to detect a heavy payload or attached trailer to provide a stable and smooth ride height.

RELATED: Potential 2022 Ram 1500 Problems You Need to Know About

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Winter is Coming But the 2022 Ram 1500 Isn't Worried - MotorBiscuit

After John Ritter left Threes Company behind and Katey Sagal was no longer Married With Children, but before Kaley Cuoco discovered The Big Bang Theory and David Spade learned the Rules of Engagement, those comedy TV stars aligned for ABCs 8 Simple Rules.

The sitcom, originally titled 8 Simple Rules For Dating My Teenage Daughter, premiered on September 17, 2002, starring Ritter as overprotective dad Paul Hennessy, Sagal playing even-tempered mom Cate Hennessy, and Cuoco as Bridget, one of three Hennessy kids.

After Ritter died unexpectedly in 2003, Spade joined the main cast playing Cates nephew C.J., as did The Rockford Files James Garner, who played Cates father, Jim.

8 Simple Rules got a tepid reception from TV critics, who called it fairly likable in a bland sort of way and on the verge of funny now and then. (On television as in life, dads would be more successful if they had better writers, quipped The New York Times Ron Wertheimer in one review.) But viewers took a liking to it, even awarding 8 Simple Rules first season a Peoples Choice Award for Favorite New TV Comedy and a Teen Choice Award for Choice Breakout TV Show.

As we mark 8 Simple Rules 20th anniversary, scroll down to see some of the shows big-name guest stars including the ones who staged TV reunions on the show.

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'8 Simple Rules' Turns 20: 10 Big Names Who Appeared on the Sitcom - TV Insider

It was early afternoon in late July, and Carson Jorgensen was waiting in a decadent restaurant at the St. Regis hotel in Park City, Utah, along with a group of donors and business leaders, for the guest of honor to arrive.

Right on time, Ron DeSantis, the Republican governor of Florida whose star has risen rapidly over the past couple of years, appeared and efficiently worked through a photo line, before addressing the room over salads and chicken at lunch in the hotels RIME restaurant. With the majestic Rocky Mountains in the background, the group had assembled for the second of a pair of fundraising events for DeSantis in Utah in late July, raising money for his 2022 gubernatorial reelection campaign. Jorgensen, who serves as chair of the Utah Republican Party, recounts that the event was composed of some upper-class donors in dressed-up casual attire, as it was a more expensive fundraiser, he estimated (tickets to the lunch event reportedly went for $5,000 a pop). DeSantis spoke for about half an hour, Jorgensen remembers, touching on topics such as pushing back against supposedly woke corporations such as Disney, and how he opened up the economy in Florida during the pandemic.

Its DeSantiss unabashed pro-business, antipolitical correctness stances, combined with just enough of former President Donald Trumps pugnaciousness, that have earned him admiration among some of Floridas increasingly powerful tech and finance set, some of whom wager he could ride the wave all the way to the White House in 2024.

The governor has amassed a wealthy crowd of donors in recent years: His supporters include billionaires like hedge fund Citadel founder and CEO Ken Griffin, hedge fund manager Paul Tudor Jones, packaging materials tycoon Richard Uihlein, and Home Depot cofounder and former CEO Bernie Marcus, who have all donated to DeSantiss political action committee Friends of Ron DeSantis within the past two years. DeSantiss new largest donor is hotel mogul and aerospace entrepreneur Robert Bigelow, who chipped in a whopping $10 million in July. All told, DeSantis has raised a hefty $172 million as of Aug. 19, per OpenSecrets, a group that tracks political contributions. And though the Utah fundraiser was hosted to solely support DeSantiss reelection campaign in Florida, attendees discussed his potential 2024 presidential aspirations, recalls Jorgensen. Hes done a lot of things right, Citadel CEO Griffin said of DeSantis onstage at the Milken Institute Global Conference in May, also noting that he is unquestionably one of the forerunners in the Republican primary today. Griffin has been a top DeSantis donor, giving $5 million to the governor in 2021.

Though DeSantis hasnt announced plans to run for president yet, hes emerged as the principal challenger to Trump, whos heavily teased a potential 2024 bid. Most recent polls show Trump with a sizable lead over DeSantis (the latest Politico/Morning Consult poll conducted between Aug. 19 and Aug. 21 showed Trump with a 39-point lead over DeSantis, the second-highest-ranking candidate), though DeSantis handily beats others in the hypothetical running.

But while DeSantis himself has developed a reputation for sparring with the press and issuing forceful and controversial opinions on everything from transgender athletes to his dislike of masks during the COVID-19 pandemic, his biggest backers are largely keeping mum about whether they think hell mount a run in 2024or if theyd support him. Fortune reached out to more than a dozen of these (in fairness, sometimes tight-lipped billionaires) about DeSantis and they either didnt return requests for comment or declined to speak on the record; DeSantiss campaign also didnt respond to multiple requests for an interview.

It will be some time before DeSantis would hypothetically announce a 2024 bidhes still zeroed in on the 2022 gubernatorial race in Florida. And without any candidates having yet thrown their hat in the ring for the 2024 presidential race, there are plenty of unknowns. But its clear that whether or not DeSantis would be among them, the Florida governor has garnered powerful and fervent backing from some of the biggest finance and tech playersnot only in Florida, but in other parts of the country as wellfor his immoderate, and often Trumpian, stances on controversial issues. Through his actions and words, hes fueling that set of business leaders who think ESG investing is a joke; who dont believe companies should be weighing in on social issues, or what DeSantis considers anti-wokeness; and those who believe the economy should be a top, if not the top, priority.

Whatever happens in 2024, DeSantis is influencing the conversation leading up to that race.

Despite his tendency to take on the Establishment, DeSantis himself boasts a classic Ivy League rsum. He spent much of his childhood in Dunedin, Fla., where he played Little League baseball, then attended college at Yale University, where he was captain of the varsity baseball team. After graduating he went on to graduate from Harvard Law School.

Prior to politics, DeSantis served in the U.S. Navy as a legal adviser, and following active duty, as a federal prosecutor. In his earlier political career, he was a congressman for Florida from 2013 until 2018. He registered further on the national radar when former President Trump endorsed him for governor in the 2018 election, a decision Trump reportedly made after seeing DeSantis speak on Fox News.

But it wasnt really until the pandemic that DeSantiss star began to rise: With the surge of Silicon Valley and Wall Street transplants flocking to Florida in search of zero state income tax and an open state during lockdowns, he capitalized on the attention for eschewing public health guidelines and mandates regarding COVID-19 to focus on keeping businesses open during the early days of the pandemic. His controversial COVID stance has been a selling point for some in the business milieu, including some who spoke with Fortune, who perceive him as being particularly pro-business.

More recently, DeSantis has drawn scrutiny for some of his controversial policies, including the highly criticized bill prohibiting public school teachers from discussing sexual orientation or gender identity with students in kindergarten through third grade, dubbed by opponents as the Dont Say Gay bill. He has also taken a harder stance on abortion, recently suspending a Tampa-area elected state attorney who promised not to enforce the states new abortion law following the overturning of Roe v. Wade.

Some of the business and entrepreneurial crowd who moved to the state over the past couple of years praise the way DeSantis has governed. One such transplant, Bryan Goldberg, founder and CEO of Bustle Digital Group (BDG), which operates media sites including Bustle, W Magazine, and Gawker, moved to Florida during the pandemic, and thinks DeSantiss track record of prioritizing businesses staying open over public health mandates makes him appealing: Hes a person who put the economy first, Goldberg recently told Fortune. He argues that after the past couple of years, its not just Floridanational sentiment has swung favorably toward DeSantiss performance as governor. But as to beyond 2022, thats a different question, Goldberg says. (Goldberg donated $1,000 to DeSantiss reelection campaign in July, per DeSantiss PAC records.)

DeSantiss agenda against what he considers wokeness resonates with entrepreneurs like Goldberg: I think businesses need to stay out of politics. Thats the lesson from the Disney debacle: CEOs are not elected officials, he told Fortune. In recent years, CEOs have sent press releases and communications to employees about various social and political issues, as Goldberg puts it. Thats wrong. Thats bad. CEOs have one job, and that job is to run their company effectively, he argues. (When asked about that stance regarding issues that affect employees, like abortion and the overturning of Roe v. Wade, Goldberg said he was not talking about any particular issue.)

Others, like Citadel CEO Griffin, think DeSantis went too far in picking a fight with Disney. DeSantis went after the entertainment titans status as a special tax district following the companys criticism of DeSantiss Parental Rights in Education law or, colloquially, the Dont Say Gay bill, and Griffin believed the move could look like retaliation from DeSantis.

Notwithstanding some of DeSantiss stances, like targeting Big Tech, which he has attacked over what he calls social media censorship, Florida has become a hotspot for Silicon Valley and Wall Street expats seeking a more business-friendly state to set up shop. Large companies from financial titan Citadel to Elliott Management Corp. have moved their headquarters to Florida in the past couple of years, alongside asset management firm ARK Investment Management, run by infamous investor Cathie Wood (Wood has historically been a Trump supporter, but declined to comment to Fortune regarding her thoughts on candidates for the next election).

DeSantis has, however, taken aim at the investment management industryspecifically deriding ESG-focused investing, which takes into account environmental, social, and governance factors, in a ban for State Board of Administration (SBA) fund managers to consider ESG when investing. But those like longtime venture investor and PayPal mafia alum Keith Rabois of VC firm Founders Fund, whos based in Miami, arent put off: ESG investing is a fraud, he opined to Fortune, so if politicians want to reflect our views, were certainly not going to be opposed to that.

The Florida governor gives off this vibe that this is a great place to build a business. That is the main thing that I think people are excited about, Edward Lando, managing partner at early-stage investment and incubation firm Pareto Holdings, based in Miami, told Fortune (Though he lives in Florida, Lando is a French citizen and isnt eligible to vote in the U.S.). Among his circles, Lando says theres chatter about DeSantis, and he contends its much less controversial to say that you think DeSantis is an interesting candidate than Trump.

Venture investor and outspoken conservative Rabois is, like others, still hedging: Obviously, everybodys just waiting to see who runs. Theres no reason to make a decision until you know who the candidates are, he said. However Rabois said hed be excited about either DeSantis, Florida Senators Marco Rubio or Rick Scott, or Miami Mayor Francis Suarez as the next president, arguing any of those would have a lot of support across the board from tech and business community leaders in Florida. Outside the state, he singled out former governor of South Carolina Nikki Haley and Arkansas Sen. Tom Cotton as top-tier candidates, though he isnt sure if theyd run, and declared, I dont think many business leaders that I know are interested in supporting Trump.

The biggest policies Rabois is focused on moving forward include U.S. competition with China; small-business and education recovery from the pandemic; and the anti-tax and anti-regulation base of Florida that promotes business and successful jobs, he says. Theyre among a portfolio of issues he argues DeSantis can use to contrast himself with others. But among his VC and startup circles, Rabois admits, We dont talk about this stuff. Im too busy.

Beyond homegrown Floridians, Silicon Valley and the tech community did not have a high opinion of President Trump. I dont expect that to change in the future, nor do I expect the Miami tech scene to receive him much more warmly, argues BDGs Goldberg. The stream of tech and finance transplants into Florida has brought with it a crowd who, according to Goldberg, would consider both parties, though he believes most Floridians and the tech crowd will favor DeSantis. Issues like abortion rights are important to the tech group, Goldberg suggests, where DeSantis would likely have to tread a careful line: Of the hundreds of thousands who have journeyed to Florida to start a new life, theyre not coming here in hopes of finding fewer rights, he suggests.

But clearly, its one thing to run a stateits another thing to run a country, notes Eric Levine, a longtime GOP fundraiser and attorney. A lot of people would want to know more about his economic vision.

Despite the support the governor has garnered from big-time donors, one possible reason for the general silence on 2024 rumors is the upcoming midterm elections this fallwhere Republicans hope to take control of the Senate and the House. Levine, the GOP fundraiser and attorney, argues its hard to know whether or not people are not coming out because they dont want to cross Trump, or whether or not, like myself, [they] want to stay focused on the midterm elections. Indeed, numerous reports suggest members of the Republican Party are concerned about Trump announcing a 2024 bid before November, though Trump is now reportedly considering waiting until after the elections.

But regardless if donors are saying it out loud yet, in terms of the zeitgeist, media attention, and polling, DeSantis has emerged as the key candidate to battle it out with Trump for the next election. I think part of the reason why DeSantiss name comes up [for 2024] is everyones heard of him, Levine told Fortune. Theres a little bit of a flavor of the month because its name recognition at this point, he suggests. Hes fighting with Disney; hes fighting with [White House chief medical adviser Dr. Anthony] Fauci; hes fighting with [California Gov. Gavin] Newsom.

But even in the face of Trumps worldwide notoriety, Levine, for one, doesnt believe media attention is enough to cut it. You always have these front-runnersI mean, Hillary Clinton, what happened to her in 2008? Or Jeb Bush in [20]16? Who had higher name recognition and more money than Jeb Bush? he argues. Theres a difference between name recognition at the very beginning of the process, and at the end of the day, you know, who youre going to vote for.

Certainly its not a two-person race just yet: Levine, for one, says hes heard the names of Arkansas Sen. Cotton, former Secretary of State Mike Pompeo, former Governor of South Carolina Haley, former Vice President Mike Pence, and South Carolina Senator Tim Scott tossed around for 2024 (theyre polling far below DeSantis thus far).

And even in spite of the investigation into Trump over the Jan. 6 insurrection and the recent FBI raid at Mar-a-Lago as part of an investigation into alleged mishandling of classified documents, Trumps popularity among Republicans is still undeniableeven if, by some polls, the percentage of Republicans who think he should run again has waned somewhat.

Indeed, Trumps former White House communications director and SkyBridge Capital founder Anthony Scaramucci, who has long been a vocal critic of DeSantis, told Fortune back in June that he didnt think DeSantis stood a chance at beating Trump, arguing that Trump would end up killing DeSantis, Scaramucci opined at the time. Trump is a jealous guy, he argued. Hell damage him politically, metaphorically. Scaramucci added that while Trump may not actually become the Republican nomineeon the way to not becoming the Republican nominee, I think hes gonna destroy DeSantis.

Those like Utah Republican Party chair Jorgensen wager if Trump runs, hes got the grass-roots folks still. He believes the political crowd see DeSantis as everything you get from Trump without the mean tweetsor, as the New Yorker noted in a recent profile, Trump with a brainbut argues Trump is still a champion amongst the people. Indeed, Trump proponents tout that he still has formidable grass-roots support. Trumps Save America PAC (which is reportedly being probed by a federal grand jury regarding Jan. 6) had roughly $99 million in cash on hand at the end of July (though reports say that money cant be used for a 2024 campaign, and Trump is already facing accusations that hes broken campaign laws in raising money while waiting to announce a 2024 run).

Youre seeing a lot of people sit back and see what pans out, because I think theres some people who want to support Trump that are a little leery of it, Jorgensen theorizes. There are also people who want to support DeSantis, but none of them dare stick their head outbecause its a pretty dangerous place to be.

Back in Utah earlier this summer, as the attendees of the gubernatorial fundraiser mingled, the topic of the next presidential election was on the tip of tonguesbut even at DeSantiss own event, Jorgensen remembers some attendees bringing up another name in conversations about who theyd be interested in for 2024: Trump.

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Tech and finance moguls are putting money and weight behind Trump with a brain Ron DeSantis - Fortune

Post-2020, I think a couple of things happened. One was there was this opening created by January 6 and the end of the Trump presidency for someone like Thiel to come along, where you have this obvious constituency for these hard-right ideasbut not a lot of people, besides Donald Trump really, trying to claim it. And especially when you look at the donor class, they had mostly tried to back away from Trump. So I think, for Thiel there was kind of an opportunity there to raise his profile, and he did it in this very weird way, by writing these gigantic checks to former employees, neither of whom had any obvious business running for Senate. Vance, of course, had a little bit more of a profile. He wrote this successful book and everything but hadnt done a whole lot besides that. And then Blake Masters, he was Thiels top assistant. Hes someone whos more or less been Thiels right-hand man for a decade.

Was he only drawn to Vance and Masters because they are employees? Were their politics particularly enticing to Thiel?

Thiels whole playbook, for his entire career in business, is about networks and finding people who have worked for [him] before and giving them bigger jobs. Hes actually very good about going out and settling them in parts of his empire. He has a type, and I think in lots of ways Masters and Vance fit that type, and I think its not that surprising that they first found their way into his orbit and then used that to catapult them to positions of political prominence. Obviously Thiel is capable of backing people who arent his employees because he backed [Kris] Kobach, but I think the fact that they are very much close to him, loyalespecially in the case of Masterslongtime aides, that plays a big role in it.

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What Is Peter Thiel Thinking? - The New Republic

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Close your eyes and envision your ideal home in your retirement years. The chances are good that youve got a stunning setting in mind as part of that dream.

Beauty certainly means different things to different retirees. You may picture the red rock mountains of Flagstaff, Arizona, or the storm-tossed seas of Portland, Maine, while others imagine living among the Spanish moss and Old-World architecture of Savannah, Georgia.

Weve chosen a variety of locations, each set in beautiful surroundings where the lifestyle, cultures and recreational possibilities are suited to retirees. Theres no science involved in our choices. They are not the balmy locations that many retirees dream of, although we write about those too.

Our selection process was entirely subjective, just as your quest for a perfect home in retirement will be. But keep reading, and you might get some ideas.

In the foothills of the beautiful Blue Ridge Mountains, this town of about 72,000 gets lots of attention for its retirement assets, including the citys natural surroundings.

Greenvilles Swamp Rabbit Trail, a 22-mile recreational trail along the Reedy River, threads through the towns tranquil parks and thumping downtown scene, says Conde Nast Traveler.

Greenville is ideally situated. Its surrounded by state parks and located just about smack dab between Charlotte, North Carolina, and the Georgia capital of Atlanta. State residents age 60 and older enjoy free access to the classes at the local University of South Carolina.

Wisconsin is famous for lakes, and Madison has several right in and around the town.

Wisconsins capital city is found on several lists of best places to retire, and it topped Money.coms list in 2020. The city itself home to around 269,000 people is flanked by two lakes and contains an arboretum and lakeside nature preserve.

Among other attractions: Residents age 60 and older may audit certain classes for free at the local University of Wisconsin campus, and the big-city life of Chicago is just a couple of hours away by car.

Madisons housing costs are manageable, as Money.com points out. There is, however, one major downside: snow.

Should you join the roughly 147,000 residents of Savannah for your retirement? Theres a good case to be made for it.

The citys famed historic architecture makes a beautiful backdrop for the towns attractions, including its cuisine, arts, culture, the signature live oaks and evocative Spanish moss.

Whats more, Savannah is more affordable than many retirement meccas. The median home price in July 2022 was $278,598, according to Zillow.

Heres a contrarian idea: Retire to Alaska.

Granted, Alaskas not your typical retirement dream spot. Its a lot colder than Florida.

And yet, if youd love spending your time fishing, hiking, sea kayaking, bear watching and making friends in a small, close, arts-minded community surrounded by snow-covered mountains and glacial fjords, Homer (population 5,719) could be perfect.

What about the cold? Well, yes, its cold. But Homer gets considerably less snow than some other Alaska regions, according to the City of Homers relocation guide.

Full disclosure: Forbes, which recommends retiring in Homer, notes a downside: the towns tsunami potential.

Eureka (population 26,489) is another slightly unusual retirement suggestion. Its pretty much in the middle of nowhere, on Highway 101, a road with stunning views along the U.S. West Coast. About midway from Portland, Oregon, to San Francisco, Eureka is hundreds of miles from either city with not much else of note in between. For some, that would be exile from civilization. For others, its paradise.

With festivals and performances, galleries, restaurants and visitors from around the globe, Eureka has plenty of culture. The small Victorian port city is the market and cultural center of a beautiful region filled with iconic redwoods the worlds tallest trees and stunningly beautiful rugged remote ocean landscapes, the citys website says.

Flag, as some locals call it, is just south of the Grand Canyon at an altitude of 7,000 feet.

This town of about 77,000, puts the life in lifestyle. Theres a thriving restaurant scene and foodie culture, a public university, outdoor recreation and spectacular mountain scenery. Flagstaff is 27 miles north of Sedona, Arizona, and a couple hours drive from Phoenix.

Through Northern Arizona University, an innovative initiative, the Senior Companion Program, links Americorps volunteers with residents 55 and older who are homebound, providing them with companionship, transportation and help at home with chores.

Portland, Maine, is located at the southern end of one of the nations most beautiful states. Portland has about 68,000 residents.

With a working waterfront, 19th-century architecture and microbreweries, Portland is located on a peninsula along Casco Bay, looking north to the fjords and islands of the Maine coast.

If thats not enough for retirees, youre just two hours away by car from vibrant Boston, the cultural and economic capital of New England.

Disclosure: The information you read here is always objective. However, we sometimes receive compensation when you click links within our stories.

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7 of the Most Beautiful Places to Retire in America - Money Talks News

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Since the beginning of the pandemic, millions of us have spent more hours at home than ever before. Whether working or simply locking down and staying out of harms way, time at home has expanded exponentially.

While spending more time at home is a source of joy for many, it also increases some risks. For example, Nationwide insurance says recent claims data shows a significant jump in the number of home electrical fires.

If you are concerned about a greater risk of electrical fires and you should be following are ways you can reduce the chances of such a blaze.

All that time we are spending at home is placing greater stress on our homes plumbing, electrical systems and appliances, says Sarah Jacobs, Nationwide vice president of personal lines product development.

As we push our electrical systems harder, failures could occur. In a press release, Jacobs says:

Homeowners should consider using technology to monitor their electrical system and identify potential problems before they turn into a bigger issue.

Keep reading to learn more about what technology is available and what other steps you can take to minimize the risk of an electrical fire in your home.

Nationwide notes that around 50% of homes built before 1973 have not had their electrical systems upgraded.

The insurer urges you to have a licensed electrician inspect your homes electrical system so you can learn what needs to be upgraded to keep your home safe.

Nationwide reminds homeowners that time catches up to everything including the internal wiring and cords attached to your appliances. This wear can raise the risk of a fire.

So it can be wise to upgrade your appliances if they are long in the tooth. The cost of replacing a refrigerator is small compared with the incalculable price of losing your home and its treasured possessions to a fire.

An electrical home monitoring system can alert you to potentially dangerous issues in the electrical system. You simply plug the device into an outlet, and it will detect hazards ranging from micro arcs to faulty appliances or devices.

Nationwide partners with Hartford Steam Boiler to offer a free electrical home monitoring system from Ting to policyholders in Indiana, Missouri and South Carolina. The program will expand to additional states in the coming months.

If you are not a Nationwide customer, check with your own home insurer to see if it offers a similar electrical home monitoring system perk. For example, State Farm has offered the devices to policyholders in states such as Arizona, California, Ohio and Texas.

Disclosure: The information you read here is always objective. However, we sometimes receive compensation when you click links within our stories.

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3 Ways to Lower the Rising Risk of Electrical Fires - Money Talks News

September 7, 2022by SchiffGold04

Americans have been laboring under the burden of inflation for well over a year. We feel the pain everywhere, from the gas pump to the grocery store. Once it became impossible to sell the inflation is transitory narrative any longer, the Federal Reserve began raising interest rates to fight inflation. As a result, the bubble economy is getting shaky. But even some people at the Fed seem to realize this is a fight they cant win.

In a talk at the Ron Paul Institute, Mises Institute president Jeff Deist called inflation state-sponsored terrorism.

Inflationism is both a fiscal and monetary regime, but its consequences go far beyond economics. It has profound social, moral, and even civilizational effects. And understanding how it terrorizes us is the task today.

Following is a transcript of Deists talk.

The following article was originally published by the Mises Wire. The opinions expressed are the authors and dont necessarily reflect those of Peter Schiff or SchiffGold.

I. Introduction

Remember the quaint old days of 2019? We were told the US economy was in great shape. Inflation was low, jobs were plentiful, GDP was growing. And frankly, if covid had not come along, there is a pretty good chance Donald Trump would have been reelected.

At an event in 2019, my friend and economist Dr. Bob Murphy said something very interesting about the political schism in this country. He said: If you think America is divided now, what would things look like if the economy was terrible? If we had another crash like 2008?

Well, we might not have to imagine such a scenario much longer.

If you think Americans are divided today, and at each others throatsmetaphorically, but more and more literallyimagine if they were cold and hungry!

Imagine if we had to live through something like Weimer Germany, Argentina in the 1980s, Zimbabwe in the 2000s, or Venezuela and Turkey today? What would our political and social divisions look like then?

Ladies and gentlemen, we live under the tyranny of inflationism. It terrorizes us, either softly or loudly. I suspect it will get a lot louder soon.

As the lateBill Petersonexplained, Inflationism, in todays terms, is deficit-spending, deliberate credit expansion on a national scale, a public policy fallacy of monumental proportions, of creating too much money that chases too few goods. It rests on the money illusion, a widespread confusion between income as a flow of money and income as a flow of goods and servicesa confusion between money and wealth.

Inflationism is both a fiscal and monetary regime, but its consequences go far beyond economics. It has profound social, moral, and even civilizational effects. And understanding how it terrorizes us is the task today.

II. Understanding Inflationism

Ill ask you to consider three things.

First, inflation is a policy.We should make them own it. Inflation is not something beyond our control that comes along periodically like the weather. Our monetary and fiscal regimes actually set out to create it and consider it a good thing. Lets not forgetboth Trump and Biden signed off on covid stimulus bills which combined injected roughly $7 TRILLION dollars directly into the economyeven as actual goods and services were dramatically reduced due to lockdowns. Deflation was the natural order of things in response to a crisis, a bullshit crisis in my view, but still a crisis. So of course Uncle Sam actively attempted to undo the natural desire to spend less and hold more cash during a time of uncertainty.

This $7 trillion was created on thefiscalside of things. It was not new Fed bank reserves exchanged for commercial bank assets as a roundabout monetization of Treasury debt, as we saw with quantitative easing. This was direct stimulus from the Treasury via Congress as express fiscal policy. Free money. This money went straight into the accounts of individuals (stimulus checks), state and local governments, millions of small businesses (PPP [Paycheck Protection Program] loans), the airline industry, and untold earmarks. This was actual cash, and it is being spent. So any economist who tells you todays inflation is somehow a surprise is either charitably misinformed or gaslighting.

This is a policy. Inflation is engineered. The difference between supposedly desirable 2 percent CPI [Consumer Price Index] and very bad, awful, no good 9 percent CPI is only one of degree. The same mindset produces both. But the inflationists insist a little bit of virus is good for us, like a vaccine So an express policy of some inflation is the mechanism to forestalltoo muchinflation. This is a curious position.

Second, inflation is nothing less than sanctioned state terror, and we ought to treat it as such. Its criminal. It makes us live in fear. Inflation is not just an economic issue, but in fact, produces deep cultural and social sickness in any society it touches. It makes business planning and entrepreneurshipwhich rely on profit and loss calculations using money pricesfar more difficult and risky, which means we get less of both. How do you measure money profits when the unit of measurement keeps falling in value? It erodes capital accumulation, the driver of greater productivity and material progress. So inflation destroys both existing wealth and future wealth, which never comes into being and thus diminishes the world our children and grandchildren inhabit. And it makes us poor and vulnerable in our senior years.

After all, saving is for chumps. Current one-year CD rates are below 3 percent, while inflation is at least 9 percent. So youre losing 6 points just by standing still! By the way, the last time official CPI approached double digits, in the early 80s, a one-year CD earned 15 percent. Id like to hear Jerome Powell explain that. By the way, ever since Alan Greenspan began this great experiment of four decades of lower and lower interest rates, guess who hasnt benefited? Poor people and subprime borrowers, who still pay well over 20 percent for their car loans and credit cards.

But here is an unspoken truth: inflation also makes usworse people. It degrades us morally. It almost forces us to choose current consumption over thrift. Economists call this high time preference, preferring material things today at the expense of saving or investing. It makes us live for the present at the expense of the future, the opposite of what all healthy societies do. Capital accumulation over time, the result of profit, saving, and investing, is how we all got here todaya world with almost unimaginable material wealth all around us. Inflationism reverses this.

So this very human impulse, to save for a rainy day and perhaps leave something for your children, is upended. Inflationism is inescapably an antihuman policy.

Third, hyperinflation can happen here. It may not happen, and it may not happen soon. But it might well happen. And even steady 10 percent inflation means prices double roughly every seven years. We can pretend the laws of economics dont apply to the worlds leading superpower, or that the worlds reserve currency is safe from the problems experienced by lesser countries. And its certainly true our reserve currency status insulates us and makes the world need dollars. Governments and industry mostly use US dollars to buy oil from OPEC countries, hence the term petrodollar. Its certainly true governments, central banks, large multinational companies, worldwide investment funds, sovereign wealth funds, and pension funds all hold plenty of US dollarsand thus in a perverse way share our interest in maintaining King Dollar. Its true we dont have easy historical examples of a world reserve currency, like gold, suffering a rapid devaluation across the world (even the Spanish silver devaluation of the 1500 and 1600swas not necessarily causedby a glut in circulating currency). So were in uncharted territory, especially given the fiscal and monetary excesses of the last twenty-five years and especially the last two years. But this only means the potential contagion is greater and more dangerous. The whole world can be sickened at once.

III. A Story: When Money Dies

But as most of you surely know by now, we dont turn the ship around or win hearts and minds simply with logic and facts and airtight arguments. We need stories, or narratives, in todays awful media parlance, to gain influence. We need emotional reactions. So I will suggest a story with plenty of pathos to shake people out of their complacency and sound the warning.

That story isWhen MoneyDies, Adam Fergussons brilliant cautionary account of hyperinflation in Weimar-era Germany. It is the story Americans desperately need to hear today.

Fergussons book should be assigned to central bankers stat (we wonder how many of them know of it). Its not a book about economic policy per seits a story, a historical account of folly and hubris on the part of German politicians and bureaucrats. Its the story of a disaster created by humans who imagined they could overcome markets by monetary fiat. Its a reminder that war and inflation are inextricably linked, that war finance leads nations to economic disaster and sets the stage for authoritarian bellicosity. We think Versailles and reparations created the conditions for Hitlers rise, but without the Reichbanks earlier suspension of its one-third gold reserve requirement in 1914, it seems unlikely Germany would have become a dominant European military power. Without inflationism, Hitler might have been a footnote.

Most of all,When Money Diesis a tale of privation and degradation. Not only for Germans, but also Austrians and Hungarians grappling with their own political upheavals and currency crises in the 1910s and 20s. In a particularly poignant chapter, Fergusson describes the travails of a Viennese widow named Anna Eisenmenger. A friend of mine, @popeofcapitalism on Twitter, sent me her diary from Amazon.

The story starts with her comfortable life as the wife of a doctor and mother to a wonderful daughter and three sons. They are talented and cultured and musical and upper middle class. They even socialize with Archduke Franz Ferdinand and his wife, the Duchess of Hohenberg.

But in May 1914 their happy life is shattered. Ferdinand is assassinated at Sarajevo, and war breaks out. Wars cost money, and the gold standard wisely adopted by Austria-Hungary in 1892 is almost immediately seen as an impediment. So the government predictably begins to issue war bonds in huge numbers, and the central bank fires up the printing presses. This results in a sixteenfold increase in prices just during the war years.

But the human effects are catastrophic, even apart from the war itself.

Frau Eisenmenger is luckier than most Viennese women. She owns small investments which produce modest incomefixed in kronen. Her banker quietly urges her to immediately exchange any funds for Swiss francs. She demurs, as dealing in foreign currency has been made illegal. But soon she realizes he was right. There is probably a lesson here for all of us!

As the war unfolds, she is forced into black markets and pawning assets to procure food for her war-damaged children. Her currency and Austrian bonds become almost worthless. She exchanges her husbands gold watch for potatoes and coal. The downward spiral of her life, marked by hunger and hoarding anything with real value, happens so quickly she barely has time to adjust.

But her misery doesnt stop with the end of the war. On the contrary, the Saint-Germain Treaty in 1919 gives way to a period of hyperinflation: the money supply increases from 12 to 30 billion kronen in 1920, and to about 147 billion kronen at the end of 1921 (does this sound like America 2020, by the way?). By August 1922, consumer prices are fourteen thousand times greater than before the start of the war eight years earlier.

In just a few short years she endures countless tragedies, all made worse by privation, cold, and hunger. Her husband dies. Her daughter contracts tuberculosis and dies, leaving Frau Eisenmenger to take care of her infant daughter and young son. One son goes missing in the war, one son is blinded, and her son-in-law becomes crippled following the loss of both legs. Food and coal are rationed, so her apartment is a miserable hoveland she is forced to dodge searches by the Food Police looking for illegal hoarding. Ultimately, she is shot in the lung by her own Communist son, Karl, in a fit of rage.

There is a haunting and historically accurate silent film about conditions in Vienna during this era calledThe Joyless Street, starring a young Greta Garbo. Her character sees everything deteriorate around her; even her father beats her with his cane for returning home without food. Once friendly neighbors become suspicious of each others stores of bread and cheese, while prostitution becomes rampant. Angry people jostle in line, waiting for the butcher to open; when he does, only the most attractive women receive the scraps of meat available that day. Fistfights become common. Starving children beg for food in front of restaurants and cafes like stray dogs. Everything familiar and beautiful in society becomes degraded and cheapened seemingly overnight.

Like a Stephen King horror movie, something very familiar changes into a strange and menacing place. Your neighborhood takes on a different light. People you thought you knew became malevolent strangers. Scapegoating, blame, and snitching become commonplace.

Is this beginning to sound familiar, especially after Bidens sick speech the other night?

So, next time one of these sociopaths in our political class wants to spend a few trillion more to pay for a green new deal or a war with China or free college, remember Frau Eisenmengers story.

How do we apply this grim historical lesson from the Weimar period to America today? How do we tell this story?

First, we explain inflationism in human terms, to personalize it and de-bamboozle it. Make monetary policy vital and immediate, not boring and dry and technocratic. Again, there are enormous moral and civilization components to monetary policy. Inflation not only harms our economy, it makes us worse people: profligate, shortsighted, lazy, and unconcerned with future generations. Professor Guido Hlsmann literally wrote the book on this. Its calledThe Ethics of Money Production. This is maybe the greatest untold story in America today: the story of not only how the Fed fundamentally shifted our economy from one of production to consumption,but what it did to us as people. Dont let them hide behind complex Fed speak the simple reality: monetary policy is nothing less than criminal theft from future generations, from savers, and from the poorest Americans, who are furthest from the money spigot. The idea that reasonably intelligent laypeople cannot understand monetary policy, that it is too important and complex for anyone but experts, is nonsense. We should expose it.

Second, ridicule the absurd idea that policy can make us richer. More goods and services, produced more and more efficiently, thanks to capitaland thereby creating price deflationmake us richer. Thats the only way. Not by legislative or monetary fiat.

So we should attack any notion of public policy and especially monetary policy. Inflationism creates a fake economy, a make-believe economy,as Axios recently put it. A fake economy depends on enormous levels of ongoing fiscal and monetary intervention. We call this financialization, but we all have a sense that our prosperity is borrowed. We all feel it. Capital markets are degraded: a lot of money moves around without creating any value for anyone. Companies dont necessarily make profits or pay dividends; all that matters to shareholders is selling their stock for capital gains. It always requires a new Ponzi buyer. But we know intuitively this isnt right: consider a restaurant or dry cleaner which operated without profit for years in the hope of selling for a gain years or decades later. Only the distorted incentives created by inflationism make this mindset possible. So down with policywhat we need is sound money!

Finally, let us not fear being accused of hyperbole or alarmism. Let me ask you this: what happens if were wrong, and what happens if theyre wrong? What they are doing, meaning central bankers and national treasuries, is unprecedented. Fake money is infinite, real resources are not. Hyperinflation may not be around the corner or even years away; no one can predict such a thing. But at some point the US economy must create real organic growth if we hope to maintain living standards and avoid an ugly inflationary reality. No amount of monetary or fiscal engineering can take the place of capital accumulation and higher productivity. More money and credit is no substitute for more, better, and cheaper goods and services. Political money cant work, and we should never be afraid to attack it root and branch. We need private money, the only money immune from the inescapable political incentive to vote for things now and pay for them later. If this is radical, so be it.

History shows us how money dies. Yes, it can happen here. Only a fool thinks otherwise.

Call 1-888-GOLD-160 and speak with a Precious Metals Specialist today!

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Inflation Is State-Sponsored Terrorism - SchiffGold

PITTSBURGH Albert Pujols continued his trek toward to 700 home runs Saturday night but he stopped by Alex Rodriguezs house first.

The Cardinals first baseman ripped his 696th career homer, a first-pitch, 418-foot rocket to left field in the sixth inning to spark a rally which eventually led to a 7-5 win over the Pittsburgh Pirates. The drive off a slider from Pittsburgh right-hander JT Brubaker enabled Pujols to catch former American League slugger Rodriguez for fourth place on the most majestic of baseballs offensive lists.

Barry Bonds had 762 home runs. Henry Aaron had 755. Babe Ruth had 714. Pujols has 22 games to hit four.

His 17th home run of the season erased a 3-1 Pittsburgh lead. An eighth-inning single, his third hit of the game, erased another Pittsburgh lead built after Pirates star rookie Oneil Cruz homered off JoJo Romero in the seventh.

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Cruz has hit for the cycle in the first two games of this series.

The Cardinals took their first and only lead in the ninth when Molina singled and Paul DeJong, who had been nothing for 26, blooped a single to right, sending pinch runner Lars Nootbaar to third.

The next two ground balls did not plate a run but designated hitter Paul Goldschmidt barely fouled off two full-count pitches before drawing a walk. Nolan Arenado, who had been hitless in four at-bats, lined a bases-loaded double off Wil Crowe to send home three runners and the Cardinals modest losing streak had ended at two.

Fifty-five game-tying HRs for No. 5

Pujols game-tying homer was the 55th of his career, equaling Hall of Famer Mike Schmidt and future Hall of Famer Adrian Beltre for 10th place on that career list. On another list, Pujols made Brubaker his 452nd home run victim, extending his career lead in that category.

After Pujols crossed the plate, the first man he met was the on-deck hitter, Molina, Pujols longtime teammate and friend. They embraced and then Pujols ducked into the dugout to accept more congratulations but, respectful of the Pirates, he did not answer the plea for a curtain call by the fans behind the Cardinals dugout.

For his career, Pujols has 33 homers at PNC Park, most by any visiting player and he is 14th on the list for anyone who has played there in 22 seasons visitors or Pirates.

After a bumpy beginning, Cardinals starter Jack Flaherty worked a scoreless third, fourth and fifth innings in a no-decision in which he threw 87 pitches over five innings. Flaherty allowed two homers, walked four and did not strike out a batter for only the second time in his 95 career starts. On June 8, 2019, he failed to fan anybody over 3 2/3 innings in a game at Chicagos Wrigley Field.

Pirates rock Flaherty for two homers in two innings

After an impressive outing this past Monday in which he gave up just one run in five innings, Flaherty, making his second big-league appearance since coming off the 60-day injured list, was cuffed for home runs in each of the first two innings.

Flaherty induced a double play started by second baseman Nolan Gorman in the first inning after giving up a leadoff hit to Cruz, who has five hits in the first two games of the series.

But Flaherty left a 92 mile an hour fastball over the plate to Rodolfo Castro, who hit his seventh homer to deep right center.

The Cardinals wasted a two-out double in the second by Pujols, who had been nothing for 12. Molina walked but DeJong, two for 48, grounded into a forceout.

Flaherty walked KeBryan Hayes to open the Pittsburgh second and Jack Suwinski drilled his 16th homer to right off a 93.4 mph fastball.

The Pirates threatened further when Cal Mitchell doubled after a walk to Michael Chavis.

But Tyler Heineman lined to first baseman Pujols and Flaherty popped off the mound for Cruzs bouncer and threw home to get Chavis. Flaherty escaped still down 3-0 by retiring Bryan Reynolds on a fly to center.

The Pirates kept attacking but came up empty in the third, helped by a diving play on Castro by Pujols. Flaherty issued his third walk and allowed a two-out single to Suwinski before Chavez flied to right.

Four innings, 78 pitches

Flaherty blanked the Pirates again in the fourth, with the help of right fielder Brendan Donovan, who threw out former Cardinals minor league catcher Heineman, trying to take second on a hit to right.

Donovan stars on offense, too

Donovan cut into the Pirates lead with his fourth homer with one out in the fifth after center fielder Reynolds had made a sliding catch on DeJong.

Corey Dickerson singled for his second hit in the fifth. He moved up on Goldschmidts groundout but Arenado left another runner, flying to right. The Cardinals were nothing for five with runners in scoring position at that point.

Helsley allows first earned run on road

Closer Ryan Helsley gained the save but allowed a run in the ninth, the first earned run he had allowed in 23 road innings this season.

St. Louis Cardinals' Albert Pujols (5) walks to the dugout after being replaced by a pinch runner, after driving in a run with a single off Pittsburgh Pirates relief pitcher Robert Stephenson during the eighth inning of a baseball game in Pittsburgh, Saturday, Sept. 10, 2022. The Cardinals won 7-5.

St. Louis Cardinals' Albert Pujols, right, is hugged by Yadier Molina (4) after hitting a two-run home run off Pittsburgh Pirates starting pitcher JT Brubaker during the sixth inning of a baseball game in Pittsburgh, Saturday, Sept. 10, 2022.

St. Louis Cardinals' Albert Pujols doubles off Pittsburgh Pirates starting pitcher JT Brubaker during the second inning of a baseball game in Pittsburgh, Saturday, Sept. 10, 2022.

St. Louis Cardinals starting pitcher Jack Flaherty delivers during the first inning of the team's baseball game against the Pittsburgh Pirates in Pittsburgh, Saturday, Sept. 10, 2022.

Pittsburgh Pirates' Rodolfo Castro (14) is greeted by Ben Gamel (18) as he heads to the dugout after hitting a solo home run off St. Louis Cardinals starting pitcher Jack Flaherty during the first inning of a baseball game in Pittsburgh, Saturday, Sept. 10, 2022.

Pittsburgh Pirates starting pitcher JT Brubaker delivers during the first inning of the team's baseball game against the St. Louis Cardinals in Pittsburgh, Saturday, Sept. 10, 2022.

Pittsburgh Pirates' Rodolfo Castro runs the bases after hitting a solo home run off St. Louis Cardinals starting pitcher Jack Flaherty during the first inning of a baseball game in Pittsburgh, Saturday, Sept. 10, 2022.

Pittsburgh Pirates starting pitcher JT Brubaker delivers during the first inning of the team's baseball game against the St. Louis Cardinals in Pittsburgh, Saturday, Sept. 10, 2022.

St. Louis Cardinals' Albert Pujols tosses his bat after hitting a two-run home run off Pittsburgh Pirates starting pitcher JT Brubaker during the sixth inning of a baseball game in Pittsburgh, Saturday, Sept. 10, 2022.

St. Louis Cardinals' Albert Pujols (5) rounds third to greetings from third base coach Ron 'Pop' Warner after hitting a two-run home run off Pittsburgh Pirates starting pitcher JT Brubaker during the sixth inning of a baseball game in Pittsburgh, Saturday, Sept. 10, 2022.

St. Louis Cardinals' Albert Pujols, top, rounds the bases after hitting a two-run home run off Pittsburgh Pirates starting pitcher JT Brubaker (34) during the sixth inning of a baseball game in Pittsburgh, Saturday, Sept. 10, 2022.

The Cardinals' Albert Pujols is greeted by Yadier Molina after hitting a two-run home run in the sixth inningSaturday, Sept. 10, 2022, in Pittsburgh.

St. Louis Cardinals' Albert Pujols watches his two-run home run off Pittsburgh Pirates starting pitcher JT Brubaker during the sixth inning of a baseball game in Pittsburgh, Saturday, Sept. 10, 2022.

St. Louis Cardinals' Albert Pujols (5) is hugged by Yadier Molina after hitting a two-run home run off Pittsburgh Pirates starting pitcher JT Brubaker during the sixth inning of a baseball game in Pittsburgh, Saturday, Sept. 10, 2022.

St. Louis Cardinals' Albert Pujols (5) hits a two-run home run off Pittsburgh Pirates starting pitcher JT Brubaker during the sixth inning of a baseball game in Pittsburgh, Saturday, Sept. 10, 2022.

St. Louis Cardinals' Nolan Arenado, right, stands on third base and celebrates with third base coach Ron 'Pop' Warner after driving in three runs with a double off Pittsburgh Pirates relief pitcher Wil Crowe during the ninth inning of a baseball game in Pittsburgh, Saturday, Sept. 10, 2022.

St. Louis Cardinals' Albert Pujols singles off Pittsburgh Pirates relief pitcher Robert Stephenson, driving in a run, during the eighth inning of a baseball game in Pittsburgh, Saturday, Sept. 10, 2022. The Cardinals won 7-5.

St. Louis Cardinals' Albert Pujols, top, celebrates with first base coach Stubby Clapp (82) after driving in a run with a single off Pittsburgh Pirates relief pitcher Robert Stephenson during the eighth inning of a baseball game in Pittsburgh, Saturday, Sept. 10, 2022. The Cardinals won 7-5.

St. Louis Cardinals' Lars Nootbaar, left, is tagged out by Pittsburgh Pirates catcher Tyler Heineman during the ninth inning of a baseball game in Pittsburgh, Saturday, Sept. 10, 2022. The Cardinals won 7-5.

St. Louis Cardinals' Brendan Donovan (33) returns to the dugout after hitting a solo home run off Pittsburgh Pirates starting pitcher JT Brubaker during the fifth inning of a baseball game in Pittsburgh, Saturday, Sept. 10, 2022.

St. Louis Cardinals catcher Yadier Molina (4) tags out Pittsburgh Pirates' Michael Chavis, center, with umpire cross Torres, left, making the call during the second inning of a baseball game in Pittsburgh, Saturday, Sept. 10, 2022.

Pittsburgh Pirates' Oneil Cruz (15) celebrates with Rodolfo Castro (14) as he returns to the dugout after hitting a solo home run off St. Louis Cardinals relief pitcher JoJo Romero during the seventh inning of a baseball game in Pittsburgh, Saturday, Sept. 10, 2022.

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Quick hits: Pujols clouts 696th homer to tie for fourth all-time as Cardinals rally to win - St. Louis Post-Dispatch

My phone started buzzing withmessages as soon as Queen Elizabeth IIs death wasannounced: friends and formercolleagues, politicians and ambassadors, all wanting to express their sorrow and their admiration forour sovereign. AsIwrite, I can count 51 WhatsApps and texts.

All of them are from outside the Commonwealth, and the vast majority from republics. Many of the people sending them, especially the Americans, see the repudiation of monarchy as an important part of their own identity. One friend, an old-fashioned lefty from Vermont, was typical: Even I, a resolute republican, am an admirer of how Elizabeth conducted herself in her anachronisticrole. My condolences.

Americans tend to profess admiration for the woman who wore the crown rather than for the crown itself, much as one might admire the Dalai Lama without being a Buddhist. Yet, the more you think about it, the harder it is to separate the office-holder from the office. Had Elizabeth Windsor had the baby brother she used to pray for as a girl, she would doubtless have lived a blameless life of rural domesticity. The virtues that the world admired in her discretion, dignity and, above all, duty were admirable precisely because they werethe virtues of a head of state.

Republicans might retort that being the head of state in a constitutional monarchy is hardly a demanding job. The role has been filled in Britain by, among others, two foreigners, a rake and a madman. Only one British monarch the late Queens uncle wasdeemed to fall short of the minimal standards required.

Yet this is to miss the point. Aconstitutional monarchy is not theretomagnify the ruler; we leave that sortof thing to peoples republics. No, a constitutional monarchy is there to legitimise the government, to elevate and ennoble the states core functions and, in the last analysis, to forestall the possibility of civil war.

Yes, civil war. Forty-three per cent of Americans, according to YouGov, expect such an outcome within the next decade. Before you dismiss that finding, consider why civil wars happen. They typically begin, not because people disagree over what policies their country should adopt, but because they disagree about who has the right to issue the orders. While ethnic, religious or doctrinal differences might furnish the combustible material, the match is almost always struck when someone disputes the authority of the presumed government. Now ask yourself whether such a scenario is impossible in the US. For atleast 20 years, there has been a growing tendency there for both parties to see elections as contingent, going immediately to court if they lose.

After the 2020 election, the habit of lawfare turned into something altogether more sinister. In defeat, Donald Trump cajoled various state authorities to declare a different result and, later, incited a mob to march on the Capitol in an attempt to stop the vote being certified.

Suppose that, in 2024, Trump stands again and loses again. Does anyone seriously imagine that he would graciously accept the verdict of the ballot box? Of course not. Once again, he would wheedle, threaten and bully in an attempt to get a different electoral college empanelled. But whereas in 2020 patriotic Republican officials stood by their oaths to the constitution, many of those officials have since been turfed out by Trumpians who got elected precisely by denying that election result.

It is no longer unthinkable that some state administrations, alleging fraud, might appoint their own slates of electoral college delegates. It is possible to imagine two rival electoral colleges choosing two rival presidents, and the 50 states dividing over which to recognise.

Yes, that outcome might still be unlikely. But it is no longer inconceivable. Here, by contrast, such a situation simply could not come about. We have an umpire whose authority all sides respect. Whoever the King recognised would be the headof His Majestys Government. That is what a constitutional monarch is: a military commander who is not ageneral, a head of state who is not apolitician, a focus for national loyaltywho is above ideology and beyond faction.

Dont get me wrong: I love the United States with an intensity that even I sometimes find embarrassing. Irevere the US Constitution in a way that only a few Ron Paul-type literalists still do. Nonetheless, at this distance in time, we can surely admit one thing. The American Revolution, however happy its consequences, was based onwhat turned out to be a falsehood.

In Great Britain, as in the Thirteen Colonies, the 1760s gave birth to an odd conspiracy theory to the effect that the Hanoverians were trying to roll back the powers of Parliament andrule as mediaeval despots. How people ever came to believe this of thedim, dull, decent George III is a mystery. In any event, it turned out tobe utter nonsense. Democracy continued to advance in Britain as inNorth America. Far from descending into autocracy, we remained, in effect, a crowned republic.

Indeed, by the time of the American Revolution, we had already had almost a century of parliamentary supremacy. Since 1689, MPs had determined who should be head of state. They did so when they laid out the succession terms for William and Mary, and they have carried on doing so since most recently in 2013, when the 15 Realms decided, democratically, to alter the rules so that elder daughters should inherit the throne before younger sons.

None of the flummery associated with the crown golden coaches, state openings, military reviews detracts from our democracy. Around four fifths of us presently support the monarchy. But if that majority changed, and voters preferred a republic, no one doubts that their wishes would prevail. That is the beautiful contradiction inherent in a constitutional monarchy. The monarch is sovereign, yet serves at our pleasure.

The late Roger Scruton expressed the paradox eloquently when he likened the magic of monarchy to the enchanting light from the top of a Christmas tree, which the British people perfectly well remembered having climbed up and placed there themselves.

In the United States, where there is no such enchantment, there is a growing prospect of political violence. Not so in Canada, distinguished from its southern neighbour largely by the fact of its monarchy. There, the parliamentary system is unquestioned and political disagreements remain civil. And not by coincidence.

To become a Canadian citizen, you have to swear an oath of loyalty to the monarch, and the accompanying literature explains why in language that neatly makes the case for having amonarch above politics:

In Canada, we profess our loyalty to a person who represents all Canadians and not to a document such as a constitution, a banner such as a flag, or a geopolitical entity such as a country. In our constitutional monarchy, these elements are encompassed by the Sovereign (Queen or King). It is a remarkably simple yet powerful principle: Canada is personified by theSovereign just as the Sovereign ispersonified by Canada.

Canada and the United States are, of course, nations that are exceptionally close to us, as well as to one another. Both are old and successful democracies. Consider, though, some of the countries with a less developed tradition of constitutional rule.

Here are the states I can think of thatabolished their monarchies duringthe late Queens 70-year reign: Afghanistan, Burundi, Egypt, Ethiopia, Greece, Iraq, Iran, Laos, Libya, Nepal, Rwanda, Tunisia, Vietnam, Yemen. Of that list, I reckon only Greece can be said to have made a success of the change. In all the others, there have been times when ordinary people longed for a neutral referee who was neither a politician nor a general.

CS Lewis, as so often, expressed it beautifully: Where men are forbidden to honour a king, they honour millionaires, athletes, or film stars instead; even famous prostitutes or gangsters. For spiritual nature, like bodily nature, will be served; deny itfood and it will gobble poison.

It is striking to see how many of theworlds most liberal, tranquil, contented and egalitarian countries turn out to be constitutional monarchies: Australia, Canada, Denmark, the Netherlands, New Zealand, Norway. Even more striking is how many of these states share the same monarch: King Charles III, 34th great-grandson of Kenneth MacAlpin, 33rd great-grandson of Brian Boru, and 33rd great-grandson ofAlfred the Great and, according to some genealogists, the 41st great-grandson of the Prophet Mohammed. Not a bad record, all told.

God Save the King.

Continued here:
It's no coincidence that the most successful democracies are constitutional monarchies - The Telegraph

On Wednesday, Denvers Chief of Police Paul Pazen, who served for the past five years, told Mayor Michael Hancock he would retire in October.

The decision was voluntary, the mayor said. The timing was based on when the chiefs retirement benefits would kick in and how much paid time off he had earned.

Pazen was on vacation after his announcement.

Now, policymakers, advocates and watchdogs are reflecting on Pazens legacy and what they want out of the next chief.

Chief Pazen has had a distinguished career with the Denver Police Department, and over his nearly three decades in law enforcement, he has served the residents of our city at nearly every level of the department, including its highest rank, with integrity and a community-focused approach to policing, Hancock, his boss, said in a statement. I want to thank Chief Pazen for answering the call to serve, and for his leadership of our communitys police department during these difficult past few years in the life of our city and our country.

Pazen was appointed after fellow Hancock appointee Chief Robert White retired. Whites fraught tenure involved both reforms and numerous police brutality cases, including officer-involved killings that led to lawsuits and protests.

Pazen, who had earned his reputation as a community champion, was hired to fix the departments image.

But in Pazens time in charge, the department was slapped with more lawsuits over police conduct, some of which have been settled and others which the city has lost, spending millions.

Both marched at George Floyd demonstrations. Yet, under their leadership, officers also unleashed violence on protesters at those rallies. As a result, the chief and the department have faced multiple excessive force and police misconduct lawsuits. The city was fined $14 million after a jury decided Hancocks and Pazens police violated protesters First Amendment rights.

Pazen has prided himself for taking guns off the streets. He also oversaw the department when police fired into a crowd, shooting one suspect and six bystanders, in LoDo, in July.

Throughout his time in the role, he has navigated the tensions between tough-on-crime policing and harm reduction efforts, often attempting to appeal to proponents of both methods in addressing drug crimes.

He has championed community policing and supported programs like STAR and LEAD designed to keep low-level offenders out of jail and instead connect them with services.

Having served during such a tumultuous time of unprecedented growth, civil unrest and the COVID pandemic, it will take time to accurately and fully assess the Chiefs tenure, District 6 Councilmember Paul Kashmann wrote.

District 2 Councilmember Kevin Flynn told Denverite he hopes Pazens is remembered for embracing innovative approaches to policing programs like STAR, which were initiated under Whites administration and carried out under Pazen.

Its been very, very successful, Flynn said of STAR. We have expanded it citywide. And it has the capacity to take a not insignificant number of nonemergency responses off of the plates of armed police response, where its simply not needed. I know that many officers embrace this as well. Its become a national model.

But Flynn worries its not Pazens innovative approach to policing that has left its mark on the city.

Unfortunately, I think many people will remember his tenure for the protests and riots downtown because we had both, Flynn said. We had peaceful protests and we had violent protests. And the response to that will probably be remembered more than his embrace of forward-thinking policing.

Flynns district in southwest Denver has experienced a devastating rise in auto theft and shootings, mirroring whats going on in other parts of town. While many in the community have expressed support and admiration for Pazen, Flynn said, others have experienced a heightened sense of anxiety and want to see more police in the area to address crime.

Im sorry to see him leave before we can turn the corner on that, Flynn said.

When Pazen was the commander of Police District 1, he worked extensively with District 1 City Councilmember Amanda Sandoval.

Chief Pazen has been dedicated and loyal to the people of Denver, not only during his time as Chief but throughout his career, she emailed Denverite. I had the honor of working closely with him during his time as Commander of Police District 1, on various issues and always found him to be an amazing partner.

District 9 Councilmember Candi CdeBaca, a frequent critic of the police department, offered a scathing assessment.

His entire tenure has been plagued by failures, she said. And I think that when you look back at his legacy, the evidence of failure is really in the amount of payouts that weve issued, both for settlements, pending trials, as well as the independent monitors report, and the mass police shooting that were still waiting for an investigation on all of this, and very little accountability within the department.

The Independent Monitors Report was a massive document that included interviews with members of the police force that described his performance during the George Floyd protests as both angry and paralyzed, decried the lack of training officers had received that led to the violence against protesters, and described his handling of the protests as a failure of leadership.

District 10 Councilmember Chris Hinds didnt address Pazen by name when asked about his retirement, but did offer, Our community still has quite a bit of healing to do.

She was elected during Chief Whites tenure. At the time, he was being blasted for his leadership at a department in legal trouble and under public scrutiny for excessive force and police killings.

During her first campaign, she promised to address excessive force and police violence, though her office has not exactly made a crusade out of it.

McCann released this statement about Pazen.

Chief Pazen is a dedicated public servant who ushered in many positive and launched many new programs like STAR and LEAD which are serving the people of Denver well, she wrote. He was committed to improving relationships between the police and the community. His concern about the recent rise in crime led to a targeted focus on hot spots and emphasis on removing illegal guns from our streets. My office has enjoyed working with him for the last several years.

Potential mayoral candidate, criminal justice reform advocate and head of Emerge Colorado, Lisa Caldern, has been a steady critic of the Denver Police Department and Pazen and may be facing off with him in the mayoral race, if both choose to run. Pazen told Denverite, in December, he would not.

Its been high time for Chief Pazen to go, said Caldern, in a statement. Record payouts for police brutality, a DPD mass shooting and lost community trust. Hopefully, other safety heads will soon follow. The next Denver Mayor needs to make a clean sweep. If Pazen even thinks about running for mayor, were ready.

On behalf of the men and women of the Denver Police Protective Association (PPA), we wish Chief Pazen well in his retirement and we understand the increasing demands on a law enforcement officer in the State of Colorado and the City of Denver, wrote Linda Yeros, the director of the union, in a statement. Chief Pazens departure, along with hundreds of other experienced officers leaving the profession, comes as no surprise as the risks to personal safety, livelihood and freedoms are higher than they have ever been.

No well wishes. No tributes to his best work. Not even a direct jab at his failures though there was plenty of jabs at the departments work.

The Citizen Oversight Board used the occasion of Pazens retirement to call for reform of the department and the city as a whole.

The past few years have been challenging for Denver and have strained the relationship between our community and our police force, the board wrote. We acknowledge and appreciate the difficult and dangerous jobs performed by Denvers law enforcement officers, but the police response to the George Floyd protests in the summer of 2020 and the recent police shootings of innocent citizens on July 17 in LoDo are two high profile failures that underscore the need for systemic change in the Denver Police Department.

Mayor Hancock appointed Division Commander Ron Thomas, who will begin his work as chief next week. If City Council approves, he will be the next full-time head of the force.

Thomas is a stoic, seemingly imperturbable leader, often the first on the scene to speak after an officer-involved shooting or other high-profile crime. Hes also a longtime member of the department who has appeared at many neighborhood meetings and community gatherings, building trust along the way.

Hes everywhere, Hancock said, at a press conference, announcing Thomass appointment.

Hancock, who knew Thomas as a beat cop long before the mayor entered politics, said that everybody he asked about the new chief had great things to say about him.

I am a man of very few works, Thomas said at the press conference. I really realize actions speak louder than words.

But he wasnt afraid to address some of the safety issues the city is facing and the current lack of trust in law enforcement.

The city and I hold a strong vested interest in having safe communities that trust in their police department, Thomas said. Now, having said that, I understand the challenges ahead that have created my charge.

I know that crime is up, that other safety challenges have increased, he continued. I recognize that response times are up. I understand that call hold times are up. At the same time, I understand that our staffing is down. I understand that community trust is also at a low point.

And Im committed to fixing those things, he said. We need to fix those things. And those things are going to be addressed. I can promise you that.

Hinds is enthusiastic about the pick.

Division Chief Ron Thomas has been in the trenches and in command, making him a great choice for interim Chief, he said. He also served in Internal Affairs, and he can lead those who serve with honor while ensuring Denver Police transitions out those officers who dont.

CdeBaca said Hancock, with less than a year in his role as mayor, has appointed a career bureaucrat, somebody whos probably close to retirement themselves.

That is Chief Thomas, she said. Someone whos been there, who is unfazed by anything and everything Hes been there long enough that we know hes inconsequential.

How long Thomas will serve in the role is unclear, since Hancock is term-limited and the chief of police is appointed by the mayor.

I would expect that a new mayor will do a search for a new chief of police that will reflect the values and the approaches of the new administration, Flynn said. So I dont know if Chief Thomas is an interim, a bridge to the new administration, or whether a new mayor will look seriously at retaining him. I cant predict that, because I have no idea who that new mayor will be. But I have a high degree of respect for Chief Thomas and his work.

Multiple City Council members are calling on the next chief to continue to reflect on the role of policing in the community and embrace programs like STAR.

Moving forward I look for DPD to blend the best of traditional badge and gun law enforcement along with a critical public health approach that addresses the causes of criminal behavior, Kashmann said.

My hope for the future of the Denver Police Department (DPD) is they continue to evaluate and implement community policing best practices found across our nation, Sandoval noted. I encourage DPD to continue partnering with STAR and other programs which contribute to public health and safety.

The police union plans to work with Thomas in addressing retention and safety issues officers are facing.

Public trust in law enforcement is established through accountability and transparency, wrote the Citizens Oversight Board. It is our hope that under the new leadership of Ron Thomas, should his appointment be confirmed by Council, the DPD will engage in a renewed effort to fully restore that public trust. We wish him the best of luck in his new role and we look forward to working with him as we continue to provide civilian oversight of law enforcement along with the Office of Independent Monitor.

The need for reform does not stop with the new chief, the oversight board added.

While there are many things that fall under the Police Chiefs purview, our city also faces challenges that will require coordinated efforts by all of our city leaders to meaningfully address, the board concluded. As we work to hire a new Independent Monitor and await the changes that next years election will bring, we remain hopeful that the role of public safety will be reimagined in our city with the support of our city leaders, law enforcement and community.

Hancock has told Thomas the administration has 300-plus days to make Denver a national model of how a police department can restore trust with a community and believes hes up to the challenge.

And Thomas will need to fix the hiring shortage. And reduce crime. And increase transparency.

Said Flynn: Chief Thomas is going to have his hands full.

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"Distinguished," "loyal," "failure": Denver reflects on the retirement of Chief Paul Pazen and its hopes for new Chief...