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The research study of the global Internet Banking market provides the market size information and market trends along with the factors and parameters impacting it in both the short and long term. The report ensures a 360-degree assessment, bringing out the complete key insights of the industry. These insights help the business decision-makers to make better business plans and informed decisions for the future business. In addition, the study helps the venture capitalist in understanding the companies better and take informed decisions.

The Internet Banking market research report provides essential statistics on the market position of the Internet Banking manufacturers and is a valuable source of guidance and direction for companies and individuals interested in the industry. The report provides a basic summary of theInternet Banking industry including its definition, applications and manufacturing technology. The report presents the company profile, product specifications, capacity, production value, and market shares for key vendors.

The overall market is split by the company, by country, and by application/type for the competitive landscape analysis. The report estimates market development trends of Internet Banking industry. Analysis of upstream raw materials, downstream demand and current market dynamics is also carried out. The Internet Banking market report makes some important proposals for a new project of Internet Banking Industry before evaluating its feasibility.

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Key segments covered in Internet Banking market report: Major key companies, product type segment, end use/application segment and geography segment.

The information for each competitor includes:

Company segment, the report includes global key players of Internet Banking as well as some small players:

For product type segment, this report listed the main product type of Internet Banking market

For end use/application segment, this report focuses on the status and outlook for key applications. End users are also listed.

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This report covers the following regions:

Key Questions Answered in the Report:

We also can offer a customized report to fulfill the special requirements of our clients. Regional and Countries report can be provided as well.

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Internet Banking Market By Key Players, Product And Production Information Analysis And Forecast To 2026 - Murphy's Hockey Law

The latest market research report, titled Global Online Banking Market, methodically compiles the principal components of the global Online Banking market research study. The report comprises an in-depth investigation of the market, underlining the latest growth trends and market dynamics. The report is intended to help readers make an accurate assessment of the present and future market scenarios.

The global Online Banking industry is poised to witness substantial growth during the projected timeframe, demonstrating a robust CAGR of xx%. As per the latest report published by Market Expertz, the global market development is majorly supported by a considerable rise in the demand for products and services offered by this industry. A detailed synopsis of the Online Banking market valuation, revenue estimation, and market statistics is a key component of the report. Hence, the report aims to help readers gain viable insights into the competitive spectrum of the Online Banking market. It further draws attention to the vital business expansion strategies adopted by the leading market contenders to reinforce their global market positions.

Request a sample copy of the report to understand the structure of the complete [emailprotected] https://www.marketexpertz.com/sample-enquiry-form/49386

Competitive Landscape

The report presents a holistic investigation of the Online Banking business mechanism and growth-oriented approaches undertaken by the leading companies operating in this market. The report highlights the numerous strategic initiatives, such as new business deals and collaborations, mergers & acquisitions, joint ventures, product launches, and technological upgradation, implemented by the leading market contenders to set a firm foot in the market. Hence, this section is inclusive of the company profiles of the key players, total revenue accumulation, product sales, profit margins, product pricing, sales & distribution channels, and industry analysis.

Market segments by Top Manufacturers:

ACI Worldwide (U.S.) Microsoft Corporation (U.S.) Fiserv, Inc. (U.S.) Tata Consultancy Services (India) Cor Financial Solutions Ltd. (UK) Oracle Corporation (U.S.) Temenos Group AG (Switzerland) Rockall Technologies (Ireland) EdgeVerve Systems Limited (India) Capital Banking Solutions (U.S.)v

COVID-19 Impact Analysis:

The COVID-19 impact assessment included in this report makes it highly distinctive from other market reports of the same category. Researchers have drawn a major focus on the significant impact of the COVID-19 pandemic on the Online Banking market. This section depicts the pandemics effects on the global economic scenario, which have further impacted the Online Banking business sphere. The report evaluates the key market influencing factors and considers the COVID-19 pandemic as one of the contributing elements for the markets potential downturn. The market has been substantially affected by the pandemic, and changes can be seen in the market dynamics and demand trends. Therefore, the report broadly assesses the comprehensive impact of the pandemic on the overall growth of the Online Banking market, besides offering a future COVID-19 impact assessment.

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Market split by Type, can be divided into:

Retail Banking Corporate Banking Investment Banking

Market split by Application, can be divided into:

Payments Processing Services Customer and Channel Management Risk Management Others

Geographical Analysis:

The latest business intelligence report analyzes the global Online Banking market in terms of market reach and consumer bases in the markets key geographical regions. The global Online Banking market can be categorized into North America, Asia Pacific, Europe, Latin America, and the Middle East & Africa based on geography. This section of the report precisely evaluates the presence of the global Online Banking market in the major regions. It determines the market share, market size, revenue contribution, sales network, and distribution channels of each regional segment.

Key Points of the Geographical Analysis:

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Key Highlights of the Global Online Banking Market Report:

Browse the full report description, along with the ToCs and List of Facts and Figures @ https://www.marketexpertz.com/industry-overview/2019-online-banking-market

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Online Banking Market Overview with Qualitative analysis, Competitive landscape & Forecast by 2027 - Khabar South Asia

Global Internet Banking Market report, published by Adroit Market Research, is an extensive compilation of the essential aspects of the global Internet Banking market, assessed thoroughly by our team of researchers. The market intelligence report offers insightful data and information relevant to the market to acquaint the readers with the lucrative growth prospects existing in this industry, eventually helping them formulate effective business strategies. The global Internet Banking market report has been methodically curated using industry-verified data to offer information concerned with the leading manufacturers and suppliers engaged in this sector. It further focuses on their pricing analysis, gross revenue, product portfolio, sales network & distribution channels, profit margins, and financial standing. Therefore, the latest research document includes competitive analysis, key market players, crucial industry-related facts & figures, sales revenue, product prices, gross margins, market shares, business strategies, dominant regions, and key developments.

Top Leading Key Players are:

Microsoft Corporation (US), Fiserv, Inc. (US), ACI Worldwide (US), Tata Consultancy Services (India), Cor Financial Solutions Ltd. (UK), Capital Banking Solutions (US), Edge Verve Systems Limited (India), Rockall Technologies (Ireland, Temenos Group AG (Switzerland) and Oracle Corporation (US)

Get Sample Copy of this Report: https://www.adroitmarketresearch.com/contacts/request-sample/27?utm_source=PT

Internet Banking Market analysis covering the period 2020 to 2025. Industry coverage includes production capacities, trends and industry drivers. Market coverage includes international trade, segmental drivers, volumes, market prices and market values. The key focus of the report is a detailed look at historic, current and projected future volumes in the primary market segments. The report also presents a thorough qualitative and quantitative data pertaining to the projected impact of these factors on markets future growth prospects. With the inclusive market data concerning the key elements and segments of the global Internet Banking market that can influence the growth prospects of the market, the report makes for a highly informative document. The Internet Banking Market report displays the production, consumption, revenue, gross margin, cost, market share, CAGR, and market impacting variables of the Internet Banking industry and forecast to 2025, from 2020.

For in-depth analysis and thorough understanding, the report presents a demand for individual segment in each region. It demonstrates various segments B2B, B2C, C2C and sub-segments Manufacturing, Consumer Goods, Retail, Automotive, Food and Beverage, Other of the global Internet Banking market. The global Internet Banking market report explains in-depth about the quantitative as well as the qualitative scenario of the market. The global Internet Banking market report delivers the precise analytical information that explains the future growth trend to be followed by the global Internet Banking market, based on the past and current situation of the market. In addition, the global Internet Banking market report delivers concise information about the federal regulations and policies that may indirectly affect market growth as well as the financial state. The situation of the global market at the global and regional level is also described in the global Internet Banking market report through geographical segmentation.

Browse complete Internet Banking market report description and TOC @ https://www.adroitmarketresearch.com/industry-reports/internet-banking-market?utm_source=PT

Global Internet Banking market is segmented based by type, application and region.

Based on Type, the market has been segmented into:

retail banking & investment banking

The research on the Internet Banking market focuses on mining out valuable data on investment pockets, growth opportunities, and major market vendors to help clients understand their competitors methodologies. The research also segments the Internet Banking market on the basis of end user, product type, application, and demography for the forecast period [emailprotected] Comprehensive analysis of critical aspects such as impacting factors and competitive landscape are showcased with the help of vital resources, such as charts, tables, and infographics. This report strategically examines the micro-markets and sheds light on the impact of technology upgrades on the performance of the Internet Banking market.

Internet Banking Market research study involved the extensive usage of both primary and secondary data sources. The research process involved the study of various factors affecting the industry, including market environment, competitive landscape, historical data, present trends in the market, technological innovation, upcoming technologies and the technical progress in related industry, and market risks, opportunities, market barriers, and challenges. The report scrutinizes different business approaches and frameworks that pave the way for success in businesses. The report used expert techniques for analyzing the Internet Banking Market; it also offers an examination of the global market. To make the report more potent and easy to understand, it consists of infographics and diagrams. Furthermore, it has different policies and development plans which are presented in summary. It analyzes the technical barriers, other issues, and cost-effectiveness affecting the market.

The research report on the global Internet Banking market offers a comprehensive analysis, synthesis, and interpretation of data gathered about the Internet Banking market from the number of reliable sources. In addition, the information has analyzed with the help of primary as well as secondary research methodologies to offer a holistic view of the target market. Likewise, the Internet Banking market report offers an in-house analysis of global economic conditions and related economic factors and indicators to evaluate their impact on the Internet Banking market historically. The report provides a broad segmentation of the market by categorizing the market into application, type, and geographical regions. The Internet Banking market report delivers the growth prospects as well as the current scenario of the market. In addition, to assess the market size, the global Internet Banking market report offers a brief outlook of the market by synthesis, study, and addition of data form the number of sources.

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Internet Banking Market 2020 Global Innovations, Competitive Analysis, New Business Developments and Top Companies Global Forecast to 2026 - The...

Fall is around the corner, meaningits time to change into your favorite cold-weather styles.

Youre probably looking for jackets, sweaters and comfy footwear. Plus, we know theres nothing quite like a pair of trendy UGG boots to add to your fall wardrobe.

And youre in luck because a variety of UGG styles are on sale at both Zappos and Nordstrom Rack this week.

For a limited time, you can enjoy discounts of up to 70% off boots, mittens, raincoats and more at the retailers.

And with such a wide range of UGG markdowns, youre sure to find something cute and affordable youll want to rock all fall.

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Ugg footwear discounted up to 70 percent at Zappos and more top brands - New York Post

Chis Rock is busy promoting his upcoming show Fargowhich is set to release later this month. In a recent interview with The Hollywood Reporter, the actor talked about anOcean's Elevenremake that was never made.This unmade project would have starred an all-black cast featuringChris Rock,Eddie Murphy,Dave ChappelleandChris Tucker in the lead roles. Moreover, according to Rock, this Black Ocean's Eleven movie would have featured a parody version ofDonald Trump as the main villain.

Also Read |Virus Delays Filming Of 2 Seasons Of Atlanta Until 2021

In a recentinterview withThe Hollywood Reporter, Chris Rock revealed that he was once set to star in an all-blackOcean's Elevenremake. Chris Rock mentioned that this idea was pitched to him byEddie Murphy when they were both atproducerBrian Grazersoffice. The movie would star a cast of Black comedians who wanted to take down Donald Trump. The cast would featureChris Rock,Eddie Murphy,Dave ChappelleandChris Tucker, who would join forces and break into the Trump Tower.

Also Read |'The Longer Yard' Cast Is Headlined By Adam Sandler Alongside Several Prolific Actors

However, this movie was never made and instead, theTower Heistmovie starringBen Stiller andEddie Murphy released in 2011. Moreover,Tower Heistdid not feature Trump as a villain. Instead,Alan Alda played the role of a rich businessman who scammed people with hisPonzi scheme. The heroes of the movie decided to rob him after they were conned by one of his schemes.

Also Read |'The Ellen DeGeneres Show' To Return Post Alleged Toxic Workplace Accusations?

Further, Chris Rock also talked about the time he saw Donald Trump at aNew York City nightclub. Chris Rock revealed that this story took place long before Trump started his political career. The actor said that the moment Donald Trump entered the room, all the girls in the club ran in his direction. He talked about Trump's presence in the nightclub and how people instantly noticed him due to his height and status as a billionaire. Chris Rock jokingly added that if the room was a seesaw, he would have been in the air.

On the work front, Chris Rock will next be seen in the fourth season of the critically acclaimed show Fargo, which is set to release on September 27. The actor is also set to star in a 2021 horror movie titledSpiral: From the Book of Saw. This movie will be the ninth instalment in the Sawmovie franchise.Samuel L. Jackson will also feature in the movie in a prominent role.

Also Read |Anne Hathaway In Final Talks To Star In Doug Liman's Pandemic Film 'Lockdown'?

Get the latest entertainment news from India & around the world. Now follow your favourite television celebs and telly updates. Republic World is your one-stop destination for trending Bollywood news. Tune in today to stay updated with all the latest news and headlines from the world of entertainment.

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Chris Rock talks about unmade all-black Oceans Eleven remake with Trump as the villain - Republic World - Republic World

In the year of the Water Hog, Chhnmo-phag-lo, the wrath of god rose in the land of Sog-yul, and broke on the people of Ladakh. The armies of the great Genghis Khan, chronicles record, swept aside the forces of Ladakhs ruler and laid waste to the land. From 1685 CE to 1687 CE, the fighting raged on. The desperate Ladakhis appealed to the Mughal governor of Kashmir for help. Nawab Fateh Khan, sensing peril to his own imperial domains, led an army of six lakhs in fact 6,000, regrettably prosaic modern historians estimate and chased back the invaders.

The Mughals soon left, though, and the Sog-po, the people of Sog-yul, returned in 1689CE. This time, the Ladakhis turned to the wise monk Brug-pa-pham-langpo, who mediated a peace agreement. In return for the district of Rudok, the Sog-po agreed to withdrawand a great black rock in the village of Demchok came to mark the permanent frontier.

Now, troops of the Indian Army and Peoples Liberation Army are staring out at each other on either side of that very rock, all the way northwards along the Line of Actual Control to Pangong, the Galwan valley, and the bleak Depsang plains.

The two countries face the same choice the regions medieval rulers confronted: ought they pick the way of the sword, or the way of the monk?

Even as Indian television exults at the incredible bravery of soldiers who have occupied tactically-significant heights south of Pangong Lake, any genuine answer to this question must rest on a dispassionate appraisal of the strategic situation, not emotion. The Indian Army has a line of sight to the PLA garrison at Spanggur and returning the favour bestowed by it in April, north of Pangong. These gains are only of significance if China proves willing to trade-in its gains to avert further conflict.

Likely, China instead wishes to use its key advantage, a technologically advanced military which began a radical modernisation process in the 1980s, to bleed India over a protracted period of time. Forcing India to expend massive resources, will compel New Delhi over time to accept terms it would not do todayand serve as a lesson to other would-be challengers.

In essence, a few minutes with maps (above) make clear the PLA now controls much of what China calls its 1959 claim-line, the territories it asserted prior to the 1962 warand briefly occupied, before withdrawing to easily sustainable positions of the Tibetan plateau. New Delhi cannot reverse that situation without either risking waror a persuasive diplomatic deal.

For India, the situation in fact marks the worst all worlds. Even though it has been unable to reverse Chinas assertion of the 1959 line, it is now committed to holding back the PLA through a brutal, logistically-draining and resource-sapping occupation of positions at extreme altitude that can stretch for years, if not decades.

Although no official figures are available, the cost of sustaining 30,000-40,000 additional troops through the winter imported extreme-weather equipment, road maintenance, the wear of equipment like tanks and artillery, and additional flying hours for fixed-wing and heavy-lift aircraft could by informal estimates stretch upwards of Rs 8,000 crore per month. Indeed Indian military presence on the Siachen Glacier alone is estimated to cost upwards of Rs 5 crore a day, not counting logistical infrastructure investments.

This expense, given the gap between the size of the two economies, inexorably asymmetric. This year, Chinas declared military budget is $117 billion, up from $106.4 billion in 2012-2013 and $91.5 billion in 2011-12. For the past decade, Chinas military budget has expanded at about 12percent, ahead of its economic growth. The scholar Abhijnan Rej has documented in granular detail the growing gap between Indias military means and those of China.

Kangana Ranaut said it best: tumharey paas, aur tumharey Pita-ji key paas to duniya bhar ka paisa hai.

Expense is, of course, entirely justifiable in the face of compelling national interests but only if there are clear strategic ends, and it is far from clear if that is the case. The strategic community in India errs in mirroring its own mntalit in assessments of the thinking of its adversary. The PLA is not and never has been a prisoner of the occupy-and-hold-every-inch fixation Indian politics has imposed on military thinking. Land is not the PLAs end; it is merely a means.

Fearsome as Chinas military build-up might be, moreover, it isnt clear India need to be terrified into a reflexive matching of force. Eight of China's 18 Group Armies the equivalent, roughly, of an Indian corps face out on its south-eastern seaboard. Throughout Chinas military modernisation drive, the United States Defence Department noted in 2012, Taiwan contingency planning has dominated the agenda.

The asymmetry of resources, though, does make it imperative that Indias strategic community thinks smart rather than be drawn into the trap of fighting the kind of war the PLA has chosen to impose.

In large parts made up of only sons the products of the one-child family policy and sensitive to the pressures that a large-scale loss of life would entail in a relatively affluent society where ageing parents are dependent on their single child. Thus, it will most likely avoid limited war, or even skirmishing.

However, as the scholar PS Suryanarayana has observed, Beijing will only enter into a border agreement when it recognises that the cost of not settling the issue outweighs the cost of a continuation of stalematewhich, put another way, is no time soon.

From that other Sisyphean enterprise the Line of Control with Pakistan there are some useful lessons to be learned. To any thinking commander in either India or Pakistan, it has long been evident that the Line of Control model mountain-to-mountain saturation with troops, all year round is militarily useless.

Technological means available today render the so-called benefits of such occupation lines of sight to enemy positions; preventing infiltration; securing territory largely irrelevant. The intense Indian Army presence LoC, moreover, did not prevent large-scale infiltration into Kashmir from 1988 to 2003; nor have years of skirmishes shown either side is deterred by the actions of the other.

Governments have long known this. In 1992, the memoirs of former National Security Advisor JN Dixit record, then-Defence Secretaries NN Vohra and Salim Abbas Geelani, were poised to sign a mutual-withdrawal agreement.

Though the stated reasons for New Delhis eleventh-hour decision to walk away had to do with public backlash against appearing to cede territory, there was one unstated factor: Indian military commanders had no confidence the leadership would let them respond, should Islamabad take the territory later.

New Delhis playbook changed in 2002, when Prime Minister Atal Behari Vajpayee ordered Indian combat jets to bomb a peak LoC Pakistani troops had occupied. There has been no attempted grab since.

Even if such tactics are infeasible against China, creative thinking is needed to ensure real costs accrue to violating Indias red lines. Generals need to be thinking of new ways of deterring China that do not commit the Indian Army to expensive and pointless ground-holding operations. Politicians and diplomats need to consider how time might be bought to develop the capabilities India today lacks.

The core question that ought be concerning New Delhi is not whether the PLA has taken a few kilometres of territory or a mountaintop here or there: Though these are excellent to pass the time on Twitter on TV debates, they are of no strategic consequence. Instead, the real need is to develop sharp clarity on what New Delhis real red lines are, and how it will respond should they be breached.

Bear in mind, the colonial civil servants Alexander Cunningham and PA Vans Agnew were ordered, as they began an effort to negotiate the border between British India and Tibet in 1846-1847, that, it is not a strip more or less of barren or even productive territory that we want, but a clear and well defined boundary in a quarter likely to come little under observation.

Read more here:

On the Line of Actual Control in Ladakh: The way of the sword, and the way of the monk - Moneycontrol.com

We urge everyone to get out and vote today during the Municipal Elections; a large number of candidates have tossed their hat in the ring for public office this time around in Cherokee County.

In the City of Centre there are three candidates seeking the position of mayor; those include William Bubba Johnston and Mark Powell Mansfield along with current council member Cedric Williams. Current mayor Tony Wilkie has announced that he would not be seeking a fourth term, following his 12 years of service.

For Centre City Council those qualifying include Glenn Chandler, Don Cothran, Kay Davis, Greg Higgins, Jay Howell, Frankie Kelly, Harry Moon, Toby Pace, Phillip Roberts, Billy Pruitt and Bess Yarbrough.

In the Town of Cedar Bluff the mayors race has a full slate of candidates including current mayor Tammy Crane, Roger Griffith, Teanna Cannon and Vermelle Bonfanti.

For Cedar Bluff Town Council:

District 1 Tim Miller, Eugene Mann and Justin HerrinDistrict 2 Tommy Maxwell and Anna GraceDistrict 3 Bobbie Hicks, Jeff Smith and Jack BondDistrict 4 Angela Ritchie and Tom SweetDistrict 5 Current Councilwoman Leatha Harp is running unopposed

And in the Town of Leesburg, current Mayor Brandy Pierce will serve another term, as he is unopposed.

For Leesburg Town Council, those in places one through four are unopposed:

Place 1 Frankie BrewsterPlace 2 Joe SonatyPlace 3 Jimmy TilleryPlace 4 Wayne ByramPlace 5 Melissa Rodriguez and Jeremy Lee

In the Town of Gaylesville, Mayor Elizabeth Stafford is running unopposed.

For Gaylesville Town Council:

Place 1 Daniel Steele, Rickey WheelingPlace 2 Tommy StoreyPlace3 Gay Van PeltPlace 4 David Hanks, Jean WatwoodPlace 5 April Givens

And in the Town of Sand Rock all candidates are running unopposed, including Mayor Gene Farmer

On the Sand Rock Town Council:

Place 1 Brody MosesPlace 2 Julia C. SmithPlace 3 Jonathan CashPlace 4 Greg OliverPlace 5 currently vacant

Again, we here at WEIS Radio urge you to exercise your right to vote!

Continued here:

Get Out and Vote / Municipal Elections Held TODAY (Tuesday, August 25th) in Cherokee County - weisradio.com

"So please dont talk about fighting climate change like its just something that will never happen! The fact is that if we do NOT make it happen, we can kiss our world goodbye."

The Standard-Times verifies and reviews all letters to the editor we receive. The letters represent the views of the letter writers, not those of The Standard-Times.

This letter is in response to Scott Langs letter about this race where he was advocating voting for Congressman Joe Kennedy III, rather than Senator Ed Markey.

The first part of his letter I find deceptive and simply an attack that you would have expected from a Republican conservative.

He called the Green New Deal legislation aspirational and even idealistic. I remember this saying about ideals from when I was in 7th grade. Ideals are like stars. You do not succeed in touching them with your hands. But like the sea faring man on the desert of waters, you choose them as your guides, and following them you reach your destiny. Obviously Scott Lang didnt learn that lesson. Perhaps he also felt the same way when former President John F. Kennedy said we need to put a man on the moon by 1970! Yes it was aspirational and idealistic, but we then did it because we set our mind to it.

So please dont talk about fighting climate change like its just something that will never happen! The fact is that if we do NOT make it happen, we can kiss our world goodbye.

I would also challenge Mayor Langs statement about Congressman Joe Kennedy being a true progressive leader. I listened to his 2018 response to President Trumps State of the Union Address, and I was totally unimpressed by his response. He didnt seem like the true progressive leader that Mr. Lang referred to. Now I dont doubt that Joe Kennedy may have become more progressive over the past 2 years! If he didnt, he would have to have been living under a rock all that time!

Theres a reason why the Boston Globe has endorsed Senator Ed Markeys re-election campaign. They called him the True Progressive in this race.

I also remember an instance where Joe Kennedy III wasnt there for us Letter Carriers and the U.S. Postal Service last year when we asked him to become a co-sponsor of the Postal Fairness Act (H.R. 2382), which would have ended the ridiculous requirement for the U.S.P.S. to pre-fund our future retiree health benefits for the next 75 years within 10 years!

As members of the Massachusetts State Association of Letter Carriers, we were tasked with getting our Massachusetts Congresspersons to co-sponsor that bill. Several of us had called or written to Congressman Joe Kennedy in hopes that he would sign on right away. He was the last Congressperson from this state and also one of the last Congresspersons in the United States to become a co-sponsor.

The last time I called his office I actually spoke to one of his staff members and asked why they would expect us to vote for him as a Senator, when we couldnt even rely on him to act on our behalf as our Congressman! I still have at least one of the letters I sent to his office on my Desktop!

Those are things us working people do not forget about when someone fails to come to our aid. Thats just one of the big reasons I voted for Senator Ed Markey!

Richard Drolet is a New Bedford resident and Chairperson of the N.B. Democratic City Committee.

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Letter: Senator Ed Markey is the true progressive in the race - SouthCoastToday.com

Division of Laura Lee (left to right): Viktor Lager, Jonas Gustafsson, Hkan Johansson, and Per Stlberg. Photo by Erik Toresson Hellqvist

A little over 15 years ago, an envelope from Bad Religion guitarist Brett Gurewitzs Epitaph record label crossed my desk. Inside was a CD by a Swedish band Id never heard of: Division of Laura Lee. The name made me think of those Sara Lee fruit pies you see in the freezer section.

With not-high expectations, I popped Das Not Compute into my drive and, as banal as it sounds, it marked the beginning of a musical turning point for me. Not because the music was necessarily pioneering, but because the unique mix of alternatingly careening and fuzzed-out garage-punk and melancholy shoegaze atmospherics was simply refreshing. For music journalists, the daily deluge of PR-hyped albums can jade you after a while. But Das Not Compute struck me as much for its raucous energy, moody textures, and cool guitar sounds as it did for its lack of affect and pretentionthink My Bloody Valentine meets Sonic Youths more song-oriented side. I soon tracked down the quartets 2002 Black City (also on Epitaph), as well as a compilation of their straight-hardcore 90s work, 97-99, and Ive eagerly awaited every album since, from 2007s Violence Is Timeless to 2013s Tree and, finally, this years Apartment.

Why am I telling you this and thus committing my biggest journalistic pet peeveinserting myself into a story thats not about me? I guess its because so many of the people Ive introduced Division to over the years have really dug them. Why havent I heard of these guys before? Theyre awesome! To me, its a bit of a travesty theyre hardly knownespecially after landing such a promising deal with one of the U.S.s foremost proponents of punk and post-hardcore bands.

Its bittersweet in that it was the best of times, says guitarist/vocalist Per Stlberg of the short-lived Epitaph deal and their time touring with influential post-hardcore outfit Thursdaywhich ended abruptly halfway through and saw DOLL heading back to Gothenburg. We toured a lot and had a really good connection with those guys, but we did a lot of wrongs, toowe were snotty kids. Im so proud of what we did, though, because we never compromised. Asked to expound on the compromise bit, the still-avid skateboarder says it was the typical manager thing. Like, Dude, I broke my arm. I cant tour. Oh, well, lets bring another guy on tour. No! No, we wait. And we waited. Is that good for your career? Probably not, but honestly I dont give a shit. Id rather be me than somebody else. We would probably be bigger if we stuck on and did them, but we didnt. We cant change that now. Adds cofounding bassist/vocalist Jonas Gustafsson, I guess if we had made it a bit bigger, it would have struck way harder. I dont think we would still be around now if we were famous for, like, 15 minutes and then lost it all.

But Stlberg, Gustafsson, and founding drummer Hkan Johansson didnt leave empty-handed, as the bands stateside stint had seeded a lot of growth back home. Violence Is Timeless did really good in Europe and especially in Swedenwhich was the opposite of before, Stlberg explains. Except for the hardcore scene, nobody really cared about us in Sweden when we were touring the U.S.or maybe thats when they found out about us. But [the hardcore crowd] thought we sold out because we played too much [straight-ahead] rock all of the sudden.

I dont give a shit what you thinkI havent wasted my life on punk rock. Per Stlberg

The first single from this years Apartment, a scathing brawler called Hollow Pricks, was released at the end of 2018. But otherwise its taken seven long years for Division of Laura Lee to produce the follow up to Tree. The big reasons for this include the fact that they lost longtime guitarist David Fransson, and each member, including Franssons replacement, Viktor Lager, now has kids, plays in other musical projects, and has a day job. (Stlberg operates Welfare Sounds studio in Gothenburg; Gustafsson, in addition to working in retail logistics, played in a TV talk-show house band; and Johansson works as a graphic designer.)

It wasnt just that life was busy, though. The ambitiousness of their previous LPtheyd convinced themselves they needed to mature into something more sophisticatedhad worn them out. Tree was a big step to the left for Division soundscaping and not so much riffing, says Lager, the bands newest member. It was very hard to play live. Gustafsson chimes in, [On Tree] we were working with [producer] Jason Lytle from Grandaddy and we were aiming at something else. So when we started talking about the new album, I had one rule: no vocal harmonies! Stlberg concurs: It didnt feel like we could write larger-than-life pop songs anymoreit felt really phony. We spent a lot of time talking about what the hell to do. Six to seven months after Hollow Pricks was released, we knew we only wanted to do punk songslike, really on-point and uncompromising: Here we are, take it or leave it. The rest of the songs came super fast and easy. Basically back to what we did in 97, but were way better now.

Then came the pandemic. Slated for a May 8 release in Europe, Apartment was delayed till August in hopes the global coronavirus situation might improve. In the meantime, in a move hearkening back to their DIY roots, DOLL both teased new tunes and revisited their deep catalog at an April 30 gig live-streamed from a Gothenburg drive-in theater. PG spoke to Stlberg, Gustafsson, and Lager a few days later.

Apartment was written long before COVID-19, but many of the lyrics seem inspired by the pandemic. Safe talks about Someday you will be safe / Ill be here, waiting for love / Take some time not worrying about your altered career and all of that B.S. Paris talks about having to fear for your life / The primal instinct to survive / Waiting for disaster / Stacking up supplies. And the urgency of the title tracksI need to get out / Out of the apartment Im trying to survive / But I cant get outfeels like a coronavirus cabin-fever anthem.Per Stlberg: I know, its insane. Especially Apartment! But we were actually done recording in May of last year. It just took forever to start with mixes. It was all mixed and mastered in December

Jonas Gustafsson: Its mainly the lyrics that I wrote, as wellmaybe Id seen too much of The Walking Dead [laughs]. I try to imagine other peoples agony, because Im quite a happy person. I grew up safe in a normal family, Ive got some money saved up, and everything is fine, but we have a lot of friends who have been damaged by drugs and violence.

Stlberg: When youre getting older, you cant really write about how you had a tough time growing up, you know? But the world is still a weird place. Sometimes you feel cornered or alone, even if you have a cool familyand we all do. But sometimes that 18- or 20-year-old dude in you crawls out again and you feel like a weirdo, totally alone. Thats when its really easy to write lyrics, I guess.

Hollow Pricks feels like a brutal indictment of the mainstream music industry. I need to wake up rich / And say bye, bye, bye, bye / You hollow pricks / Cause Im DIY and Im not yours to fix / I got my own plans, thoughts, ideas on how / To make us all be real and forever stay true. Whats the story behind that?Stlberg: It was inspired by a conversation I had with friends who said you can only do punk when youre young. I felt they were all wrong. I dont give a shit what you thinkI havent wasted my life on punk rock. I would never believe that. It doesnt matter who you are or how old you are. You can do whatever you want.

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Maybe I'd Seen Too Much of The Walking Dead - Premier Guitar

The Sony WH-1000XM4 is finally here. Their predecessors, the Sony WH-1000XM3 headphones, stole the crown from Bose back when they were first released back in 2018and weve been waiting for a successor since then. Now Sony has released the new and improved headset that adds multipoint connectivity at the expense of aptX. But is it enough to compete in a crowded field of noise cancelling headphones?

In the box youll find everything you need to use the headphones.

In the box youll get the Sony WH-1000XM4 headphones, a hardshell carrying case, a 3.5mm audio cable, airplane adapter which is a nice touch, and a USB-A to USB-C charging cable.

The Sony WH-1000XM4 dont look too different from the originals except for a few slight tweaks.

While the WH-1000XM4 headphones are almost identical in looks to their predecessor, there are some new features tucked away inside. Bluetooth multipoint makes them just slightly more convenient in everyday use by letting you connect to two devices at once (more on that later). It makes it easy transitioning from listening to music while working at your desk to watching a YouTube video on your phone, and back again, all without opening your Bluetooth settings. This was one of the biggest complaints with the WH-1000XM3, and having it here in the Sony WH-1000XM4 is definitely going to make plenty of people happy, with one big caveat. If youre going to use multipoint, both connected devices need to use the AAC Bluetooth codec.

The addition of Bluetooth multipoint means you can stay connected to two devices at once.

Aside from the ability to stay connected to two devices at once theres also a few new features you can only access if you download the Sony Headphones Connect app, such as the speak to chat functionality. When turned on this will pause your music whenever the headphones detect that youre speaking. While it definitely works, the feature treads a fine line between useful and annoying, especially considering how sensitive the detection is.

I found this more of an annoyance than a useful feature.

For example, while listening to a podcast, the headphones paused the media when I chuckled at a joke. Youre never really aware of how many weird sounds you make until youre wearing a pair of headphones that pause your music each and every time you make one. It could be useful to some people, but many will probably just turn it off.

The headphones have a new sensor in the left earcup that will auto-pause your music when you take them off.

Along the same lines is the auto-pause feature, which stops playback when you remove the headphones. On the inside of the left earcup is a small sensor that detects when youre wearing the headphones or not, and pauses music when you take the headphones off. Is it a must-have feature? Absolutely not, but its the kind of subtle touch that youd expect from a $350 pair of headphones and Sony nailed it here.

The actual earcups are also slightly thicker than the previous pair, which results in better isolation even when noise cancelling is turned off. On the other hand the headband itself is thinner with a little less padding, and I have to say I felt the difference here. While these are definitely comfortable, there was an ever-present pressure at the crown of my head that only became more pronounced with longer listening sessions.

The headphones controls havent changed much. Both earcups are still touch-sensitive and you control playback with a series of taps and swipes. Unfortunately, the double-tap to pause function only actually works some of the time. Swiping to control volume and skip between songs works seamlessly, but for some reason the headphones struggle to register taps. Sometimes its easier and quicker to simply take off the headphones and let them auto-pausethe pause functionality worked roughly 25 percent of the time for me.

Cupping your hand over the left earcup activates ambient mode which is still one of my favorite features.

Cupping your hand over the left earcup activates ambient mode, which is still one of my favorite features. It dramatically lowers the music and uses the microphones built into the headphones to play whats going on around you. Not a huge deal for anyone still spending most of their time at home like I am, but super useful if you need to quickly catch an announcement from the pilot or train conductor while commuting.

The earcups are slightly larger than the previous version and the padding is a little less plush, but still comfortable.

If you were hoping for an improvement in noise cancelling with the WH-1000XM4, these are going to make you very happy. Somehow, the team at Sony made the ANC even better than before.

The WH-1000XM4 are better than the WH-1000XM3 when it comes to noise cancelling.

Plots like the one above give a rough idea of how much noise is cancelled across the audible spectrum of 20Hz 20kHZ (the limits of human hearing). Taller peaks in the chart above correspond to more noise being removed. The WH-1000XM3 wasnt a slouch where the noise canceling was concerned, but the Sony WH-1000XM4 is better in its ability to attenuate lower-frequency sounds like the low hum of an air conditioner, or the constant rumble of a jet engine.

Pairing to the Sony WH-1000XM4 is as simple as tapping your phone to the back of the NFC logo on the left earcup and following the prompt that appears on your smartphone. If your smartphone doesnt have NFC, youll need to pair the old fashioned way by going into Bluetooth settings.

To pair a second device, its a similar processexcept the headphones wont automatically enter pairing mode when you turn them on since theyre already paired to another device.

To pair to a second device:

The Sony WH-1000XM4 headphones opt for a slightly thinner headband.

The Sony WH-1000XM4 are rocking Bluetooth 5.0, have Bluetooth multipoint, and support SBC, AAC,and Sonys own LDAC, which has the highest streaming quality possible if youre willing to deal with a somewhat less-stable connection. If youre using something that isnt compatible with any of these codecs then it will default down to SBC, which is the most basic codec shared by all Bluetooth audio devices. Devices that dont have Bluetooth at all can always connect via the included 3.5mm audio cable too.

Represented is the max transfer rate (kbps) of each respective Bluetooth codec (greater is better). Each waveform depicts a transfer rate of 100 kbps.

However, multipoint capability is only available if youre using AAC, and not LDAC or SBC. Depending on what youre looking to do it might be worth it, but its not for me, as I spend most of my time using at least two devices.

The WH-1000XM4 have a ton of Bluetooth codec options but thankfully still have a place for a standard 3.5mm audio cable as well.

I live in a fairly average-sized two-bedroom apartment, and in my testing I didnt have any issues with range. While the headphones connected to my laptop I was able to walk around my entire apartment with no skips. The same held true with my Pixel 3 smartphone which managed to remain connected regardless of which pocket the phone was in.

Lower notes in deep voices wont come across as loud as some of the higher ones, but the mic is still more than good enough for phone calls.

The microphone on the Sony WH-1000XM3 was good, and there isnt much different here. There is a slight drop off in the frequency response under around 150-200Hz which isnt unusual for Bluetooth headphones, but its more pronounced than on the previous version. Its likely an attempt to keep the proximity effectthe pesky phenomenon that makes some podcasts and other recordings overly bassyat bay. It should still be good enough to get you through your phone calls and Zoom meetings.

Sony WH-1000XM4 mic demo:

While the app isnt the prettiest it does give you access to all the customization options you need and even some special features.

To get the most out of the WH-1000XM4 headphones, you will have to download the accompanying Sony Headphones Connect app that I mentioned earlier. While youre able to rip the headphones out of the box and use them as is, you wont be able to customize anything about them or use some of the cooler new features unless you use the app. For example, the second button on the headphones can be customized to either activate the assistant on your phone or toggle noise cancelling.

Unfortunately, you cant have bothand downloading the app is the only way to choose whichever one you want. These are compatible with both the Google Assistant and Amazon Alexa so whichever one you prefer you can use these seamlessly.

The headphones can be customized to either activate the assistant on your phone or toggle noise cancelling on/off, but not both.

There are two other features unique to the app: noise cancelling optimization and 360-degree sound. While the noise cancelling is already excellent out of the box you can optimize it for whatever situation or level of air pressure youre currently in via the app. You can also adjust the mix of ambient sound thats fed through the headphones to your ear, so you can hear whats going on around you. Of course, you can always cup your hand over the right earcup to allow a full passthrough so you can order a cardboard-tasting lunch from the friendly flight staff in economy class.

In the app theres also a way to EQ the headphones to sound how you want them to. This isnt exactly a new feature, but downloading the app is the only way to access it.

A slightly cooler feature thats only available via the app, is access to Sonys 360 Reality Audio. This is a new way of mastering music Sony has really been pushing and admittedly: its pretty awesome. You can only stream it on high-quality music services like Deezer, Amazon Music HD, or Tidalif youre already a subscriber, these are just that much more attractive, but if youre on Spotify youll be missing out.

When it comes to battery life, Sony claims these will get you about 30 hours of constant playback which is the same as the previous WH-1000XM3. In our testing, we play music on a constant output of 75dB with active noise cancelling turned on and we found that these lasted exactly 19 hours and 59 minutes (sorry Sony, we test down to the minute).

This is obviously still great and more than good enough for most people, but I found it odd these dont last as long as their predecessors, which clock in at about 24 hours. Its entirely possible that as the unit we tested is a pre-production unit, theres some software gremlins yet to be solved, so well re-test and update this review once the production unit comes in.

The Sony WH-1000XM4 charge via USB-C, and the quick charge feature will get you five hours of playtime after only 10 minutes of charging, which is fantastic if youre already late to catch the bus or train.

The flat bass response allows for more clarity in the lows even if theyre not as strong.

Sound quality for the Sony WH-1000XM4 is one of those subtle things Sony also improved over the last model. Thats not to say that the XM3 headphones sounded badthey sound greatbut the older model definitely has more of a consumer-friendly bump in the low end. The difference between the bass notes in the WH-1000XM3 and the newer WH-1000XM4 is subtle, there is less emphasis on everything lower than middle-C with the new XM4 headphones.

The flatter frequency response in the lows translates to a sound that doesnt get a huge bass boost like youll find on some other headphones. While it isnt for everyone, most people (besides bassheads) wont have a problem here. If you do want more low-end emphasis, you can always just change the EQ preset in the app.

As is, the bass is perfect for subtle performances like Bachs Violin Partita No. 2 in D Minor by Hilary Hahn, where the low notes hit at just the right volume. The rumbles at the beginning of Pixel Empire by Madeon also sound great, and you can hear the variations in the rumbles throughout the intro.

That same attention to detail carries over to the mids. This can help vocals stand out from instrumentation because everything isnt as loud, and comes in handy when listening to genres like rock, where vocals can be hard to hear over the guitars.

The lyrics in Constellations by Darwin Deez are clearly audible throughout the entire song regardless of whats going on. Cymbals, shakers, and claps throughout the song also benefit from the slight increase in volume. In short, these sound great.

While the WH-1000XM4 are clearly great, there are other options worth considering. All of the following picks are more or less in the same price range, so if youre looking to save a lot of money, check out our list for the best noise cancelling headphones under $100you wont get all the bells and whistles, but there are still lots of great options.

The headphones have a small NFC logo on the left earcup for easy pairing.

Theyre older, but the Sony WH-1000XM3 are hardly yesterdays trash. These headphones sport top-notch noise cancelling, A+ battery, and mainly only trade the multipoint Bluetooth for the addition of aptX and aptX HD support. If lack of multipoint doesnt matter to you, you might as well save yourself some cash and pick them up when they inevitably go on sale.

Bose redesigned its flagship headset from the ground up in order to make it more appealing to the modern listener.

If you just want a gorgeous pair of over-ears that will get the job done, the Bose Noise Cancelling Headphones 700 are still some of sleekest headphones Ive reviewed. Theyre more expensive and have fewer codecs, but their minimalist design looks really nice, though performance still lies with Sony.

The Shure Aonic 50 includes a protective carrying case that takes up a great deal of space.

The Shure AONIC 50 headphones definitely dont have as much hype as products from Bose and Sony, but theyre awesome. They rock all the latest specs and Bluetooth codecs just like the WH-1000XM4, can use a USB-C cable as a wired connection, and they also look pretty damn great too. The premium build quality, great sound, and impressive noise cancelling earned these an editors choice award. However, they are more expensive at about $399USD, so this is definitely the upgrade pick.

The headphones can lie flat but lack any folding hinges.

Microsoft came out swinging with the new Surface Headphones 2. They dont sound as great as the Sony WH-1000XM4 and the noise cancelling isnt up to par. But they have superb multipoint connectivity, intuitive controls, and a sleek design. They also cost about $100 USD less than the Sony WH-1000XM4.

The PXC is a great, portable headset for listeners in need of silence wherever they go.

The Sennheiser PXC 550-II lack a few of the top-tier features youd expect of headphones in 2020 (like USB-C charging), but for $199 USD theyre an almost-unbeatable pick. Youll get a sleek design, superb noise cancelling, Bluetooth multipoint, and great sound quality to boot. Definitely give these some consideration if youre not sure how much money you want to spend.

The headphones have hinges so you can fold them to toss in your bag and the earcups can rotate 90 degrees.

If youre in the market for the best pair of Bluetooth headphones you can get, then yes, the Sony WH-1000XM3 should be on your shortlist. The previous WH-1000XM3 are still one of our most recommended headphones, and Sony made them even better. Bluetooth multipoint makes them way more convenient, and subtle improvements to the noise cancelling and sound quality make these a compelling buy.

If you have the Sony WH-1000XM3 already, there really isnt a huge need to upgrade unless you absolutely need multipoint connectivity. However, if youre looking to invest in your first big pair of noise cancelling headphones, almost everyone will love these.

Original post:

Sony WH-1000XM4 review - Sound Guys