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Category Archives: Online Casino
Kansas House unveils sports gambling plan with support of casinos, opposition by greyhound industry – Kansas Reflector
Posted: March 23, 2022 at 6:16 pm
TOPEKA The Kansas House unveiled Tuesday a plan for legalizing sports wagering in Kansas through online platforms and bets placed at casinos, convenience stores and racetracks.
House Bill 2740 has widespread support from gaming interests that have squabbled for years over who gets to control the action and how to slice up the revenue.
I never thought this day would get here, said Rep. John Barker, an Abilene Republican and chairman of the Federal and State Affairs Committee.
The committee heard testimony in support of the bill from three state casinos, a tribal casino, the Sporting Kanas City soccer team and a lobbyist for billionaire Las Vegas casino owner Phil Ruffin, who for years has tried to resurrect operations at his now-closed Sedgwick County racetrack. The only opponents to offer testimony were concerned by restrictions placed on greyhound racing.
Animal rights and gambling addiction organizations expressed concerns while asking for their testimony to be considered neutral.
The bill authorizes sports gambling by allowing the Kansas Lottery to contract with gaming facility managers. Those managers could offer wagering through websites, interactive mobile applications and on site. The legislation also allows wagering on machines at Ruffins facility, but it bans machines at greyhound races.
The state would get 20% of revenue through online gambling and 14% from in-person bets. Whitney Damron, a lobbyist for Hollywood Casino at the Kansas Speedway in Kansas City, Kansas, said revenue estimates suggest the state could receive $50 million in annual revenue. An official fiscal note has not yet been determined for the new House bill.
Jim Gartland, executive director of the National Greyhound Association, and Mike ONeil, representing the Kansas Greyhound Association, submitted written testimony that named Ruffin and raised concerns about his influence on the bill.
This is akin to letting a McDonalds franchise owner write the laws on what other fast food companies are allowed to be operated in the state, Gartland said.
ONeil said provisions of the bill dealing with greyhounds are not germane to the subject of sports betting.
ONeil also asked that lawmakers not make judgments about greyhounds unless they have the opportunity to tour a facility.
Believe me, ONeil said, if there were such a thing as reincarnation, Id want to come back as a Kansas greyhound. Theyre the sweetest athletes youll ever meet.
Barker said the committee would consider amendments and take action on the bill next week. If the House were to adopt the legislation, representatives would have to work out a deal with senators who passed a competing bill last year.
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Casino terms and glossary guide | The Star – Toronto Star
Posted: at 6:16 pm
Are you new to gambling or looking for a refresher on some key terms?
Our comprehensive casino terms and glossary guide will teach you how to use and understand all of the most important gambling lingo.
Premium betting is coming to Ontario. Register here for exclusive benefits including promos, NorthStar Bets content & the chance to win $5,000.
A
Action: The process of making bets. Also the total sum of bets in any situation.
Aggregate limit: The casinos total obligation to pay out bets in any one game.
winnings: The total amount of winning bets paid into a players account.
All-in: In poker, when a player bets all their chips at once.
Ante: A small bet made by all players before a hand of cards is dealt, particularly in poker tournaments.
B
Baccarat: A casino table game of chance played between a player and a banker. Each side receives two cards, with a possibility for a third card depending on their total. The hand with the higher value, up to nine points, wins.
Banker: Usually the dealer, who is responsible for paying out winnings and collecting losing bets.
Bankroll: The amount of money a player decides to put into play in any given session, or the total amount of money at a players disposal for betting.
Bet: Any amount wagered.
Betting limit: The high end of what a player may wager.
Black chip: A betting token worth $100.
Bonus: Cash offered by a casino as a reward or inducement to play.
Blind bet: A bet made in poker before a player sees their cards. All players take turns making blind bets for set amounts, which forces others to place bets or fold.
Blackjack: A casino table game played against a dealer. Each participant receives two cards to start, with the aim of getting as close as possible to a total value of 21. Going over 21 results in an automatic loss.
Bluff: Betting in poker with a hand of little or no value.
Board: Exposed cards in table games or community cards used by all players.
Brick: A card in a round of poker that does not improve a players hand.
Burn card: In poker, a card thats taken off the top of the deck before one or more board cards are revealed by the dealer.
C
Call: A poker term that describes matching a bet already made.
Cannon: A player who consistently bets big, especially at poker.
Card shark or sharp: A highly skilled player.
Card wash: An extra shuffle before cards are dealt, done at the request of a player.
Check: An action in poker of staying in a hand but declining the option to bet. Chips may also be referred to as checks.
Cooler: A bad run of cards or a generally unlucky player.
Commission: A set percentage or amount raked by the casino in some table games.
Cowboy: Slang term for a king card in table games or poker.
Craps: A casino table game that uses dice, in which players place bets based on what they believe the outcome of the next roll will be.
Croupier: A roulette dealer (or online simulation).
D
Dealer: A casino employee (or online simulation) that distributes cards to players, pays out winnings and rakes in losing bets.
Down card: A card dealt face-down.
Drop: The house rake or money collected by a dealer that is the casinos take or profit.
Deuce: A card with a value of 2.
E
Edge: The casinos advantage, usually measured by percentage. Also describes a players skill over others.
Even money: A payout of one-to-one.
Expected win rate: The percentage of the total money a player is expected to win or lose.
F
Face card: A king, queen or jack.
Face-down: A card dealt without its value exposed.
Face-up: A card dealt with its value exposed.
Fish: A player who makes ill-advised bets. Also a newcomer to gambling.
Flat bet: When the same amount is bet each time.
Flop: The first three common or community cards in hold em poker, used by all players.
Fold: To surrender a hand without playing any further.
G
Green chip: A betting token worth $25.
Grinder: A skilled, patient player who seldom bets unless they believe they have an advantage.
Gross winnings: The total amount returned to a player from winning bets.
H
Hand: Cards dealt to a player.
High-roller: A big bettor.
Hit: An action in blackjack to draw an additional card.
Hole card: A concealed card dealt to players and held face-down.
Hot table: A game where most of the players are winning.
House: Another name for a casino.
House edge: The advantage that favours the casino in all games.
House rules: Terms of play imposed by the casino.
I
Inside bet: Bets made on a number or series of numbers in roulette (as opposed to betting on the winning colour, or whether the number will be odd or even).
Insurance: A side bet in blackjack, offered when the dealer shows an ace.
J
Jackson five: Two cards, a jack and a five.
Jackpot: A large prize pool or individual win.
Johnnies: A pair of cards that are both jacks.
Juice: The casinos cut or fee from any game. Also called the vigorish, or simply the vig.
K
Keno: A lottery-style casino game.
L
Ladies: A pair of cards that are both queens.
Limit: An imposed cap on the value of a bet.
Lobby: A page on a casino website where players can access all games.
Long shot: A bet that doesnt hit often but pays big when it does.
Low-roller: A player who makes small bets.
M
Maximum bet: The highest amount that can be bet.
Me and Betty: Two cards, a six and a nine.
Minimum bet: The lowest amount that can be bet.
Monster: A hand of cards with a huge value.
N
Natural: Cards in blackjack or baccarat that automatically win.
No-limit: When a player can bet all their chips at any time, which is usually seen in poker.
Nuts: The best possible hand in poker, blackjack or baccarat.
O
Odds: The amount paid in return for a wager or the statistical chance at winning or losing a bet.
Optimal strategy: The best way to play that will result in a win.
Omaha: A poker game similar to hold em, but with four cards dealt to players instead of two.
Orange chip: A betting token worth $1,000.
Out: A card that will improve a players hand.
P
Paint: Another term for face cards kings, queens and jacks.
Parlay: To take the winnings from one bet and make another bet with it.
Payout table: A guide that shows the amount that bets will pay at some table games.
Pigeon: A bad player.
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Les Bernal on the Normalization of Predatory Gambling – Corporate Crime Reporter
Posted: at 6:16 pm
The firewall between colleges and the legalized gambling industry has collapsed.
Colleges around the country are now partnering with online gambling casinos and sportsbooks.
In September 2020, PointsBet became the sportsbook of the University of Colorado.
In September 2021, Caesars Entertainment was named the official sportsbook of LSU Athletics.
In December 2021, PointsBet became the official sportsbook of the University of Maryland the first Big Ten School to enter into a partnership with a sportsbook.
And in November 2021, Gonzaga basketball star Drew Timme signed a deal where he will advertise for a local tribal casino Northern Quest Resort & Casino in the state of Washington.
The ground is fertile for a sports betting scandal. How would it play out?
Its not a question of if, its a question of when, Les Bernal of Stop Predatory Gambling told Corporate Crime Reporter in an interview last week. As the money flows in, the risk becomes greater. There is no question the risks will increase. We have seen it in Australia and the UK. Its a dangerous high risk situation for many of these athletes now.
Bernal has headed Stop Predatory Gambling for 15 years now.
Since we last interviewed Bernal in 2016, betting has gone from brick and mortar casinos to everyones cell phone. Sports betting companies are now sponsoring college programs. That would have been unheard of just a few years ago.
Do you agree that despite all of your work, the situation is getting worse?
There is no question it is getting worse. And it will continue to get worse over the next two to three years. ESPN and sports talk shows are relentless in pushing these extreme forms of gambling into peoples homes and onto their smartphones. It is driven by very powerful financial interests. These are multi-billion dollar companies. You have state governments that are using gambling as the preferred way to raise money to pay for public services. This is a new form of taxation now.
These states are not taxing billionaires. Instead, its a lot easier to tax the poor using predatory gambling than it is to get wealthier people to pay more. Public officials of both parties have realized that. And they have pushed gambling as a way to fund public services.
LSU, one of the leading colleges in the country when it comes to big time sports, has partnered with Caesars Sportsbook. In September, 2021, LSU named Caesars as the colleges official sportsbook partner.
They are being driven by greed. And there is no check on this. Not a single state Attorney General has brought an enforcement action against predatory gambling operators. Its open season on everyday people. This is a highly dangerous product. This is not about whether you and I had a friendly wager on the Super Bowl. When you get into the sportsbook, its almost certain that over time you are going to end up losing almost everything.
ESPN now has a reporter they assigned to cover the gambling industry. And he interviewed an Australian bookmaker operating now in the United States. And the reporter asked him how many of your accounts are profitable? Out of 500,000 accounts, only fifty were profitable. Thats from the lips of an ESPN reporter quoting a bookmaker from Australia.
The sportsbooks are making the headlines now. They are saying sign up and get $5,000 worth of risk free bets. But these gambling operators dont make the money on sportsbooks. The sportsbook app is a way to get people to sign up. Then they will market to you online casino gambling apps online blackjack, online slots. Then you will have a Las Vegas casino right on your phone wherever you are 24 hours a day, seven days a week. Eighty percent of the profits comes from the online casino piece. Sportsbooks just get people in the door. And thats true even for the brick and mortar casino model.
Sportsbooks just bring people in, but its the online casino games where these companies just feast on ordinary people.
You compare gambling to alcohol and tobacco. With tobacco, civil lawsuits and the state Attorneys General led a crackdown that changed the industry and dropped smoking rates.
Is there any similar movement by Attorneys General or tort lawyers?
Because state governments are a partner with the gambling industry, not a single state Attorney General has ever brought consumer protection litigation against the industry. Commercialized gambling operators are exempt from truth in advertising regulations enforced by the Federal Trade Commission. And thats because the FTC leaves the regulation of the industry up to the states.
Some of these states get ten percent of their public revenues from predatory gambling.
In what way are these casinos partners with the state?
Those apps are legal only if you partner with the state government. You have to have a license with the state government. These state governments are supposedly regulating these online gambling operators. You have to have a state license.
What about civil lawsuits?
The last high profile civil lawsuit against the industry was in West Virginia. The decision came down in 2016. A federal court in West Virginia deferred to the West Virginia Supreme Court. This was a case about a man who was a CFO of a major company in western Pennsylvania. He became addicted to slot machines. He lost millions of dollars.
The West Virginia Supreme Court unanimously ruled that when West Virginia passed its gambling legislation, it said we have to weigh the pros and cons. And we are going to embrace the economic benefits of gambling and we are going to embrace it as a revenue source. And we have to push aside the impact this will have. We are going to rule unanimously that casinos do not have a duty of care to their citizens. Unlike any other business, they are exempt from having a basic legal duty of care to their customers.
When New Jersey passed a law allowing casino gambling, they included strict limits on advertising. Are there any other states that have strict limits on advertising?
Occasionally when there is pushback against the predatory gambling industry in a state, they will put into legislation loss limits, some restrictions on the amount of advertising. But then after a year or two, the industry gains a foothold and becomes the most powerful special interest in the state. They come in and say we are losing to our neighboring states because we have loss limits. We are not contributing as much as we should be contributing to the teachers, we are not funding public education the way we should be because we have loss limits.
Over time, the gambling industry gets what it wants. There is no check on their power. You need federal action. The states have shown that they cannot handle this responsibility. Its completely open season on their own citizens.
Richard Daynard and others who led the way in civil litigation against the tobacco industry have been writing about predatory gambling. What are the prospects for a mass tort lawsuit against the industry?
Its going to happen. There are many potential cases. But these cases are difficult to bring. To get people to invest their time, we have to show there is momentum for reform. Until the pendulum begins to swing back, the ground for civil litigation isnt fertile. In the next five years, there is no doubt in my mind you will see a strong civil case coming forward. But in the next two or three years, probably not. We are going to sink lower before the pendulum begins to swing back.
Last month, a lobbyist, Jack ODonnell, penned an article in Politico titled The Ugly Truth Behind All Those Fun Gambling Ads. He predicted that unless officials crack down on the flood of advertising, a national crisis of gambling addiction is coming.
This Sunday, Americans are expected to wager nearly $8 billion on the Super Bowl matchup between the Los Angeles Rams and the Cincinnati Bengals, he wrote. This number is nearly twice the amount bet on last years big game.
What explains this staggering increase? Its not just the popularity of the teams. This is the first Super Bowl of the online gambling era.
Sports betting has been legalized in 30 states, plus Washington, D.C., thanks to a 2018 U.S. Supreme Court ruling that overturned the ban on sports betting. Now, more than 100 million Americans live in places where they can legally wager. In 2020, the industry hit $1.5 billion in revenue, a 69 percent increase year to year. And in the first quarter of 2021, it is estimated that revenue rose another 270 percent. But it wasnt until the NFL agreed to allow ads for sports gambling on its telecasts at the beginning of this season that the betting floodgates truly opened.
He ends it with this:
In the business of gambling, the house always wins. They are going to make their money it is just a matter of how many lives will be ruined in the process before they are mandated to change the way they prey on their victims. This Sunday, there will be one loser on the field but as you watch the blitz of gambling ads, think about the millions of losers off the field.
How many lives is it going to take?
Right now, its countless lives. We have twenty million citizens in our country addicted to gambling. That doesnt include all of the people in their immediate family who are impacted by this. At least five other people are impacted by someone who is an addicted gambler.
The people who have been harmed by this have to come forward. If you are an addicted gambler in our country, you are treated like roadkill. How could you be so stupid that you could lose all of that money? Who could lose a million dollars on a slot machine? Dont you know that the machines are rigged against you? How could you lose $10,000 on $30 scratch tickets?
They put all of the onus on the individual. The only way this is going to change is the people who have been victimized have to come forward. And thats whats happening right now.
The United Kingdom has sunk lower than the United States. In the words of a member of Parliament there is an epidemic of child gambling in the UK. And now the pendulum has begun to swing back in the UK for reform. And the victims are driving the reform movement. The victims are coming forward and speaking out.
More than fifty percent of commercialized gambling profits come from people who are addicted to gambling. The business model is based on the addicted gambler. But if any state would stand up to protect their citizens, they would lose all of this money thats coming into the state treasury.
Over time the states have to add more and more extreme forms of gambling. States like Texas went from one dollar lottery tickets to $50 lottery scratch tickets. Citizens who are making the minimum wage have to work a full days labor before you can go and piss it all away on a $50 scratch ticket. And its being marketed as your fastest way to wealth.
State lotteries had their best year ever during the pandemic. State governments during the worst of the pandemic were closed, except for one government program state lotteries and predatory gambling. People were spending their public subsidy checks on lottery tickets.
This is a tax on poor people which are primarily black and brown folks. We continue to shift the tax burden from the wealthy and the middle class to lower income people.
Over the next eight years, the American people are going to lose over one trillion dollars of personal wealth to government sanctioned gambling. If we cut the amount of gambling losses by fifty percent over the next eight years, thats $500 billion that you would put back into the daily lives of the American people. There isnt another policy reform idea from the left or the right that comes close to saving that amount of money.
Who in Congress is standing up to the gambling lobby?
Right now, virtually nobody.
[For the complete q/a format Interview with Les Bernal, see 36 Corporate Crime Reporter 9 (12), Monday February 28, 2022, print edition only.]
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Les Bernal on the Normalization of Predatory Gambling - Corporate Crime Reporter
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The Finnish casino landscape in 2022 – Times of Malta
Posted: at 6:16 pm
Finland houses just two land-based casinos, but this has not prevented the casino industry from being one of the countrys most popular sectors as Finland is the worlds fifth gambling economy which is rather impressive considering its population of 5,5 million. A lot of those Finns have increasingly shown to rather access their favourite games via online casino websites instead of brick-and-mortar venues. Although the growth of the online casino industry has had many across the globe surprised, most operators have already started targeting Finnish players.
And there are more and more operators from around the world believed to open their services for players based in Finland. The pace of this will depend on the decisions made on a legal level, however, as Finland has been facing a challenging time in recent months that has led to more questions than answers among stakeholders. The gambling space in Finland once had a promising beginning; it started with just the Payazzo machine in the 20s which is a typical Finnish gambling arcade game. The gambling space in Finland has come from far compared to where it stands today, but most importantly, it has seen new laws come into effect earlier this year to better control how users access their preferred markets. Find out how gambling and gambling laws have changed over the years in Finland. Youre about to learn everything about gambling in Finland and its future.
The Parliament in Finland adopted a new gambling law a few days before Christmas 2021, and the law came into force a few weeks later on January 1st, 2022. A few points in the law were granted a transitional period, which is why some of the reforms will only be addressed later, at the latest in 2023. The major changes, however, have already been introduced via what is referred to as the new Lottery Act. The government in the country initially stated that the laws main objective is to help Finland maintain its monopoly system of gambling and at the same time bring down problem behaviours caused by gambling as much as possible. In the past, the de facto goal of the government was meant to optimise the revenue for the countrys economic and finance ministry, but now it seems that this objective plays a smaller role when compared to the importance of responsible gaming. Responsible play now seems to be the biggest challenge of the new gambling law.
In light of the above events, state-owned gambling has got even more importance while offshore gambling companies are expected to be pushed away by the reforms. A major point of interest has to do with marketing and advertising of gaming related activities as the core principle of the gambling law reforms is to restrict advertising for offshore companies in Finland as much as possible. While this was banned in Finland even in the previous law, offshore companies have shown to avoid this ban via social media marketing which now needs to be tackled even more by local gaming authorities. The new Lottery Act applies even stricter rules to assure that non-regulated companies are kept away from promoting their products and services in Finland. The law came into effect within a very short period of time as it was only proposed a few months before, in September 2021.
Since the end of the Second World War the Finnish government has enjoyed a significant monopoly in the gambling sector and it is not likely that this will change any time soon considering its role in the new gambling law. Every stakeholder in the gambling space has to directly answer to the authority of Veikkaus, meaning the industry remains under complete government control for many years, as it has always been. Veikkaus Oy is the state-owned betting agency that holds a status as monopolist in the country and will continue to do so. It was founded in 2017 when three betting and gambling agencies in the country merged: Finland's Slot Machine Association, Veikkaus, and Fintoto. The European Union addressed Finnish authorities multiple times about its policy which is considered as a form of protectionism. This is in opposition with the guidelines of the European Community (EC) that are meant for economic integration among its member states.
The recently introduced Finnish Lottery Act took effect on January 1, 2022 and gives Veikkaus Oy even more control of the market and the way it is marketed towards its target group. Many different adjustments have been made in the law in line with the government's program that is aimed at enforcing Veikkaus' monopoly position in order to supposedly reduce the risks caused by gambling the most important of which are directly marketing and promotion related. In Finland, as from January 2022 it is now forbidden to market any gambling platforms other than Veikkaus Oy. Non-regulated operators that do advertise are expected to face payment blocks. It hasnt been revealed yet how the payment blocks will work in practice or how they are introduced as multiple financial institutions communicated that it is difficult to detect all transactions that are related to gambling activities. According to local experts, gambling related payment blocks arent expected to come into effect before January 1, 2023.
Players based in Finland who are wondering why online casino marketing campaigns have stopped to be shown, will understand by now that this is because of the previously mentioned warnings made by the Finnish government to offshore operators who have largely shown to respect the new rules. This has made the new Lottery Act successful so far when merely considering how it has affected marketing and promotion of foreign, non-regulated brands that still are allowed to market better casino sites in countries like Canada. Although most operators have shown to respect the new marketing rules, it remains unclear how the marketing bans are monitored by the authorities. Promos and offers remain available for Finnish players, but due to advertising bans, players are expected to go after them themselves. Coolbet Casino and Optibet Casino are two of the Finnish Casinos that have stopped advertising in Finland in 2022, but other complete casino groups have decided to do the same. These brands include major names like:
With billions of euros per year being spent on online gambling, the Finnish have worked their way up to become the 5th largest gambling nation in the world. For this exact reason, many online casino operators turned out to be happy to line up and target Finland based players. The best options that are available to Finnish players in 2022 according to local expert online casino web portal Suomalaiset Kasinot are:
Designed for Scandinavian players, Finlandia Casino offers one of the richest and most diverse collections of online slot games to be found on the internet. Available only in Finnish and Swedish, Finlandia Casino is considered a great choice for Finnish players that love to play slot games, table games, and scratchcards. Over 900 games are available in Finlandia Casinos lobby.
Suomikasino is an online casino that is exclusively designed for Finnish players. Suomikasino literally translates into Finland Casino and it has never hidden its goal to become the countrys most preferred casino ever since it went online in 2013. The lobby holds over 1,000 games.
A popular Finnish online casino showing the blues and whites of the Finnish flag which make this one hard to miss for any player in Finland. The colours used make this casino as Finnish as it can get and with a Finnish warrior taking watch on top of a treasure chest, you cant really go wrong here. Kalevala Kasino is an online casino that is targeted at players in Finland, Malta and Estonia.
Some of the newest casinos available in Finland might be recognised by players from other countries in the world as well as the websites youll find below arent exclusively meant for the Finnish market. This might just turn out to be a major advantage for players as these operators already hold other licences that are issued by gaming authorities that have a lot more experience than Finnish institutions that are completely new to the online market. Offshore online casinos tend to have larger game portfolios and bigger bonuses as youre about to discover if you visit (at least) one of the casinos listed below:
Thanks to the introduction of live casinos, the gambling experience has become a lot more realistic and interactive catering for beginners and pros alike in live games like online poker. Via a live video stream players can now view all the action going on, including the game host, game table, and casino floor giving players the ultimate experience. Live dealer lobbies help players bring the ambiance of their favourite brick and mortar casinos to their living room. It doesn't matter whether youre a fan of table games, game shows, or both there are always options available in a live lobby. As the number of Finnish live dealer casinos has increased rapidly, it may be a bit tricky to make the right choice in terms of trustworthiness, bonuses, and user friendliness. Regarding the offer of live games, the best Finnish live casino gaming sites have all the options that can be found in international casinos. Some of todays best live dealer casinos in Finland are:
Casinos can be categorised into all sorts of performance metrics, but mobile play is definitely one of the most important criteria for most players. Three of todays best mobile casinos that are available for Finnish players are:
An authentic Finnish online casino also means that the Finnish language needs to be available and there are lots of options when it comes to websites that use the local language. This gives players from Finland the opportunity to make wagers in their mother tongue and play live games that are hosted by Finnish dealers. Some of todays best options when it comes to Finnish speaking online casinos in Europe are:
Casinos available in Finland are also connected to several international progressive jackpot networks which is why players in the country will also compete for the major prizes once they make their spins on the most popular jackpot slots available in Scandinavia. At the time of writing, these are the biggest jackpots available to Finnish players:
Microgamings WowPot! progressive jackpot has been around for a while now and was originally featured in one of the first online progressive slot games. In 2020, the WowPot! progressive jackpot went through a statistical makeover, and the top tier progressive jackpots now begin with a seeding value of no less than 2 million (which is in fact double that of Mega Moolah). The WowPot! progressive engine also features 3 smaller jackpots: the Mini (starting at 10), the Minor (starting at 100) and the Major (starting at 50,000). The first game to feature the new and improved WowPot! progressive jackpot was Wheel of Wishes, but it wouldnt take long before other games like Book of Atem WowPot! and Sisters of OZ WowPot! were added to the progressive jackpot network.
Mega Moolah is a name that most jackpot slot enthusiasts will be familiar with as it is one of the worlds most famous casino games ever released, not only in terms of jackpots that is. This game by provider Microgaming was released back in 2006 and has managed to break multiple Guinness Book of World records. Most players would almost forget that the game theme takes them to Africa as there is also a lot of buzz going on around this game that isnt related to the game play itself. Although the trip to Africa sounds like a huge adventure, this is not a game to be played for its theme or visuals. Most users only go for this title for its jackpots while they forget about the rest. And its hard to blame them.
The game theme itself comes from Norse mythology and the main characters in the game are the Norse gods Odin, Loki and of course Thor. Clearly, Thor is the most known of all and as youll expect, he has a lot in store for you if youre a little lucky. If Thor happens to be in a good mood, you will end up with 3 bonus symbols in the bonus game. Your mission is to smash a hammer shield and if you manage to do that then a great prize awaits you. With three similar jackpot symbols to be found in Hall of Gods youll have a chance to win the jackpot. In fact, there are even 3 jackpots for you that can lead to millions of euros.
Mega Fortune Dreams is an all-time favourite among many players. This is partly because this is a game that is known to be easy to play and its a lot of fun too. That wont surprise most players as were talking about a NetEnt production here which continues to be one of the worlds leading slot providers. The RTP of 95,9% is slightly below industry average, but not bad for a jackpot slot that pays out millions of euros. At the same time, players have a lot to expect in terms of game entertainment. Mega Fortune Dreams wasn't a completely new game when it came out in 2014 as this is the successor to the Mega Fortune jackpot slot, which was released in 2009 and turned out to be highly successful too as youre about to find out next. Mega Fortune Dreams is offered in many Finnish online casinos.
Is the original Mega Fortune game that was launched in 2009 by NetEnt. Even more than a decade later Mega Fortune remains extremely popular among players from all over the world including those that make their wagers in Finland. According to the developer, its widespread popularity is mainly thanks to the simplicity of the game and the fun bonus game. The bonus round works with a bonus wheel and thus builds up the tension with every spin of the wheel. To win the Mega Fortune jackpot, all the player needs to do is activate the bonus game and you will be taken to the jackpot wheel. If you manage to make it to the innermost wheel, a maximum win of 80,000x awaits you.
Some casinos have their own pros and cons and some just happen to be pretty darn generous when it comes to offering casino bonuses. In Finland there are a few operators that have continued to stand out in recent years and in terms of bonuses we sincerely think the best options are the following online casinos:
Free spins are among the most popular bonuses and a lot of the casino deals awarded in Finland contain free spins. The casino websites listed below give away free spins to either Finnish players that sign up, existing players, or all users. Always make sure to read the terms and conditions for each casino and whether you can make use of the bonus.
The same holds for no deposit bonuses which are extremely popular among players as well as they dont require a deposit and still give players a bonus. This can either be free spins, bonus cash, or a combination of both. As no deposit bonuses dont require a deposit, terms and conditions tend to be slightly stricter. Make sure to check these out.
We highly enjoy everything about online casinos and we believe the Finnish gambling market is one of the most fascinating markets in Europe. This is why we always try to find the newest websites available in Finland of which we hope you enjoy them as much as we did during our reviews. Some of these sites get blacklisted, others get shortlisted, but most operators get evaluated any sooner or later, giving you one of the most complete platforms to learn more about the best Finnish online casinos available. In order to come up with a complete review we work with a large number of performance metrics that we summarised below. Please note that these performance metrics include a lot more specific metrics.
Strong licences are crucial for online casinos while theyre trying to build a strong reputation. A licence will make sure a site is frequently audited and for an online casino to obtain and maintain a licence itll need to meet high standards as most gaming authorities are part of governmental organisations which means they have to follow the local rules and laws at all times. If casinos fail to meet the local laws, they risk losing their licence which means they will need to shut down their operations in that respective jurisdiction. The online casinos we recommend hold a licence and are all audited by independent institutions. Part of the licensing pays close attention to the consumers safety and security. This stretches to both (financial) data security and responsible play.
In order to find the ultimate casino experience, players will need to feel comfortable at a casino for a longer period of time which is why customer support is one of the most crucial factors. It is one of the ways to both gain and retain customers. Were glad to say that online casinos in Finland are like any other online operating business which are known to work very efficiently when it comes to customer satisfaction and providing immediate support. We make sure to test all of the customer support desks ourselves and share our experiences with our readers. Good support desks are professional, responsive, and customer friendly. Those that operate in Finland widely use the Finnish language as well.
There are very few industries that require its operators to have such a strong reputation as the online casino business as competition is fierce. As online casinos in Finland pop up like daisies it is crucial for any business to convince its visitors that it offers a platform that can be trusted and is considered stable. One of the ways to keep players on board is by having a strong brand reputation which is why we perform a vast background check on the company, looking into where it's registered and who runs it. Although a casino website might be brand new, the company behind it may be highly experienced, giving the user a lot more confidence. Part of enjoying a lot of experience is that casinos that have been around for a while are known to already have deals with major game providers. This means that players should be able to count on the best games and large game portfolios.
As most users sign up at a casino to play with real money, depositing money will need to be easy and trouble free as online gaming is considered an immediate need. Once you sign up at a casino you want to be able to immediately enjoy the fun which is why the banking process needs to be both efficient and fast. Luckily, this has turned out to be a lot easier in recent years as there are lots of e-wallets available that have speeded up online transactions. Finland also houses a lot of Pay N Play casinos which make it possible to pay and immediately play, not requiring players to create an account themselves.
Proper online casinos offer proper payouts, basically meaning that payouts should be as fast as the deposits. Most online casinos work with daily, weekly, and monthly payout limits and the main idea is that their limits should be fair to enjoy your wins as fast as possible. Do note that every casino needs to perform an identity check before letting a customer withdraw his or her money. This is imposed by the government and international Know your Customer (KYC) and Anti-money laundering (AML)-standards, not by the casino. Other than that, withdrawals should be processed rapidly making it possible for players to enjoy their winnings within a short period of time after having requested the withdrawal.
Finlands gambing space was widely known to be relatively stable, but recent changes are expected to shake up the gambling industry in the country and time will need to tell whether this is for good or for bad. Finland has come to this point because the government wants to be able to stop offshore operators from targeting their nationals. The new law is expected to give local authorities even more control over its own players. As such, the government has decided to set up tighter measures to promote responsible gambling, centralising the offer, and simultaneously blocking offshore companies from marketing their products in Finland. What the government wants to continue to do is to stay in charge and show authority over the gaming space in its own territory. At the same time, many casinos from other countries remain open for Finnish players and continue to be highly interesting alternatives as most of them hold even stronger licences, bigger game assortments, and better bonuses than those that are brought to the market by state owned Veikkaus Oy. Our expectation? That the limited amount of legal options might just push them further away from Finnish casinos to the thousands of sites available offshore.
Disclaimer: Play responsibly. Players must be over 18. For help visit https://www.gamcare.org.uk/.
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The Role Marketing Plays in the Popularity of Online Casinos – Market Research Telecast
Posted: March 13, 2022 at 8:10 am
The world of online casino gaming is absurdly competitive now, with there being a great many platforms that are willing to adhere to the rules and regulations of the likes of the MGA and UKGC to offer its products around the world. As there are very few, if any, software developers that operate exclusively, online casinos can quickly accumulate massive libraries of new and popular games.
So, to help get ahead of the ocean of brands, online casinos need to turn to modern marketing techniques, some of which simply arent seen to such a scale in any other industry. From offering ways to game for free to make the most of convenient devices, this is how marketing plays its role in making online casinos popular.
In a sector thats entirely reliant on people betting money, it seems almost bizarre that an online casino would offer ways for new players to play for free with a chance of converting the winnings into withdrawable cash. However, the bonus codes that can be used at PlayAmoand have subsequently been adopted by other brands in the industry do exactly that: they give new players funds to play games that can become real cash.
This practice has evolved a great deal in recent years, from matching deposit amounts to including free spins on popular slots. Now, the no-deposit bonus codes are the most sought-after. These only require the player to make an account and dont need a commitment of real money to activate offering truly free casino gaming. Regardless of which type of offer is picked, it puts players at ease when trying new games.
Mobile apps are powerful tools in modern marketing. To users, theyre nice-looking tiles that grant quick and convenient access to their favorite brands. To the brands, a user downloading an app gives them a near-unrivaled connection. As the user will input details and preferences, the casino brand can easily identify the best ways to appease the user, be it by advertising preferred game types or promotions.
Just as importantly, as you can see in this McKenna piece, apps create a very useful direct marketing channel through in-app messages and notifications. If done correctly, customers enjoy getting notifications that inform them of an upcoming promotion or event. Online casinos revel in staging tournaments and offering promotions for those who play certain games, making notifications an invaluable marketing method.
They may seem like a hindrance, and there is certainly something to be said for the emotional state that spurs the majority of reviews, but real user reviews have proved an invaluable marketing tool. As is shown in the stats from Dixa, 79 percent of customers value online reviews as much as they do personal recommendations, 86 percent hesitate to use a company if they have poor reviews, and showing reviews averages an 18 percent increase in sales. Online casinos love to show off their review scores as they can be the edge over another site.
Online casinos have been strong-armed into utilizing as many marketing methods as they can simply because of the plethora of platforms out there. Those that offer user-friendly welcome bonuses, have a slick mobile app and showcase their strong user reviews can all get ahead via these subtle marketing techniques.
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EGT Interactive expands Swiss footprint with Grand Casino Bern’s online brand – Yogonet International
Posted: at 8:10 am
Game developerEGT Interactive continues to expand on the Swiss iGaming market through Grand Casino Bern. This deal sees the providers games distributed on the 7melons.ch brand.
EGT Interactives content is already available on 7melons.ch, including online video slot titles like The Story of Alexander, Dice & Roll, Hot & Cash, Zodiac Wheel, and Shining Crown.
Irina Rusimova, Chief Business Development Officer of EGT Interactive, commented: The deal was a result of the great collaboration between EGT Interactive and Grand Casino Bern with the assistance of our partner - E-Systems and their hard work with the land-based Swiss operators. We are looking forward to growing this partnership in the next months and reaching the high goals that we have set for the popularization and success of the portfolio with the 7 Melons brand.
Ludwig Nehls, Managing Director of Grand Casino Bern, stated: With our online casino 7 Melons we keep pace within a fast-moving industry and have updated the website visually and technically. Especially we have focused on expanding the offer of games with our partner EGT Interactive and the overall user-friendliness.
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Global Online Gambling Game Software Market 2022 Key Players and Production Information Analysis with Forecast 2028 The Bollywood Ticket – The…
Posted: at 8:10 am
Global Online Gambling Game Software Market from 2022 to 2028 is the title of a major market research study performed by MarketsandResearch.biz that examines market growth prospects and opportunities. The research includes an industry summary, requirements, product description, and goals, as well as an industry analysis. The major goal of the research is to give broad information about the industrys competitors, market trends, market potential, growth rate, and other important statistics.
It focuses on market features such as main drivers, opportunities, limiting factors, and challenges in the global market. This research will aid business strategists since it will enable them to expand effectively in both global and regional markets.
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The research investigates the key roadblocks to market development, such as how global Online Gambling Game Software marketplaces provide new opportunities. The expansion techniques and procedures, growth forecasts, manufacturing plans, and cost structures are all explained in this report. The report will include detailed consumption information, as well as import and export statistics from regional and global markets, as well as revenue and gross margin analyses.
The following manufacturers are included prominently in the market report:
This report focuses on many major regions on a regional level:
The following product kinds are highlighted in the report:
The following are the top applications highlighted in the report:
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The research investigates the major roadblocks to market growth as well as the worldwide Online Gambling Game Software overall market development possibilities. The expansion aims and methods, as well as growth numbers, manufacturing methodologies, and cost structures, are all explained in this document. The study might include detailed consumption information, regional and worldwide market import and export, revenue, and gross margin analyses.
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M88 Mansion scores betting partnership with Badminton World Federation – iGaming Business
Posted: at 8:10 am
Mansion Group-owned Asia-facing online gambling brand M88 Mansion has entered into a partnership with the Badminton World Federation (BWF), soon after the group announced it would close its European sports betting site MansionBet.
The deal will run through to 2024, with M88 Mansion to serve as the official betting partner of BWFs major championships.
The agreement will cover BWF events such as the BWF Thomas and Uber Cup Finals in 2022 and 2024, the BWF World Championships in 2022 and 2023 and the BWF Sudirman Cup Finals 2023.
Badminton is recognised as a worldwide sport and has a fast-growing audience not only in Asia but globally, M88 Mansion creative director Carlos Lopez said. Joining forces with BWF will help elevate the connection between M88 Mansion and its Asian followers to expand its brand visibility in the region.
We believe that this partnership will create compelling and sustainable value for both parties.
BWF commercial and communications director Owen Leed added: We are excited to announce our partnership with online betting platform M88 Mansion as we look to strengthen the sports profile globally.
The new deal comes after it was confirmed that the Mansion Group yesterday (7 March) announced that it set toshutter its MansionBet brandas it pivots to a casino-only focus within European markets.
In an email to customers, the business said the brand which operates in Great Britain would be closed to all customers as of 31 March.
However, Mansion said it would keep operating its other brands, which, along with M88 Mansion, include MansionCasino, Casino.com and SlotsHeaven.
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Free Slots Online | Play 7777+ Casino Slot Machine Games
Posted: March 11, 2022 at 11:19 am
Free Slots are considered one of the best types of free casino games online and are very popular in todays gambling industry. Their prevalence is because free slots allow gamblers to play their favorite games without downloading or registering. This super convenient feature gives you access to the most exciting and exciting video slots, where you can play for free.
Of course, the newest free slots have many advantages. First of all, they are distinguished by various genres and styles, which allows each gambler to choose a free slot for your taste.
A lot of providers offer the possibility of a demo game before you play slots for real money. This is the best chance to gain a gaming experience without risking your money.
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Today, many people prefer free casino slot games for fun because they have many advantages and have a completely different side of the experience for newcomers to the gambling industry. First of all, gamblers are attracted by the fact that there is a possibility of free play with no download no registration. This allows you to instantly start the game process, do not download additional software, and do not specify personal information.
It can be hard to imagine why someone would choose free slots online over real money slots until you start to see the distinct advantages that playing free slots and online casinos gives players.
The number one reason people should play free slots is that they allow you to gain free experience at absolutely no risk to you. You can practice and get better, and it doesnt cost you anything but time. Whether you want to work on advanced betting strategies for your favorite slots or you want to try out a new game entirely, free slots and casinos give players a safe place to learn the fundamentals and develop more advanced understandings of your favorite games.
By the way, its really a great chance to test the casinos slot demo, which allows the gambler to assess all the features of the game and understand its essence. Providers offer plenty of free online slots with bonus rounds and other nice bonuses that are available at casinos with registration. It should be said that there are no legal restrictions against free slots, so you dont have to worry about state or government laws if youre traveling. Theres also typically no required download, account, or installation needed. This allows you to gain experience and enjoy online free slots.
The other significant advantage of free slots is convenience. Anywhere you have an internet connection or data, you can quickly load free slot games and play from your desktop, tablet, or phone. Most free slots games are designed to run on modern web browsers like Google Chrome, Firefox, Microsoft Edge, and more.
Today there are so many different free online slot machines that offer players a wide range of features. Finding out which ones are the best can only be possible by testing the game. Thematic slots are very popular, because they are not only ideal in terms of gaming experience but also quite creative, so the gameplay promises to be most impressive.
Just because there are so many free online slots, that doesnt mean theyre all equal. Here at SlotsUp.com, we frequently analyze the best real money slots, but when evaluating free slots and casinos, judging elements are a bit different. For instance, one of the first things you do before playing in real money slots and casino games is to check your license. Free slots dont necessarily need a permit because if the real money is not involved, its not illegal. Remember, no matter where you are in the US, free slots should not be unlawful as no money is involved.
You should not need to download any sort of software to play free online slots, and you should be suspicious of any website that initiates a download for trying to play free slots. If there are any downloads, youll want to ensure there arent any spyware or malware attached.
The next significant factor in our decision is the number of free games available without download and how well those games play across phones, tablets, and desktop computers. Games should function flawlessly on phones, while the tablet and desktop experience should really show off the animations and graphics on top of working perfectly.
Among all kinds of casino games stand out free slots machines with many individual features. There are several types of free slots. Lets take a closer look at them:
Free Fruit Machines. Of course, free fruit machines are the most familiar and well-known type of slots, because the symbols in them are presented in the form of fruit. These games offer free slots with bonuses and free spins, progressive jackpots, and many other features.
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Where to play free slots online? This question often occurs to beginner gamblers. To date, free slots are available on different types of devices. This can be your PC, mobile phone, tablet, or laptop. Playing slots for free is more convenient because they are absolutely universal and can be played with any device, no matter where you are, at any time. Many USA online casinos are adapted to mobile phones so that users can play at any moment. This is really very cool because it greatly simplifies access to your favorite games and allows you to fully enjoy them.
Today, many slots are available in a mobile version, which is incredibly comfortable and functional. Many free EGT slots are adapted to mobile devices and offer a range of bonuses and other lovely things for gamblers. Also, free casino slots are available to different systems such as Android and iPhone.
You can play the best video slots with equal success and have a lot of fun right on your phone. Most providers have taken this into account and ensured that their best games are perfectly compatible with mobile devices.
For example, Playtech free play slots are perfect for the mobile version. As a rule, all the game functions are preserved, and the design and interface do not change. How to choose which device is best to play slots? Its not that important because if the game is compatible with them in principle, you can play even with Android, even with iOS.
It really is an outstanding achievement that we have the opportunity to play from mobile devices because it contributes to the spread of gambling, its more excellent safety, and the introduction of more comfortable features and offers. Casinos today are no longer what they used to be. They have become much closer to us and have provided more benefits and enjoyment.
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These are casino slots free online games that you do not need to download to start playing. This is a kind of slot demo that allows you to play in the most convenient mode. You dont need to take any action to access the game. This gives you the ability to start spinning immediately.
The advantage of such slots is also that you can protect yourself from downloading virus programs and unreliable and unlicensed casino applications, which can be potentially harmful. The best slots without download include free slots 777, as well as RTG free slots.
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Today, you can play slots for free and effectively use their features to improve your results and achievements. Fortunately, modern providers provide a reasonably extensive list of features in almost every free slot machine. Lets find out what features are basically used to play free slot machines.
There are a lot of free slots with bonus rounds on the gambling market today, which offer a wide range of functions. These include the following slots:
The slots presented above are ideal examples of casinos with bonus rounds that only offer the best playing conditions and maximize the players chances of winning. These are real and high-quality games, which provide a large number of bonuses and various privileges.
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There are many providers that release free slots. Each of them have their own approach, lets find out a little more about them.
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Among the variety of all types of slots, one of the most popular is free slots. They do not require downloading and registration, so they are convenient and beneficial for getting a gaming experience. 40 Super Hot slot free play is one of the most worthy examples of a free casino game that you can just enjoy without risking losing money.
You can test many games in this way; for example, Hollywood online free slots are ideal for this because they are perfect in the game process and do not require any additional actions. Its really great that gamblers have the opportunity to play free slots; this is a precious chance for beginners who want to get their first experience without risks and fear. This is the best way to adapt to the casino and develop a betting strategy.
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Safety in gambling is critical because this entertainment area can be dangerous if you stumble upon a low-quality casino. For example, there is a popular Reactoonz slot free game version that allows you to play safely and gain new gaming skills and experiences. Today, most free slots are safe because they do not require downloading and registration, so they cannot entail dire consequences because you do not need to download the program or provide personal data. No spam in your mail, no threat to your device.
You can have a pleasant gaming experience without putting yourself at any risk. Modern security standards in the gambling industry force providers to comply with strict rules that help protect casino users. The presence of a license is the main indicator of security, so it is always worth checking its availability before starting the game. Licensed slots do not contain anything harmful or dangerous; the main thing is to play wisely. It is recommended to play slots only in trusted casino online clubs in order to avoid dangerous situations.
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Yes, of course, here you can find a wide variety of free slots on interesting topics that do not require downloading. You can start playing immediately.
Yes, these games can be played all over the world, there is no reason to prohibit them because they do not include deposits, downloads, and registration.
The bonus round can be activated during the game. This can be done through free spins or certain symbols that help unlock other bonus features.
If you want to play for real money, you need to find a reliable casino where you can deposit and place a real bet.
These are slots where you do not need to register or download them to play. You can immediately start playing in the trial mode or demo version.
In general terms, yes, except that you dont have the option to play for real money in free slots. Also, real money slots may have some other or additional features that may not be available in the free version.
Its hard to say for sure, as many games are popular. We can mention the top 5 free slots with the highest play count on SlotsUP: 40 Super Hot, Wolf Run, Flaming Hot, Dolphin Treasure, and Cleopatra slot.
According to Google Play: Jackpot Storm, MGM, Quick Hit, and Hoppin Cash. According to the App Store: House of Fun, Slots Galaxy Fruit Machines, Multislot 777, and the new Lotsa Slots app. Today almost all free slots are optimized for mobile devices, so you can play them online without downloading the app.
Its actually one of the ways that free slots and free online casinos use their disadvantage to their advantage players can access most free slots with no download or registration.
No, part of what makes free slots with no download and no registration legal nearly everywhere is that you cannot win real money. You do have the potential to receive bonus offers to play real money casino games, but free slots do not payout real money.
Playing free slots makes it easier to switch to real money slots. Youll understand variations of slots games and winning lines much more if you already have extensive experience on free slots. Any new player should spend considerable time on free slots before opening their wallet so that theyre confident when it comes to betting real money.
The best free slots are the ones that are available to play directly in your browser, load quickly, and entertain you for hours. The best part about free online slots is if you become bored, there are hundreds of other slot machines available to play directly in your browser. Enjoy them all, but dont waste your time on any that dont hold your attention!
You can find decent free slots on some of the websites of well-known manufacturers. Or play for free on Slots UP! Remember, free slots shouldnt require any downloads, and you should be able to play them directly in your browser with internet access.
Yes! Free slots are available on any device with a web browser, from your mobile phone to your tablet or laptop. Free slots and casinos offer the same roster of games no matter the device youre on. You wont miss out on anything playing on your phone!
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17 Awesome Online Casino Blogs to Follow in 2022 (Graded and Ranked) – UrbanMatter
Posted: at 11:19 am
Recently many gamblers have neglected traditional casinos and have chosen online casinos. Therefore theres a need to provide precise information about these casinos.Consequently, online casino blogs deepen gamblers knowledge about gambling topics. Moreover, it keeps them informed about the latest gambling news.
If youre a fan of online casinos, you need to follow these amazing blogs. In this article, you will find the best blogs of online casinos.
In addition, these blogs will provide you with information and strategies to help you start playing casino games and win big in 2022.
The most trusted source of information about top-notch online casinos is BetMGM. They also explain the advantages of using online gambling platforms.
Casino.org is a renowned online casino blog known for providing trustworthy gambling market research and gambling related news.
It is considered one of the best gambling blogs globally. Moreover, the company uses primary and secondary measures to research and provide the latest gambling market research and information about the best online casinos like the Zodiac Casino.
Jeetwin offers people daily posts and write-ups about online casinos. Additionally, it provides information about gambling events and sports updates.
This blog provides US citizens with strategies and techniques for online casinos. Additionally, gambling experts offer information on this platform.
Vegas slot online is a complete guide to newbies of online casinos. It tells gamblers the best game to play and provides other necessary information.
Another popular and fantastic casino blog is the Casinomeister. It publishes articles and webcasts for online casino gamblers. Moreover, it provides a list of the best online casinos in 2022
Casino Affiliate Program blog is one of a kind. This platform offers gamblers a training opportunity. However, gamblers can learn from step by step explanations and experiences. Additionally, they can avoid the risks that are associated with online casinos.
Casino papa is another incredible online casino blog in the United Kingdom. It reviews slot games and casinos with the most amazing bonuses.
Moreover, gamblers can make precise decisions on the game they want to play. However, they can also pick a suitable casino that offers their game interest.
This blog puts quality content at your disposal. The Canadian Casino news blog provides high-quality news about notable online casinos like Zodiac Casino Canada.
World casino news disseminates the latest news on gambling laws and regulations. Moreover, They give information about the newest casino expansion and projects. Additionally, they provide information about gaming industries and game manufacturers.
BetCasinoSite.net is one of the best casino blogs in the Uk. Players have confirmed it provides the necessary gambling information at the desired time.
Time2play is the right blog for gamblers who believe in statistics. It focuses on helping players make precise judgements before playing games.
The legitimate casino provides a list of registered and best casinos with fantastic features.
Casino news provides the daily casino industry news globally. Additionally, it provides a platform where gamblers can interact.
If you are looking for where to get current news on gambling in the United States, you can turn to Best US Casino Blog.
The New Zealand blog provides its followers with the most exciting gambling news. It releases two quality posts per week, and gamblers can find all the needed information in their posts.
The casino room brings you all the necessary information about different games like baccarat and poker games.
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17 Awesome Online Casino Blogs to Follow in 2022 (Graded and Ranked) - UrbanMatter
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