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Category Archives: Life Extension
See garden ideas come to life with the Kane County Master Gardeners – Chicago Daily Herald
Posted: July 18, 2021 at 5:25 pm
Get offline and get outside to see inspirational gardens at the Kane County Master Gardener Idea Garden in St. Charles.
This summer, join these University of Illinois Extension volunteers to experience creative concepts and ask questions each Tuesday, 9 to 11 a.m., weather permitting.
Learn about straw gardening which starts with a 10-day conditioning process for the straw bales, involving watering and fertilizing.- Courtesy of University of Illinois Extension
"The Idea Garden is back this year, and once again, it showcases innovative designs and new ideas you can replicate at home," said Sarah Fellerer, Master Gardener program coordinator. "Visit the garden to learn about sensory and elevated gardens, native plants, bug habitats, growing garlic and phytonutrient-rich produce, and more. Plus, the garden features an Olympic-themed bed of grasses, ground covers, and flowers."
One of the "Idea Gardens" is inspired by the Summer Olympics, using a ring design into a 6- by 6-foot hexagonal raised bed.- Courtesy of University of Illinois Extension
The Kane County Master Gardener Idea Garden is located at 3480 Route 38, at the intersection with Peck Road, in St. Charles. Visitors can enter via the Route 38 driveway. You also can follow the Idea Garden at http://www.facebook.com/KaneMGIdeaGarden.
This year's project includes ideas and tips for:
Elevated beds
Straw bale plantings
Insect habitats
Gardens with garlic or phytonutrient-rich produce
A sensory patch
Native species
An Olympic-themed bed of grasses, ground covers, and flowers
Learn about native species at the Kane County Master Gardener "Idea Gardens" off Route 38 in St. Charles.- Courtesy of University of Illinois Extension
If you need a reasonable accommodation to participate, contact fellerer@illinois.edu or call (630) 584-6166. Early requests are strongly encouraged to allow sufficient time for meeting your access needs.
Do you have questions about your garden, lawn, or trees?
The University of Illinois Extension Master Gardeners also host a seasonal Help Desk in DuPage, Kane, and Kendall counties:
Kane County: Send questions and photos to uiemg-kane@illinois.edu, or call or visit 9 a.m. to 1 p.m. Monday through Friday at (630) 584-6166 or 535 S. Randall Road, St. Charles.
DuPage County: Send questions and photos to uiemg-dupage@illinois.edu, or call or visit 10 a.m. to 1 p.m. Monday, Wednesday, and Friday at (630) 955-1123 or 1100 E. Warrenville Road, Suite 170, Naperville.
Kendall County: Send questions and photos to uiemg-kendall@illinois.edu, or call or visit 9 a.m. to 12:30 p.m. Monday, Wednesday, and Friday at (630) 553-5823 or 7775B Route 47, Yorkville.
"Incredible Edibles" features native and nonnative edible plants at the Kane County Master Gardener "Idea Gardens."- Courtesy of University of Illinois Extension
For more information about submitting help requests via email or finding a location near you, visit go.illinois.edu/HelpDeskMGdkk.
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See garden ideas come to life with the Kane County Master Gardeners - Chicago Daily Herald
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First Improved W88 Nuclear Warhead For Navy’s Trident Missiles Rolls Off The Assembly Line – The Drive
Posted: at 5:25 pm
The Department of Energys National Nuclear Security Administration has announced the completion of the first production example of the improved W88 Alteration 370 warhead, or W88 Alt 370, after 11 years of work, and a major, costly delay that was first revealed more than a year ago. This modernization program is aimed at mitigating issues relating to the age of the existing stockpile of W88s and maintaining the readiness of these warheads, which are among multiple types presently available for loading into the U.S. Navy's Trident D5 submarine-launched ballistic missiles.
The first production unit of the W88 Alt 370 was completed at the Pantex Plant in Amarillo, Texas on July 1, 2021. Specific details about the warhead are classified, but the Alt 370 upgrade package replaces the arming, fuzing, and firing subsystem, adds a lightning arrestor connector, and refreshes the conventional high explosives within the weapon to enhance nuclear safety and support future life extension program options, according to an official fact sheet. In addition, the effort is concurrent with "planned exchanges of limited-life, or routinely replaced, components, including the gas-transfer system and neutron generators." National Nuclear Security Administration (NNSA) has estimated that the total cost for the program, which is expected to continue updating W88s through 2026, will be around $2.8 billion.
The original W88 was developed at Los Alamos National Laboratory, which began producing the warheads in 1988 and delivered the first units in 1989. The warheads have an estimated yield of 475 kilotons and can be deployed in either airburst or contact detonation methods. The warheads measure just under six feet in length, making them small enough for use aboard multiple independently targetable reentry vehicles (MIRVs). It's estimated that around 400 W88 warheads were manufactured.
Dr. Charles Verdon, Acting NNSA Administrator, stated in a Department of Energy press release that the completion of the first production unit is proof of the NNSAs effectiveness when it comes to maintaining the nuclear stockpile:
This accomplishment is the culmination of over a decade of work, featuring contributions from several sites within the NNSA Nuclear Security Enterprise, members of the NNSA federal workforce, and members of the DoD. The W88 Alt 370 is a crucial part of Nations strategy for the sea-based leg of the nuclear triad, and a testament to the Enterprises ability to execute major modernization programs. As we continue to modernize the stockpile, the successes and lessons learned from this program will bolster our future warhead activities to provide a safe, secure, and reliable deterrent.
The Nuclear Weapons Council, a joint advisory group staffed by the Department of Energy and the Department of Defense, first approved the W88 Alt 370 program in 2012.
Flight testing of inert prototypes of the W88 Alt 370 began in 2014. The fourth and final test was conducted in November 2015, when an unarmed warhead was launched aboard a Trident II missile from the Ohio class ballistic missile submarine USS Kentucky at the Pacific Missile Range Facility in Hawaii. After that launch, the NNSA concluded that the weapon system alteration is functional and in line with NNSAs commitment to complete development on schedule.
Each Trident II can carry up to 14 individual warheads, but the missiles are generally only loaded with five or six at a time due to a succession of arms control agreements between the United States and Russia, including the New Strategic Arms Reduction Treaty (New START), which the two countries agreed to extend earlier this year. In addition to W88 series warheads, the Trident IIs can also be loaded with W76-1s, which have an estimated yield of around 100 kilotons, as well as the new W76-2 variant. The W76-2 is a lower-yield design that reports have suggested could have a yield of just five kilotons and you can read more about it and the controversy surrounding it here.
NNSA had previously planned to have the first round of the W88 Alt 370 units completed in December 2019, but concerns over a $5 off-the-shelf capacitor found in each warhead caused significant delays. By September 2019, the decision was eventually made to replace those capacitors with more durable versions that cost nearly $75 each, a change that added $850 million to the total price tag of the entire effort and pushed the schedule back considerably.
Despite those delays, NNSA called the completion of the first unit a major milestone for the United States, claiming the successful first production unit was achieved one month ahead of schedule after more than 11 years of design, development, qualification, and component production.
Efforts to modernize and maintain Americas nuclear arsenal are expected to cost $1.5 trillion over the next three decades. However, because of the secrecy surrounding Americas nuclear enterprise, the astronomical costs of these programs can often avoid the public attention and oversight that more public defense programs receive, as you read more about here.
President Joe Biden's Administration has asked for approximately $15.5 billion for various nuclear weapons-related activities in the proposed budget for the 2022 Fiscal Year. This is $139 million more than Congress appropriated for the relevant accounts in the 2021 Fiscal Year, but $460 million less than President Donald Trump's administration had projected for the upcoming fiscal cycle.
NNSA is clearly hopeful that, having made it past the parts issue, the W88 program will now remain on track and on budget as it continues to upgrade these warheads over the next five years.
Contact the author: Brett@TheDrive.com
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Managing risk in the submarine transition: the latest on the Collins life-of-type extension | The Strategist – The Strategist
Posted: at 5:25 pm
The Royal Australian Navy is in the early stages of a long transition that is notable for its strategic risk. Both its core surface and subsurface combat fleets are ageing but are planned to be replaced by vessels that are still in the design phase and are years away from entering service. Many commentators have remarked on the capability risk presented by replacement schedules that are better suited to an era of strategic stability rather than our current one of growing instability and uncertainty. Not only does the current plan not increase capability for a decade or more, but it also provides little margin for error in simply avoiding a capability gap as the existing fleets age out.
Some transition risks are already being realised. The overly ambitious cut steel date for the first Hunter-class frigate has already been moved from 2020 to 2022, but the Defence Department has been indicating for some time, both at Senate estimates hearing and in its own reporting to the government, that even that schedule is under pressure. Defences acknowledgement that the weight of the frigates has grown substantially from 8,800 to 10,000 tonnes confirms that the integration of new weapons, sensors, combat management systems and helicopters into what was already an immature reference ship design is difficult. That lends credibility to recent media reporting that the government has agreed to delay the start of construction even further to 2024. That likely means that the entry into service of the first vessel will also be delayed from the planned date of 2031and the Anzacs will have to serve even longer, probably well into their thirties.
So far that doesnt seem to have generated much interest for a Plan B for the frigate transition, but there has been much discussion of a Plan B for submarines. Originally that occurred outside of Defence, but its become increasingly clear that the problem is being considered inside Defence. But its a very confused and contested space. Lets assess what weve learned over the first half of the year.
Plan A for the future submarine program currently involves an Attack-class submarine entering operational service every two years from 2034. Since there will be 12 boats, the final one wont be operational in the mid-2050s. Because the first Collins-class submarine is due to retire in 2026, followed by a sibling every two years, the fleet would be down to one boat by the time the first Attack-class boat arrived. Thats why Defence has been planning to extend the life of the Collins fleet to give it a further 10 years of service.
Thats the first confusion to clear up. The Collins life-of-type extension is not a Plan B as some have suggestedit is an unavoidable, essential element of Plan A. Its already built into Defences transition planning. The key decision for Defence and the government was not whether to do a LOTE or not, but whether it would focus on availability or capability. If the former, they could minimise the technical and schedule risks but ensure they kept submarines in the water. If the latter, they could seek to enhance capability but run the risk of having boats in sheds as technical risk materialised and upgrades schedules blew out (see here and here).
Since Defence virtually always prioritises quality over quantity, its already picked its sweet spot on that spectrum, stating at Senate estimates, for example, that it intended to preserve the Collins as a regionally superior capability until their retirement and insisting that the technical risk of doing so was manageable.
In short, despite some media commentary suggesting that new Defence Minister Peter Dutton was going to make Defence do a robust LOTE, the department had already been preparing for a substantial upgrade for several years, including three of the five major systems on the Collins (main motor, diesel generators and electrical distribution systems). In essence, Defence is aiming for a son of Collins.
Its possible that Dutton could push Defence to go further, but replacing the remaining two major systems would entail significant risk. The first is the weapons handling system. Some kind of mega-tube such as Sweden has installed on its submarines that could launch and recover larger uncrewed underwater vessels would certainly have its uses, but it would probably require a complete redesign of the front end of the submarine. The final major system is the batteries. Dutton could direct Defence to use an early LOTE as a test bed for a lithium-ion-powered submarine, but considering Defences consistent rejection of the idea of putting lithium-ion batteries in the first batch of Attack-class boats because it sees the technology as immature (despite Japan having installed them in two Soryu-class submarines already), he would have to overcome significant resistance from the department.
The other confusion to clear up is the view that, because the government hasnt made any formal announcements about the LOTE, Defence has done little or no work on it. Its been clear from numerous Senate estimates hearings that design work for the LOTE is well underway. Whats new is that the government has now committed to acquire the first set of equipment for the LOTE. ASC has confirmed that those systems have been ordered for the first boat. Its not clear why the government hasnt made an announcement about this, instead allowing public confusion over the status of the LOTE to reign, but it seems to have given up in general on sharing with the Australian parliament and public what Defence projects it has approved. That doesnt help build confidence in the overall submarine transition plan. Nevertheless, preparation for the LOTE is well advanced.
Of course, that doesnt mean it will all go smoothly. The greater the scope of the upgrade, the greater the technical risk. So, its extremely strange that ASC also stated that it hadnt yet engaged with Saab. Not only is Saab the designer of the Collins class, but it has just put Swedens own submarines through a very extensive upgrade. If you were planning to put your own Swedish-design pedigree submarine through an extensive and technically risky upgrade, wouldnt the first thing youd do be to talk to the people who have just done the same thing and identified and mitigated a lot of the risks already?
In fact, there are already some hints that the scale of the LOTE might be overly ambitious; ASC indicated in June that some scope has been moved out of the core package into later tranches for which design work has not commenced. As more technical risks materialise, impacting cost and schedule, its possible that more scope could move off into the future and potentially never be delivered. The sooner Defence and ASC can draw on Saabs experiences, the better.
The other new news with the LOTE, again according to media reporting rather than any formal announcement, is that the government has decided it will put all six Collins through LOTEs. That makes sense, but it was already a foregone conclusion if the government wanted to avoid a capability gap. Indeed, over time as the Attack-class schedule has developed, Defence has progressively changed its messaging on the number of Collins needing to undergo LOTEs from one to three to at least five.
Agreement to six provides some risk buffer against further delays in the Attack class. And even if the future submarines are delivered on time, doing all six Collins means more capability at a time when we desperately need it, plus having more submarines gives the navy the capacity to train the much larger number of submariners that will be needed for the future fleet. But its important to note that even if the LOTE and Attack-class programs are delivered on the current schedule, the navy will be capped at eight submarines until nearly 2050 unless it finds a way to accelerate the build of the Attack boats.
Agreeing to upgrade all six Collins also provides more certainty to industry. The Collins are meant to get similar main motors and diesel generators (made by Jeumont and MTU, respectively) to the Attack class. That means industry is now supplying a combined Australian submarine program of 18 boats, which is likely the largest submarine program in the western world outside of the United States. That creates the economies of scale needed for overseas suppliers to establish production facilities here. If Defence isnt seeking to assemble those three main systems here, parliament should be asking why.
On the location of the LOTE, theres nothing new to report. The government refuses to announce whether its going to move the site of Collins full-cycle dockings (and by default the LOTE, which is essentially a more comprehensive FCD). With Defence and ASC having done all the analysis they can on the pros and cons of Adelaide versus Henderson, the only explanation is that the government is saving its decision up for an election campaign announceable.
So, now that weve gained a little more clarity on Plan A, what about Plan B? Ill look at that in my next post.
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Capturing the artistic beauty of rural life | Opinion | hpj.com – High Plains Journal
Posted: at 5:25 pm
Whether they capture a lake surrounded by majestic mountains, ocean waves crashing onto a beach or waterfalls spilling over a cliff, the best photographs tell a story. In rural America, we may not have scenery as dramatic as that, but we appreciate the colorful, artistic beauty of a sunset against a wide-open sky, rolling prairies, calves playing in a pasture and even wildflowers blooming along a ditch.
Those are the kinds of images we would like to see for our 2022 Down Country Roads calendar contest, which is now open. High Plains Journal invites you to share the beauty of rural life through all seasonswhether youre on a road trip for a much-needed vacation with your family or in your own yard or the pasture out back.
We challenge you to look at your surroundings with a different perspective and show us the art in the rural landscapes around you. Previous calendars have featured farms, crops, livestock and poultryas well as the people, young and old, who work and play in the heartland.
Use your imagination and show us familiar farm scenes in a new way. Photos of rural art like barn quilts or murals are also encouraged.
For the calendar contest, we are looking for high-resolution digital photos with a landscape (horizontal) orientation, not a portrait (vertical) or square orientation.
Grand Prize and Monthly Feature winners will be selected by a panel of judges at HPJ, but you may vote online for your favorite entry for the Readers Choice award.
The Grand Prize winner will be featured on the 2022 calendar cover and receive $200, a special award, a 1-year HPJ subscription or extension, and one free 2022 HPJ event registration.
Monthly feature winners will receive $65, a 1-year HPJ subscription or extension, and one free 2022 HPJ event registration.
The Reader's Choice winner will receive a 1-year HPJ subscription or extension.
Visit https://www.hpj.com/calendar_contest to read the complete rules, see last years calendar contest winners and upload your 2022 contest submissions. The entry deadline is Aug. 1.
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Scientists are demystifying aging funding could add decades to our lives | TheHill – The Hill
Posted: at 5:25 pm
The Biden administration deserves accolades for their proposed $6.5 billion Advanced Research Projects Agency for Health, referred to as ARPA-H. ARPA-H would aim to deliver breakthrough treatments for diseases like Alzheimers, cancer and diabetes.This is an ambitious goal, but one that is achievable if the administration takes bold action.
Unfortunately, for now it appears Congress is headed toward a watered down ARPA-H, funded at less than half the requested amount. It also appears the new agency will largely continue the outdated disease first culture of most National Institutes of Health-funded research. To me this suggests, at best, incremental advances. What we need is an ARPA aimed toward 21st Century medicine that tackles biological aging: a geroscience moonshot.
Geroscience is the field of scientific investigation that seeks to understand the biological aging process and how it contributes to all of the various pathologies that come with old age. Its no secret that nearly every major cause of death in the United States has age as its greatest risk factor. Just going from 40 to 70 increases your risk of dying from cancer by about 40-fold, heart disease 30-fold, and Alzheimers disease by a whopping 300-fold. For perspective, high blood pressure and obesity increase your risk by less than threefold.
Over the past two decades, scientists have learned a great deal about the biology of aging. At the same time, we are also learning how to tweak those processes to slow, or even partially reverse, many of the functional declines that go along with old age. Yet, less than one percent of the NIH budget goes toward studying this. Instead, the vast majority of research funding and, by extension, drug development focuses on individual diseases in isolation. As a consequence, our entire biomedical enterprise is geared toward waiting until people are sick and trying to cure or treat their disease. If our bodies were commercial aircraft, this would be akin to skipping maintenance and waiting until the engine is on fire at 35,000 feet before you take action.
Geroscience seeks to maintain optimum health and prevent disease by attenuating the molecular causes of biological aging directly. Excitingly, there are now several geroscience interventions that increase healthy lifespan by 10 to 30 percent in laboratory mice, with early data indicating at least some work similarly in people. If validated in clinical trials, that could be equivalent to about 20 years of additional health.
The economic case for a geroscience moonshot is compelling. Healthcare is among the most pressing challenges we face as a nation and, by far, the greatest fraction of healthcare expenditures comes from caring for the sick elderly population. The disease-first approach has been quite successful at keeping sick people alive longer than was possible 50 years ago, which it turns out is really expensive. In contrast, if we keep people alive longer in good health, they can remain productive members of society. In fact, one recent study estimated the cost savings from a conservative geroscience intervention that increases healthy life expectancy by only one year would reach about $38 trillion annually. Given the proposed ARPA-H price tag of $6.5 billion, that equates to a 5846-fold return on investment.
Equally compelling is the social impact of targeting biological aging versus treating individual diseases. While some people maintain relatively high quality-of-life with one or more age-related disorders, for others the consequences of prolonged ill health are an enormous burden. Chronic pain, fatigue, and invasive medical intervention can rapidly lead to depression and serious mental health consequences. All of this takes a heavy toll on patients, caregivers and family members. Wouldnt it be better for everyone to maximize healthspan and spend those extra years free from disease? This is the promise of a geroscience moonshot.
As a scientist with more than two decades of experience in aging research, I believe that targeting an Advanced Research Projects Agency toward geroscience would fundamentally change the trajectory of human health. The field is at an inflection point where investment at this scale is likely to yield outsized economic and social benefits. Its a near certainty that clinical interventions capable of adding much greater than one year of healthy life expectancy would be developed within the next decade, resulting in returns of many trillions of dollars.
The Biden administration has an opportunity to lead the world into a future where we come to expect our loved ones will maintain good health well into their 80s, 90s and even past the century mark.
Dr. Matt Kaeberlein is a fellow of the American Association for the Advancement of Science, CEO and chair of the American Aging Association, and a professor of Laboratory Medicine and Pathology at the University of Washington School of Medicine, where he directs the Healthy Aging and Longevity Research Institute, the Biological Mechanisms of Healthy Aging Training Program, and the NIH Nathan Shock Center of Excellence in the Basic Biology of Aging.
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Scientists are demystifying aging funding could add decades to our lives | TheHill - The Hill
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3 Ways to Get Life Insurance When Your Policy Term Has Ended – Money
Posted: at 5:25 pm
Term life insurance is great while it lasts, providing relatively simple and inexpensive coverage for the time you need it. But if the policy term ends and you still need protection, youll have to look carefully to find the most cost-effective options for replacement.
In contrast to permanent insurance (such as whole life and universal policies) that never expires, term insurance covers you for a specified term of between 10 and 30 years. In an ideal world, the term length and the time you need coverage line up neatly. But several factors can drive that timing out of sync.
For those who buy policies early to protect their young family, the term could run out in middle age, when youre still carrying middle-aged obligations. And a tight budget could prompt you to get a shorter term than you really need, since policies that run for longer have higher monthly premiums.
Whatever your reasons for needing insurance longer than you anticipated, heres a step-by-step rundown of what to do if your insurance policy term is over and youre weighing continued coverage.
Because the same death benefit is almost sure to cost you more when your current insurance expires, buy only as much continuing coverage as you really need. Any of the options allow you to insure for less than the death benefit of the original policy.
You can figure out your required amount through answering questions such as those posed by the Insurance Information Institute. The industry group recommends a three-step process to determining your life insurance needs.
First, establish what financial resources will be available to survivors after your death. The Institute advises totaling your expected support from three sources: Social Security and other retirement-related survivor benefits; group life insurance (received as a job perk); and other assets and resources.
Consider not only how much these sources will yield, but also when they will pay out. For example, Social Security survivor benefits are payable immediately to a surviving spouse with dependent children, but are delayed until after age 60 if there are no children.
Next, calculate your survivors financial needs after your death, the Insurance Information Institute suggests. Again, there are three categories to consider: final expenses; debts; and income needs.
Finally, subtract the first total (your survivors financial resources) from the second, representing their financial needs. This calculation should be more reliable to determine how large a policy to buy than some other formulas, such as simply buying a multiple of annual income. That can especially be the case when youre older, and retirement complicates predictions of your annual income.
The simplest but not necessarily cheapest way to continue your insurance is to extend the term coverage you had. Thats an option on many, even most, term life policies. However, an extension is not considered a renewal of the coverage, and so lacks some advantages of getting a new term policy.
The main advantage here is skipping the need to medically re-qualify for coverage, provided you arent seeking to increase the death benefit. That makes extending the policy an especially appealing option if youve developed serious health issues that could preclude getting a new policy elsewhere.
But youll have to take or leave the new premium the insurer offers, without the benefit of shopping around for the best rate available from all companies. And the rate is sure to be higher than youve been paying, probably dramatically so.
For example, a 30-year-old seeking to extend a 10-year, $500,000 policy on expiry could expect the premium to rise from, say, $20 to anywhere from $40 to $75 or so, according to Scottsdale, Az. life insurance agent Chris Huntley.
The hike in premiums can be higher still if you extend coverage when youre older. For example, Guardian Insurance reports that a 50-year-old male who extends a 20-year term policy bought when he was 30 years old would see the premium jump more than tenfold, from $20 to nearly $250 a month.
And the figures cited by both Huntley and Guardian are only for the first year you extend. In contrast to the level premium you pay every month during the term of a policy, premiums during extensions are likely to rise every year, in step with your age and the statistically greater chance that youll die in any given year.
Still, despite the sticker shock of extending your term policy, its a leading option for those who are not able to get another policy because of health issues, Huntley says, including those facing a bad prognosis from a serious illness.
Its also worth considering, he says, as a stopgap measure if youre among the many people who wait until the last minute to shop around for other options when their term insurance ends. It allows you to have coverage in place while you are getting approved for another policy.
A proper life insurance policy will protect your loved ones from the unexpected.
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Some term policies supplement or replace the option to renew with one to convert the policy into whole life insurance or another form of permanent life coverage.
This option allows you to turn your term policy into one that not only delivers a benefit upon your death but also accumulates a cash value as well providing an asset you can use as collateral for a loan or use to pay your premiums. And as with renewal, conversion allows you to skip the qualification process of getting a new policy; instead, you retain the (probably better) health rating you received when you first acquired the coverage.
Conversion also provides cost stability. Unlike with renewal, premiums after converting your term coverage will be steady for the lifetime of the permanent policy. And where renewing term insurance requires waiting until the term expires, you can convert a policy earlier than that date. Indeed, depending on the policy, you may need to do so within the first five,10 or 20 years of taking out the coverage, as examples.
But conversion otherwise shares most of the disadvantages of renewal. Your policy options may be limited, with not even all permanent policies offered by the insurer available to you, let alone cheaper policies offered by other companies. And your premiums will go up: Prepare to pay between three and five times as for your old term policy, according to Barb Pietrangelo, a financial planner and insurance expert at Prudential.
Keep in mind that premiums will also rise if you extend a term policy rather than converting it. If both options are available to you, compare the hikes for each while also considering how each move meets your other needs.
If youre looking for tax-sheltered investments, your preference might lean to conversion because you can add extra funds to a permanent policy and have the interest on those investments shielded from tax, as with a 401(k) or traditional IRA.
If you still need coverage after your term insurance expires, the decision on whether to renew or convert your policy may boil down to two key questions: How old are you? And hows your health? If the first answer is a relatively low number (say, under 50) and the second one is positive even mildly so you should shop around for a new policy, say experts.
I would say in most cases, if youre young enough and healthy enough, its going to be cheaper to just to go get another 10- or 20-year term policy, rather than convert or renew your existing coverage, says Huntley.
Online broker Quotacy echoes that advice: If youre still even a little bit healthy, we recommend you look into buying a new term life insurance policy if you still want more coverage. This is the most affordable route by far.
A caveat here, though: Even if your health is as robust as the day you bought your first policy, your new coverage will be more costly. No matter the policyholder, the cost of life insurance rises with age. But getting a new term policy at least allows you to pay premiums that are level for every year, as opposed to facing the likely annual hikes if you extend an existing term policy.
Pursuing options other than renewal or conversion doesnt have to involve submitting to a medical exam, although you may wish to do so to get the broadest range of premium quotes. If your health is good, you can increasingly buy life insurance by allowing companies or an independent broker to get access to your online medical records.
Neither is a term insurance policy a binding contract. Youre free to cancel at any time, should your needs or finances change. Of course, youll then end your protection, too, and essentially forfeit the premiums youve paid to date.
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Plant life along the Hudson River | News, Sports, Jobs – The Express – Lock Haven Express
Posted: at 5:25 pm
PHOTO PROVIDEDAbove, mapleleaf viburnum, when in flower, adds a nice touch of color in shady landscapes. At top, Norrie State Parks River Trail allows one to explore plant life and catch some fantastic views.
(Editors Note: This is the second in the series of articles exploring trails in the Middle Hudson Valley Area.)
While day-tripping for horticulture activities in the Hudson Valley region is doable, it is best to stay overnight at least so as not to feel rushed. Lodging is readily available, but a great way to mix plants, travel, and adventure is staying at the Mills Norrie State Park.
Its a large park (over 1,000 acres) that runs parallel to the Hudson River with plenty of activities for young and old alike. One attraction is the miles of hiking trails that populate the park. Most of the trails are relatively easy on the joints as elevation gain/loss is minor.
The best bang for your buck would be the River Trail. The hike takes you the length of Norrie Mills and Livingston Mills Memorial State Park (adjacent to Norrie), with expansive and scenic views of the Hudson River. If young ones are along for the hike, keep a watchful eye as there are a couple of drop-offs to the water.
For those interested in native plants, there is more than enough to keep one interested in the hike. A species that interested me the most was the white cedar (Thuja occidentalis). Its not a rarity as this tree is commonly used in our Pennsylvania landscapes, as hedges but occasionally as a specimen. But it is the exposed trees to the extreme elements; in this case, the river environment makes it appealing. In a typical landscape, branches run the length of the trunk, but in this setting, lower limbs are missing. The graying bark shines as it separates in long, vertical shedding strips.
PHOTO PROVIDEDA white cedar hangs off a cliff along Norrie State Parks River Trail.
Also tucked in the riverbank, on rocky outcroppings, is ninebark (Physocarpus opulifolius). It is a shrubby plant that gets to about nine feet in height with an equal spread. Foliage is not showy as it is green during the growing season and doesnt turn any attractive fall color. Its bark also peels in strips but is a little more obscure with the dense mass of stems.
The main interest is its white flowers with purple stamens, typically late May or early June. But nurseries have found a way to make this plant more appealing by releasing cultivars with purple-colored foliage, such as Diabolo and Summer Wine.
Both white cedar and ninebark perform well in open, exposed areas, typical of the trail edge along the Hudson River. But away from the river, it is a bit shadier with towering oaks, maple, and pine. And that is where the mapleleaf viburnum (Viburnum acerfolium) thrives. It will tend to sucker and form loose colonies. Flowers appear in early June and are showy white, with black fruit appearing in September. It is a good plant for a naturalized landscape as it will attract birds and butterflies. But do remember its native habitat; it will not perform well in an open, sunny setting.
If feeling ambitious, you can hook up with another trail to take you to the Sttaatsbugh State Historic Site. Plenty to see with the historical mansion and towering copper beech trees (see Express edition, July 10).
In the next segment of this series, well leave the low elevations and take a plant walk that will give young and old quite a workout and visit The Gunks.
PHOTO PROVIDEDNinebark, covered in blooms, sprawls over the rocks along the Hudson River.
Tom Butzler is a horticulture educator with the Pennsylvania State University Cooperative Extension Service and may be reached at 570-726-0022.
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Virgin Galactic president Mike Moses on whats next for the companys growing fleet – TechCrunch
Posted: at 5:25 pm
This last weekend featured the much-ballyhooed launch of Virgin Galactics first (nonpaying) passengers, with founder and CEO Richard Branson along for the ride. After the festivities, I had the chance to talk with the companys president, Mike Moses, who seems to be familiar with every detail of the operation and the companys plans for going from test to commercial flights.
Unfortunately my recorder went on the fritz, but Moses was kind enough to hop on the phone later in the week to talk (again) about the next generation of spaceplanes, where the company needs to invest, and more. You can read through our conversation below. (Interview has been lightly edited for clarity.)
TC: To begin with, can you tell me whats left to test, and when do you expect to finish the test flight phase?
Moses: The test flight series that were kind of in right now, and the flight with Richard was the first of those, represents a shift from what was more classic and traditional, envelope testing, where were looking at aerodynamics and trajectories and handling qualities, to more of an operational check-out, where we are validating cabin experience experiences, training procedures, hardware for the folks in the back and what theyre going to go through.
So weve laid out a series of a few flights there, three to be specific, that both demonstrate key product milestones and features, as well as allow us time to iterate and develop and optimize some of that back-of-cabin experience. But as always, thats a notional schedule, right? The schedule and the numbers are going to depend on the results. So if things go well, we think thats a three-flight series if we find things that we need to adjust, well add more as needed based on what were learning.
Based on the results that we got after Richard and crew came back from the last flight, you know, we know we have some stuff to work on but but everything was pretty much thumbs up.
Now, we know were going to do those flights over the course of this summer and late summer, and then well be ready to move into, as we announced during our previous earnings call, a modification phase where were going to do some upgrades on our mothership and our spaceship to prepare them for commercial service. The main focus there is to look at things that allow us to increase the flight-rate frequency. Right now in test, we fly at a fairly slow pace [i.e. infrequently, not at low speed], because were inspecting everything prudently. Were going to want to start to move away from that, and as we learn, and so we already know, theres some modifications we want to make to enable that to start to happen. We havent set a specific timescale for when that officially ends.
TC: You mentioned when we talked at the Spaceport, the crew hadnt yet really been debriefed about the experience. Im hoping maybe you have a little more information now about recommendations from Sir Richard, from Siriha, from everybody that was actually up there. Have you gotten any substantive feedback that you can share?
Moses: So we are definitely in the middle of all that feedback and debriefing. As you might imagine, theres a lot of data to go through. And in some cases, that data is as simple as the 16 video cameras that we had onboard, and getting them all synced up to see that whats happening where, and couple that with live notes, and debriefs, and the audio tracks that went with it. We are definitely gathering up the inputs, but theres nothing on that list that I think Im ready to disclose at this time. Well keep folks posted as we go.
The general feedback, post-landing both that day and the next day, was things were awesome, right? Now thats not a scientific answer, and I want the scientific answer, so were gonna make them go through the work to debrief.
Image Credits: Virgin Galactic
TC: You touched on this with the modification phase Unity is, I dont know how exactly youd describe it, a production prototype. Could you tell me whether theres any special upkeep for it as the sort of first off the line?
Moses: Theres nothing special as part of its design or build that requires special upkeep. But as a test vehicle and as our first article, we give it a lot of extra attention. We dive in pretty deep on inspections, both regularly and as we see issues, we would probably, test those and explore just to make sure we truly understand that theres no unknowns out there, things like how the system performs how it does in cold temperatures, under load and under stress. We keep an eye on it.
Theres a series of measurements that we make to say, you know, where did the vehicle perform based on its design envelope. And if were close to the edges of any of that envelope, we go do extra inspections to validate that our modeling and our predictions are right. So in that regard, its pretty similar to how you would have a first set of articles coming out for a new aircraft development, you would build a maintenance and inspection program. That is, an extremely conservative one. And then as you use it, you start to pull out that conservatism based on your positive feedback.
But in general, yes, Unity does get a lot of extra attention. And the next vehicles will have some of that designed in part of that. Weve already learned a bunch of, like, hey, on the next vehicle, make this different so I dont have to look at it every time, I can look at it every five times.
TC: I think that when we when we talked before, you mentioned that you expect multiple-hundred flights, at least theoretically, out of Unity.
Moses: Yeah, multiple-hundred flights of the vehicle. We set a design envelope where we designed for a certain lifetime, and we we tested to that, and then we can always go do life extension. Some of that is just a limitation of you know, were going to cycle the stuff 10,000 times rather than 40,000 times, and well come back later and get the other cycles when we get closer to the 10,000 life. Well go back and add more to it. Theres not a lot of components that have, you know, like a fall off the cliff type of lifetime.
TC: You mentioned some of the modifications you are going to build into the successor or production craft. Can you tell me any of those, how it will differ in minor or major ways, when you expect weight on wheels and that kind of thing?
Moses: So weve already done weight on wheels. And we had our rollout, which is effectively that weight on wheels, where we transition from, basically major factory assembly into ground tests. So all of the systems are installed, and now theyre gonna start to run integrated ground testing, where you can basically go run a computer system through its checkouts, you can run the flight control system through checkouts youre still on the ground, right, youre not yet ready to fly. But we are in that integrated testing.
As far as changes when we designed the structure, if you think about it as the skeleton, under the skin, with Imagine and Inspire, we optimized and moved those skeletons, the ribs in the spars, to the locations where the load was highest. Unity was built off of the original design intent of Scaled Composites, and flight tests, theyve shown us that sometimes that load is not exactly where it is expected. Theres a lot of extra weight in Unity to account for that load; Imagine and Inspire, were able to optimize and put the structure right where it needed to be.
Theres a joint, for example, on Unity that I have to go look at every time, because I had to add extra to it. Whereas on Imagine, it was designed to where it should be in the first place. Ill still look at it, but its much easier access and a much shorter inspection.
Image Credits: Virgin Galactic
So things like that, that let me optimize my inspection schedule. And other just simplistic things there are now access panels where we know we need them, whereas we had to kind of add them after the fact in Unity. Your quick release fasteners and things like that, that make inspections shorter, we were able to add into the design, we made a pretty significant number of changes like that, all fairly minor, but they have a large effect on the maintainability of the vehicle.
And the next phase, right, we talked about this, the Delta class of spaceships, were going to make changes for manufacturability. Unity and Inspire and Imagine are still fairly one-off hand-built aircraft spacecraft, sorry. And if we want to go build a dozen or more to get to these 400-flight-a-year rates, we need to make sure theyre manufacturable at a smaller price tag in a smaller time scale. So that next design will incorporate a bunch of that stuff.
TC: Thats actually one of the things I wanted to talk about is how you get to the reliability and cadence that you want to have for commercial operation? Obviously, more aircraft is one part of that, but you know, maybe expanding ground ops or crew, better maintenance and stuff like that.
Moses: Yeah, you bet. And I think thats it, right: Its a fleet, so we have multiple vehicles for dispatch. That gives you capacity to be able to handle anything that comes up unexpected, like weather. And then its the workforce with more workforce, a 24/7 clock, then you can have multiple expertises, or a crew focused on just one vehicle. And the second crew, theyre focused on the second one.
I think our mantra here is going to be to take it in baby steps were not going to try to go to those high flight rates initially, we want to get a little faster, then a little faster, then a little faster. Thats kind of Unitys purpose in life in 2022, to allow us to go explore those operational cadences and see where we can apply multiplying factors for when we get additional spaceships.
You know, the business model is a great one, right? But in these next couple of years, its fairly insensitive to whether Im doing eight flights or 10 flights or 12 flights with Unity. I mean, in terms of revenue, it doesnt move the needle very much. But in terms of operational learning, thats a significant step for us, so we want to be prudent with how we proceed down that path.
MOJAVE, UNITED STATES OCTOBER 10: (EDITORIAL USE ONLY, NO SUBJECT SPECIFIC TV BROADCAST DOCUMENTARIES OR BOOK USE) Virgin Galactic vehicle SpaceShipTwo completes its successful first glide flight at Mojave on October 10, 2010 over Mojave in California. (Photo by Mark Greenberg/Virgin Galactic/Getty Images)
TC: Can you can you tell me again why, or whether, you plan on keeping the flight plans more or less the same? Maybe theres possibility, later down the line with the revised version with six people in it, that you might have to have a slightly different profile?
Moses: Thats kind of coupled with what we talked about at the beginning of this Q&A, the move from a test phase into this operational readiness phase. Coupled with that is a profile that is now set the trajectory that the pilots fly, the techniques they use, well still optimize, but were not making major revisions. Those are all pretty much physics-based results. The airspeed were at, the angles that were at, and the subsequent altitude we get to, the weight we carry, are all kind of locked-in variables, and theres not much you can do to change that equation.
Therell be some definite trajectory changes that come along with Imagine because it will have more capacity on board, which means itll have a slightly different performance, and we just need to go verify that envelope. But for the most part, you know, the physics of the equation kind of set what you can do, roughly speaking, so thats why were limited to only carrying four passengers here initially. We can change that, and we do plan on looking at weight reductions in the ship, but again, with an eye towards the fleet that were building, and make sure we get a fleet that is serviceable for the long haul.
TC: Thats all Ive got here. Thanks again for taking the time to chat.
You can watch a recap of the recent Virgin Galactic launch here.
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EXTENSION NEWS: Setting priorities in a fast-paced world – The Sanford Herald
Posted: at 5:25 pm
Although we are still in the heat of summer, a new school year will be here before you know it. That means now is a great time to take a minute and catch your breath before what assuredly will be a busy fall full of sports, plays, recitals, clubs and other school and extracurricular activities.
Oftentimes in todays world we stretch ourselves so thin with activities and commitments that we spend most of our time rushing from one place to the next. I know we have all heard the old adage about taking the time to stop and smell the roses, right? Well, most of our days it seems like we have to get up early, work late, go to a meeting, grab some dinner on the runjust so we can get home, take the kids to practice and possibly spend some time with our families before bedtime. By the time you actually get home, the roses I mentioned that are so important to stop and smell are probably wilted because you never have the time to water them!
The same hectic reality also applies to many of our kids schedules these days. With more and more demands in our daily lives and less time to spend on the things that we truly enjoy, it is critical to remember we dont have to cram everything into one day. In order to appreciate the things in life that truly make us happy, its important to space them out so they dont end up becoming a burden and creating unnecessary stress. Now dont get me wrong, I think it is wonderful for young people to be involved in an array of activities. This can help them become increasingly well-rounded and college applications certainly look better littered with a medley of involvement. The trick is being able to give kids the best possible experiences without making your family insane. So whats the key to managing all of these activities without burning yourself and the kids out? Balance. Easier said than done, I know, but attainable if approached correctly.
Balancing your activities and budgeting your time is one of the most difficult things for parents to do. Working a full time job and taking your kids to practices and games can leave little time for anything else. It may be helpful to try asking kids about each of their activities, finding out why they enjoy participating in them, and which ones are their favorites. This does not mean you have to make them decide between one activity or another, but it will give you a better idea of where their passion lies. Its important to know why your child is participating in these activities. Is it because they want to, or is it because they are feeling pressure from you or others?
Parents that support their kids participating in a variety of sports and activities should be applauded. The time and financial investment cannot be underestimated or overvalued. Just keep in mind that when extracurricular involvement gets to the point where its becoming more of a hassle than a highlight, it may be time to step back and reevaluate the situation.
Bill Stone is the County Extension Director for North Carolina Cooperative Extension in Lee County.
Bill Stone is the County Extension Director for North Carolina Cooperative Extension in Lee County.
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Global UAS Market Size Projected To Reach $4.5 Billion By 2023 USA – PRNewswire
Posted: at 5:25 pm
Financialnewsmedia.com News Commentary
PALM BEACH, Fla., July 13, 2021 /PRNewswire/ -- Unmanned Aircraft Systems (UAS) is an aircraft system without a human pilot aboard, commonly known as a drone and also referred by several other names. Unmanned Aircraft Systems can be remote controlled aircraft or fly autonomously based on pre-programmed flight plans or more complex dynamic automation systems, they can be used both for wild land firefighting and civilian fields. Drones are remarkable devices. They can hover in midair, do back flips and spins; they can maneuver smoothly and precisely through small spaces or in concert with other drones; and they can do all this while carrying things like a stabilized video camera and a multitude of other technologies on board. The extent of their versatility is what makes them a viable option for a number of different tasks. Drones can be deployed as weapons in far-away wars or can help reinvent the way humanitarian aid is provided. Drones can help advance scientific research or can perform tracking and monitoring and surveillance work. According to many industry reports, such as Absolute Reports, drones could revolutionize the way humans do certain work or even perform dangerous tasks, but they could also encroach on the core values of a free and democratic society. Drones have unique capabilities and are very flexible in terms of the tasks they can perform, which is what is making them a desirable alternative to manned flights.Active stocks in the markets this week include Plymouth Rock Technologies Inc. (OTCQB: PLRTF) (CSE: PRT), Raytheon Technologies(NYSE: RTX), Ambarella, Inc. (NASDAQ: AMBA), Kratos Defense & Security Solutions, Inc. (NASDAQ: KTOS), Northrop Grumman Corporation (NYSE: NOC).
Commercial applications for the operation of small Unmanned Aircraft Systems (sUAS) continue to evolve in safety-critical industries such as oil and gas, power and utility, mining, and construction. Growing regulatory acceptance and recent technology advancements in flight payload and remote sensing have created opportunities to leverage sUAS platforms for tasks such as environmental assessment, asset inspection and permit compliance monitoring, data collection, and other emerging applications. The use of UAS can dramatically increase project efficiencies.An all-day task in the field on foot could be reduced to 15 minutes with the use ofdrone technology. Additionally, drones cannegateenvironmental and topographical limitations.
Plymouth Rock Technologies Inc. (CSE: PRT.CNQ) (OTCQB: PLRTF) BREAKING NEWS: PLYMOUTH ROCK TECHNOLOGIES ANNOUNCES CONTRACT FOR DRONES WITH AI MONITORING OF ENDANGERED SPECIES AND POACHER IDENTIFICATION IN MADAGASCAR - Plymouth Rock Technologies ("Plymouth Rock", "PRT", or the "Company"), a leader in developing detection apparatus and unmanned technologies, is pleased to announce a contract for the sale and delivery of Unmanned Aircraft Systems (UAS) to the Durrell Wildlife Conservation Trust ("Durrell") to perform critical environmental operations in Madagascar.
At the beginning of 2019, a team of conservationists from Durrell, alongside researchers from Liverpool John Moores University (LJMU) visited Lac Alaotra to trial the use of drone-based thermal infrared cameras as a new way of monitoring the lemurs and identifying any potential poachers. Thermal or infrared imaging is the process of taking digital pictures with a specialized camera, which record infrared or heat radiation as opposed to visible light. In short, the drone would fly over large areas of otherwise inaccessible marshes and detect the lemurs from their body heat, making them much easier to spot and allowing the team to obtain more accurate estimates of their population size. In a single 20-minute flight, the drone was able to cover a greater area of the marsh than a canoe team could cover in two days, hugely increasing the efficiency of the surveys.
The infrared trial had an immediate measurable impact on efficiencies to aid Durrell's work towards rebuilding healthy wetlands for wildlife, and the people that rely on them. The team immediately envisaged how this exciting technology could be adapted for use at other sites and with other species in Madagascar.
Due to the success of this trial, the team received a large research grant from United Kingdom Research Innovation (UKRI) to continue the development of this monitoring system. CONTINUEDRead this and more news for PRT at: https://www.plyrotech.com/news/
Other recent developments in the tech industry include:
Kratos Defense & Security Solutions, Inc.(NASDAQ: KTOS), a leading National Security Solutions provider and industry-leading provider of high-performance unmanned systems, recently announced that it has partnered with North American Wave Engine Corporation to develop the Versatile Air-Launched Platform (VALP), an air-launched vehicle designed to leverage and demonstrate low-cost, high-impact technologies for future aerial systems. The VALP will use Wave Engine Corp.'s propulsion technology to bend the cost curve and reduce lead times for capabilities necessary to challenge near peer adversaries.
Steve Fendley, President of Kratos Unmanned Systems Division, said, "Being at the forefront of high-performance unmanned systems, Kratos continuously pursues technologies that can transform the paradigms of their cost-per-performance. We look forward to working with Wave Engine Corp. to advance and help bring this state-of-the-art, novel platform and propulsion technology to market."
In June 2021, Wave Engine Corp. was awarded a $1 million contract from the United States Air Force Armament Directorate to build and demonstrate the VALP as part of the USAF's efforts to develop high-impact technologies critical to the future of aviation and aerial combat. In support of this contract award, Kratos will be leading the aerodynamic and structural design of the airframe, as well as providing systems engineering support.
Ambarella, Inc. (NASDAQ: AMBA), an AI vision silicon company, recently announced the expansion of its AI vision SoC portfolio with the new CV5S and CV52S security families. Based on the CVflowarchitecture and advanced 5nm process technology, the new SoCs support simultaneous 4K encoding and advanced AI processing in a single low-power design, which provides industry-leading edge AI SoC performance per watt. The CV5S family is ideal for security camera applications that require multiple sensors for 360-degree coverage, over a wide area and with a long range, such as outdoor city environments or large buildings. The CV52S family is designed for single-sensor security cameras with advanced AI performance that need to more clearly identify individuals or objects in a scene, including faces and license plate numbers over long distances, such as ITS traffic cameras.
Ambarella announces the CV5S and CV52S edge AI vision SoC families for next-generation multi-imager and single-imager video security, smart city, smart building, smart retail and smart traffic AIoT camera applications
Northrop Grumman Corporation (NYSE: NOC) and the company's wholly-owned subsidiary, SpaceLogistics LLC, have recently & successfully completed the docking of the Mission Extension Vehicle-2 (MEV-2) to the Intelsat 10-02 (IS-10-02) commercial communications satellite to deliver life-extension services.
Northrop Grumman is the only provider of flight-proven life extension services for satellites, and this is the second time the company has docked two commercial spacecraft in orbit. The company's MEV-1 made history when it successfully docked to the Intelsat 901 (IS-901) satellite in February 2020. Unlike MEV-1, which docked above the GEO orbit before moving IS-901 back into service, MEV-2 docked with IS-10-02 directly in its operational GEO orbital location.
Raytheon Intelligence & Space, a Raytheon Technologies business (NYSE: RTX), has recently been awarded a$171.6 millioncontract for Low-Rate Initial Production Lot I, or LRIP I, of the U.S. Navy's Next Generation Jammer Mid-Band. The award advances the program from the development stage into production and deployment.
NGJ-MB will fundamentally change the way the Navy conducts airborne electronic attack - NGJ-MB is the Navy's advanced electronic attack system that offensively denies, disrupts and degrades enemy technology, including air-defense systems and communications. NGJ-MB uses the latest digital, software-based, and Active Electronically Scanned Array technologies. This allows operators to non-kinetically attack significantly more targets and at greater distances.
DISCLAIMER: FN Media Group LLC (FNM), which owns and operates FinancialNewsMedia.com and MarketNewsUpdates.com, is a third party publisher and news dissemination service provider, which disseminates electronic information through multiple online media channels. FNM is NOT affiliated in any manner with any company mentioned herein. FNM and its affiliated companies are a news dissemination solutions provider and are NOT a registered broker/dealer/analyst/adviser, holds no investment licenses and may NOT sell, offer to sell or offer to buy any security. FNM's market updates, news alerts and corporate profiles are NOT a solicitation or recommendation to buy, sell or hold securities. The material in this release is intended to be strictly informational and is NEVER to be construed or interpreted as research material. All readers are strongly urged to perform research and due diligence on their own and consult a licensed financial professional before considering any level of investing in stocks. All material included herein is republished content and details which were previously disseminated by the companies mentioned in this release.FNM is not liable for any investment decisions by its readers or subscribers. Investors are cautioned that they may lose all or a portion of their investment when investing in stocks.For current services performed FNM has been compensated twenty five hundred dollars for news coverage of the current press releases issued by Plymouth Rock Technologies Inc. by a non affiliated third party. FNM HOLDS NO SHARES OF ANY COMPANY NAMED IN THIS RELEASE.
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