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Category Archives: Financial Independence

Trump Attacks on Press Effective, New Study Finds – Voice of America

Posted: April 18, 2020 at 6:44 pm

WASHINGTON - President Donald Trump's attacks on the press have been effective at eroding the credibility of the press and undercutting consensus even as the COVID-19 pandemic continues to kill hundreds of Americans each day, a newly released study by the Committee to Protect Journalists (CPJ) said.

The New York-based press freedom group documented increased prosecutions of news sources, libel suitsand harassment of journalists in the field and at U.S. border crossings, and cited more than 40 journalists, media law experts, academicsand administration officials.

"Some expert observers fear an existential threat to American freedom of the press," says the study, which examines how the attacks "have empowered autocratic foreign leaders to discredit and restrict the press in their own countries."

"You can see the pattern, you can see how many authoritarian leaders around the world are going beyond what Trump has done, imposing restrictions on the press, arresting reporters, et cetera," Leonard Downie Jr., the study's author and a former executive editor of The Washington Post, told VOA.

"In many cases, they have actually used the same language as Trump," he said. "They talk about 'fake news.

"What worries me about these other countries using the United States as an example for what they're doing is that we have a First Amendment and they do not," added Downie, who is Weil Family Professor of Journalism at Arizona State University's Walter Cronkite School of Journalism and Mass Communication.

The study, which includes research by Stephanie Sugars of the U.S. Press Freedom Tracker a coalition of news organizations that documents attacks upon and harassment of media details the administrations restrictions on access to government information; White House legal challenges to the press and Trump's calls for changes in libel law; and the presidents alleged "attempted interference in the financial independence of some media owners."

The White House did not respond to VOAs request for comment.

Death threats and pipe bombs

The report cited cases of journalists being threatened in the past three years: The Boston Globe and CNN received death threats, and in 2018 pipe bombs were sent to CNNs New York offices as well as senior Democrats and other officials.

Former White House communications director Michael Dubke is cited in the report, saying the president lashes out at the press because the coverage is too often negative.

There have been no stories on the progress he made with the economy and foreign policy, Dubke is quoted as saying, adding that the critical coverage surprised the president, who had long "had a good relationship with the press as a New York developer."

"He has always been available to the press, said Dubke, who later in the report expressed concern about authoritarian leaders who use "Trump's words to justify what they are doing" to journalists in their own countries.

Downie, who also authored CPJ's 2013 report on former President Barack Obama's relationship with the press, draws comparisons with prior administrations.

Prosecutions

Trump's indictment of eight government employees over the past three years for leaking information to the press is on pace to exceed the number of Obama-era leaker prosecutions (10 government employees and contractors in eight years).

"The large number of prosecutions of news sources by Trumps Justice Department 'is the fault of the Obama administration,' " says Washington Post columnist Margaret Sullivan in the CPJ study. It created a blueprint that has been easy [for the Trump administration] to follow."

Michael Conway, counsel to the U.S. House Judiciary Committee in the Nixon impeachment inquiry, is quoted as calling Trumps attacks "arguably more pernicious and damaging to the free press" than President Richard Nixons.

Downie, who helped edit the Posts Watergate probe, said Trump's attacks are worse.

"For many months, most of the Nixon attacks in the media were focused only on The Washington Post," he told VOA. "It was uncomfortable for us at the time, but did not have the same effect in terms of affecting public opinion about all news media."

The Post was not circulated nationally at the time, Downie said, so it was more difficult for people to judge between what Nixon said and what the Post reported.

Because of that, he told VOA, "I did not [then] see that there was the same kind of widespread distrust of the news media generally.

"There were Nixon supporters, obviously, that were upset with the news media, but not as much doubting the credibility of the news media as there is now," Downie said. "And the worst things that the president said about the news media, of course, were not said publicly. They were said, we now know from the White House tapes, within the confines of the Oval Office."

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Harry and Meghans new charity wont fight inequality it will perpetuate it – The Independent

Posted: at 6:44 pm

Prince Harry and Meghan Markle have traded the contradictions of royalty for the contradictions of capitalism. Before they couldnt fail now they can.

Last week, Harry and Meghanrenamed their charity, Archewell. It replacesSussex Royal, the name the couple devised for themselves in January when they announced their intention to leave the royal family, and which the Queen demanded they stop using less than three months later. Indeed, a short history of the Sussexesself-branding reveals much about the contradictions of royal celebrity.

Harry and Meghan announced their departure in January with the launch of a heavily branded website. But the Sussex Royal brand represented an impossible attempt to have both freedom and royal status. The royal brand is enabling (hence Harry and Meghans desire to maintain association with it), while also being disabling (as shown by their need to exit); enabling as it catapulted Meghan to a new level of stardom, disabling as it created a public interest justification for scrutinising her every move, and prevented her from engaging in politics.

Sharing the full story, not just the headlines

There areparallel tensions in royal do-goodery: a huge proportion of royal duties are photo opportunities with charities, when in fact royalty depends upon the maintenance of an unequal status quo. Harry and Meghan will need to make huge sums of money if they are to cover their own security costs. This puts Archewell squarely in the conflicted space of philanthrocapitalism: a means of legitimising social inequality through good works.

Take Travalyst, Harrys eco-tourism venture with Skyscanner, TripAdvisor and Booking.com. Its environmentalist tactics include carbon offsetting, one on which Harry and Meghan have themselves relied in order to justify their use of private jets. Harrys attempt to make air travel guilt-free is at odds with the environmentalist movement they seek to support. But then, calling for the collapse of global air travel would hardly garner the support of the companies with social-responsibility budgets to spend.

In Archewell, Markle will be able to parlay her celebrity status. But at the same time, class politics will proscribe what kinds of work are acceptable for a royal-adjacent celebrity charitable enterprise.

While rags-to-riches stories have always been spun for royal brides, there is a public record of Markles past work,fromDeal or No DealandSuits to her lifestyle blog TheTig. The continued visibility of her historic hustle is anathema to a repressive class system in which those at the top are supposed to pretend it was always thus.

This is why the Sussex Royal brand has been a site of such a power struggle. When the Queen barred Harry and Meghan from using the word royal in their branding after their departure, Meghans American PR team responded by leaking to the Daily Mail that there was nothing legally stopping them from using the name, since Harry and Archie have royal blood and no one can take that away. In this rebrand to Archewell, apparently derived fromGreek word forsource of action, Harry and Meghan centre their privilege. At the very moment of claiming financial independence, the Sussexes are taking pains to distance themselves from the unroyal grubbiness of having to work for a living.

Hannah Yelin is a senior lecturer in Media and Culture at Oxford Brookes University

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Trapped-at-Home: Fears mount for victims of domestic violence – The Cherokee One Feather – Cherokee One Feather

Posted: April 11, 2020 at 7:57 pm

Victims of domestic violence can tap a full array of protective services, including potentially lifesaving legal protections, even with the coronavirus lockdown, District Attorney Ashley Hornsby Welch said this week.

For some, staying home is not actually safe, she said. These are very dangerous times for people in abusive relationships. I want victims to know there are avenues of escape.

Welch and local anti-domestic violence advocates fear a looming spike in the number and severity of cases not just involving spouses or partners, but children and senior citizens, too.

Some communities within the 43rd Prosecutorial District that Welch oversees the states seven westernmost counties are experiencing an uptick in the number of domestic-violence calls received. Call volume, however, isnt necessarily an accurate indicator of what takes place behind closed doors.

Cecilia Crawford-Faulkner, director of Reach of Cherokee County, an advocacy group that also works in Graham County, shares the district attorneys concerns about the potentially volatile situations.

There are some victims living with their abusers who likely lack the ability to safely seek help, she said.

We are trying to reach out any way possible. We want them to know we can get them out, we can help out they are not stuck, Crawford-Faulkner said.

To that end, the Murphy-based nonprofit is working with social services, senior Meals on Wheels and the school system. The goal is to try to identify problems in homes, not just hope people will call in.

There may be a bruise we can see, stress on someones face, or even a code word, Crawford-Faulkner said.

Meanwhile, District Attorney Welch said, the courts continue to hold emergency hearings and issue restraining orders; law enforcement officers continue to answer calls and arrest abusers; prosecutors continue to shepherd domestic-violence cases through the justice system on victims behalf.

Gov. Roy Cooper issued a stay-at-home order starting March 30 and continuing through April 29. Residents are allowed to leave home for essential services or to conduct essential business or access government services.

Welch said county, state and national leaders are taking the steps necessary to curb the deadly coronavirus. But, there is a flip side of the coin.

Stress on households will increase the longer people remain homebound, Welch said. There are some individuals who respond to frustrations by drinking. There are those who become aggressive, with emotional abuse escalating into physical abuse.

Welch said victims could find it difficult to carve out the privacy needed to safely seek help. She urged abuse victims to take precautions when:

accessing websites about domestic violence.

sending emails or texts.

making or receiving phone calls.

Swain/Qualla SAFE Director Lisa Barker said her nonprofit organization is currently experiencing a surge in continuing clients who are in need of our support services.

Barker explained that some victims plans for financial independence are being derailed or delayed as economic fallout rides sidesaddle to the coronavirus threat.

For victims, seemingly small needs can prove formidable, Barker said.

An example? One SAFE client did not have a way to cook her food. The nonprofit was able to step in and provide her a microwave oven, she said.

To make a financial donation to Reach of Cherokee County, call 837-9631; to Swain/Qualla SAFE, call 488-9038.

Do you need help? Heres how to get it:

In an emergency, dial 911.

For services, advice or just to talk (including anonymously), call the Cherokee County hotline at 837-8064 or the Swain/Qualla hotline at 488-6809.

If you are a victim of domestic violence with questions about an open case or about legal protection, call the District Attorneys office at 479-7010 and leave a message. Your call will be returned as promptly as possible.

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High Need, Low Pay Should Not Be How We Treat Our First Responders – The Times of Israel

Posted: at 7:57 pm

For anyone paying attention to the news these days, it is clear that Emergency Medical Technicians play critical roles in a functioning society. Their swiftness and efficiency is key to saving countless lives on a daily basis. We see now, during this global pandemic, that EMTs have become even more critical, as they are allowing primary medical professionals to tend to those who need the most care. While many view EMTs as first-responders to emergencies, this is just one example of the many roles they play in the medical industry. While there are too many people now being taken for complications due to COVID-19, EMTs have routinely been assisting patients headed to out-patient clinics for dialysis, chemotherapy, and a variety of other treatments. They bring a sense of relief, helping to ease the anxieties of patients and their families. So, why is it that the United States is experiencing a massive shortage of these vital first responders, and what is being done to combat this shortage?

According to Kelly Adair, vice president of operations at Ambulnz, a private ambulatory service, the problem is multi-faceted. There are several factors contributing to this issue. First, changes in healthcare systems and an aging Boomer population are driving increased demand for medical transportation. There are approximately 250 thousand EMTs and Paramedics currently working in the US, and studies are projecting demand to increase to over 300 thousand by the year 2024, Adair said. This means that in order to meet demands, the EMT workforce will have to grow by 20% in the next four years. Adair continued, EMT jobs are often viewed as a stepping stone to go work for the fire department, or to get experience before pursuing a career in medicine. The transitory nature of the workforce means that while many join each year, many also leave. Third, theres a general issue of job satisfaction some people have a negative experience working as an EMT, and move on to work in an entirely different field, he added.

An increase in demand and a decrease in job desirability indicates a situation that will only grow worse. Add the fact that many of the current EMTs that we do have plan on parlaying their work into new jobs in medicine, and this could signal an even further decrease in available staff.

The issue of EMT shortage, historically attributed to rural regions, is now affecting major urban cities as well. The New York Daily News recently put out a report highlighting the stark difference between EMT pay and other first responders in New York City adding:

Yet while EMT and paramedic base pay after five years is $50,604 and $65,226, respectively, firefighter equivalent base pay is $85,292. While firefighters have unlimited sick pay, paramedics and EMTs have just 12 days of paid sick leave annually, despite constant physical contact with sick patients they treat and transport.

The disparity means the city struggles to attract and retain enough paramedics and EMTs to meet growing needs.

But some ambulance providers, including Ambulnz, are taking measures to combat this dangerous trend.

One of the key industry issues is a gap in EMT compensation. As we know from the front lines today. EMTs are at the core of medical attention, and are the lowest-paid individuals in the continuum of care often only being paid minimum wage without any benefits. Ambulnz set out to change that, with an innovative compensation model that provides EMTs with the opportunity to make significantly more than the national average, Adair said.

We achieved this by offering a combination of base pay, benefits, per trip bonuses, and an industry-first equity incentive plan that provides our hard-working EMTs with the ability to acquire an ownership stake in Ambulnz and participate in our companys upside growth. Many EMTs need to work a second job just to make ends meet were creating a path for EMTs to earn a living wage and achieve a measure of financial independence. Having EMTs with us for the long-term is proof that our approach is working, he added.

Its not just about ensuring that there are staff EMTs available to care for patients, but making sure that they are happy, confident and efficient when lives are on the line.

Retaining staff has a host of benefits. It creates strong teams, builds institutional knowledge, ensures consistent delivery of our services, helps create a dynamic company culture and affords our more senior, seasoned staff the opportunity to mentor entry-level employees, added Adair.

Employees who find satisfaction in their jobs and see how their efforts directly impact their compensation are motivated to run more trips and provide their patients with a better level of care.

Its an issue that the entire industry must face. It starts with the individual companies, but a fully-staffed and efficient national EMT fleet will only come when the job is universally treated with the respect and compensation it deserves.

In a plea to the industry, Adair concluded: Go beyond the status quo. Recognize the value that EMTs and Paramedics bring to the business, and put programs in place that demonstrate that appreciation. Offer competitive compensation packages that align incentives with performance. Maintain an open dialogue with employees solicit their input, listen to their feedback, and seek to implement changes that will help them optimize their service delivery, improve their quality of work, and their quality of life.

Formerly from Israel, now in Delaware, I have owned, run and worked with food, technology and politics, beginning with the MFA and several Knesset members.

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They All Retired Before They Hit 40. Then This Happened. – The New York Times

Posted: April 7, 2020 at 3:53 pm

That unfortunate circumstance is where Mr. Richard finds himself. Not only did he retire less than a year ago, but he also practices lean FIRE generally defined as a net worth of between $500,000 and $1 million (as opposed to the $1 million and greater many accumulate before firing).

And with the current travel restrictions, Mr. Richard and others cant live in a cheap foreign country, a common FIRE tactic known as geographic arbitrage. In Bali, for instance, he and his girlfriend were staying in a lovely guesthouse with a pool, minutes from the beach, he said, for less than $800 a month. Who knows when he can get back?

Still, he had his own lucky timing: He sold a portion of his investments in February, at the peak, earnings he will live on until the market comes back. And if the market continues to go down, Mr. Richard said, I wouldnt be opposed to picking up part-time or freelance work. Financial independence, to me, gave me the freedom to leave my corporate job to pursue things Im passionate about. Its not about never doing anything to earn money again.

For Mr. Adeney, the current moment is a test of the principles of financial independence. For years, he has taught his fellow Mustachians to not be reliant on a job, to live modestly, to squirrel away an emergency fund, to invest in the stock market consistently over the long term. And he has been reassuring his followers on his blog that those practices can offer psychological comfort, now more than ever.

This is a happier way to live whether you are in an economic boom or a deep recession, Mr. Adeney wrote in an email. But its biggest moment of strength is at times like this.

He added, This could all be misinterpreted as smugness, but I dont intend it that way. My hope is that by being self-sufficient ourselves, we are in a better position to help out other people who really need it.

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Becoming The Best Version of Yourself with Eric Jemielita – Yahoo Finance

Posted: at 3:53 pm

NEW YORK, NY / ACCESSWIRE / April 6, 2020 / Most people get started in the business industry usually in their mid-20s, others even later than that, but one such Eric Jemielita started at the very young age of 18. 16 years later, Eric is now the President and CEO of Jemielita Group. Not only that, but the man also owns Genesis Financial, a financial company that specializes in helping families understand basic financial concepts that were never taught at school or in any other typical institution. Eric assists his clients in making, saving, and investing their money to help their money grow and ensure a better future.

Eric Jemielita is also a highly sought-after public speaker with topics that mostly focus on personal development, entrepreneurship, leadership, and life-coaching. Eric and his team have helped thousands of families achieve financial independence through their state-of-the-art financial products, or by providing them with an opportunity to jumpstart an amazing part-time or even full-time business.

The American-based entrepreneur is broadening his horizons and expanding his reach across the United States, having opened not just one but several offices as of late, namely in San Francisco, Irvine, and Walnut, California, as well as an office in Fort Lauderdale, Florida. Eric is fully committed to endeavors that help thousands of people achieve financial independence through their first-class business platform. He wants to inspire people to become the best versions of themselves and surpass their own limits.

The biggest thing that separates Eric's company from the rest is the unique offering of starting on a part-time basis for clients, which is traditionally unheard of in the insurance and investment industry. This gives them the edge among his competitors and greatly helps his clients. This enables cases such as, a single mom who works full time 9-5 job who's looking for an opportunity to earn more money, to start availing of the services provided by Genesis Financial, becoming proficient at business within two to three months with their easy-to-learn system, and forge her own path into replacing her full-time income with a minimal upfront start-up cost.

Another great thing about their company that puts them on a league of their own is that they show people how to maximize their tax-advantages on investments, as well as offering to protect them with cutting-edge insurance products that most people need but don't have.

People who want to get started on a business and are thinking about their future are greatly encouraged to partake in the services of Eric Jemielita's companies. Usually, people at the age of 25 who feel a certain level of responsibility that they must uphold, meshes with the financial concepts that Eric provides. There is also the case of people over the age of 50 who typically have assets that they need to secure and protect through Genesis Financials insurance and annuity programs. Maybe it actually doesn't come with age, Eric started at 18, maybe it's all about ambition and wanting to become better, and Eric definitely welcomes these clients and give them the opportunities they need.

With the right amount of hard work, ambition, and dedication, the best version of yourself is at a moment's reach. And there is no one else that recognizes that other than Eric Jemielita. Helping individuals from all across America achieve their goals with results that speak for themselves, Eric is making his mark on the world and helping others make theirs. If you want to know more about how to become financially independent and be in sole control of your life, you may reach him through this email address: thegenesisedge@yahoo.com.

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Amazon Sued by Author Claiming to Have Spawned ‘Marvelous Mrs. Maisel’ – TMZ

Posted: at 3:53 pm

Exclusive

Amazon's hit series, "The Marvelous Mrs. Maisel," is ripped straight from the pages of a 6-year-old book with an eerily similar and struggling character ... at least according to the author.

Jodi Parmley just sued Amazon Studios for allegedly jacking several different creative elements from her 2014 book, "F.I.F.I. Financial Infidelity F**k It: The Mistress of the New Millennium" ... and applying them, nearly beat for beat, to their show.

In the docs, obtained by TMZ, Jodi says she wrote this book, and then adapted a screenplay from it. She says she shopped it around to lots of different studios and execs who were supposedly interested.

Jodi doesn't specifically say she met with Amazon's bigwigs, but it seems like she's implying word eventually got around to them. Once she saw 'Marvelous' debut, Jodie claims she was a carbon copy of her own work.

She claims Amazon ripped off the plight, stand-up routine, general plot points and character traits the Amazon's Miriam Maisel lives out -- like seeking financial independence, leaving her crappy hubby, etc.

As a result, she's suing ... and, naturally, wants the profits Amazon made off the show -- which has garnered critical praise and gone on to win several awards.

We've reached out to Amazon ... so far, no word back.

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Human rights support in times of crisis and beyond – Council of Europe

Posted: at 3:53 pm

The Serbian translation was published in the weekend edition of the Belgrade-based daily

Danas on 4-5 April 2020 (online here).

Today, Europe is facing a challenge caused by the COVID-19 pandemic, greater than anythingseen before in recent times. Serbia, as many other European states, has entered an unprecedented state of emergency. The crisis is reshaping our public, professional and personal space already now and will have an even more profound impact on the lives of people and on the policies of states all over Europe in the future. In this trying hour, the Council of Europe, the continents largest human rights organization that the Republic of Serbia joined 17 years ago, on 3 April 2003, remains committed to supporting Serbia in addressing the current challenges, in full respect of the principles of human rights, democracy and the rule of law.

Also, in these circumstances the Council of Europe must continue to pursue its mission. The European Court of Human Rights in Strasbourg is handling urgent com1plaints and adopting judgments and decisions. The monitoring bodies continue providing recommendations to member States. The Council of Europes platform on safety and protection of journalists continues to raise alarm over cases of intimidation of journalists, for their reliable, professional, ethical and independent reporting is indispensable today as never before. And we at the Council of Europes Office in Belgrade continue our activities, to the benefit of all people in Serbia. Our focus remains the rights and freedoms of those who have always needed support and protection and whose vulnerability has been only highlighted by the pandemic.

We are talking about persons deprived of liberty, disabled people, elderly residents in specialized institutions, as well as refugees, asylum-seekers and migrants who often simply dont have enough space for physical distancing to avoid the risk of the spread of the virus. The Council of Europes anti-torture committee (CPT) in its recent guidelines on treatment of imprisoned persons during the COVID-19 pandemic reminded that protective measures must never result in inhuman or degrading treatment of persons deprived of their liberty. Our Office, in the framework of its joint projects with the European Union, continues working with the Serbian authorities to promote the implementation of these and other CPT guidelines, including those on homes for the elderly and people with disabilities.

Women and children are another vulnerable group. For many of them, the home is a place of fear, not a place of safety, and the situation of lockdown has only increased the risk of domestic violence and abuse. The effects of the crisis also could harm women economically and threaten their financial independence, stressed Marija Pejinovi Buri, the Council of Europe Secretary General. Our organisation seeks to raise public awareness of this threat and promote the message of zero impunity for perpetrators. Our Office in Belgrade for example, organises judicial training, thus we support the implementation of the recommendations given in the recent monitoring report by GREVIO, a specialised body of the Council of Europe.

Another body of the Council of Europe, Committee of Experts of the European Charter for Regional or Minority Languages that Serbia is party to, recently highlighted another issue: persons belonging to national minorities are at risk of not being able to get the information about the anti-COVID 19 measures in their native languages; besides, with schools shifting to online learning, their children might no longer be able to be educated in the minority language.

As for such a vulnerable minority as Roma, the ROMACTED programme of the Council of Europe and the EU has been empowering Roma as citizens, including through the establishment at local level a network of community workers who are now an integral part of the crisis mobilisation.

For children and young people, 2020 will be a formative year, and it is our duty to turn this experience into an opportunity. It is the moment to foster young peoples competences in understanding how history is shaped and how democracies face crises and defend fundamental rights and freedoms. We at the Council of Europe are ready to continue working with the education system actors and parents to further their understanding of democratic culture and conveying it to their students and children.

The current situation calls for adjusting our working methods. While most of the public events have been put on halt, several of them are taking place through electronic communication means. We are putting a special emphasis on online courses not only for lawyers and human rights practitioners under the HELP programme, but also for professionals in other fields, so that to enable as many people as possible to engage with the values and standards of the Council of Europe.

The Council of Europe and its Office in Belgrade remain a committed partner of Serbia during this crisis. We look forward to increasing our co-operation even further as we eventually come out of this pandemic. On behalf of the entire team of the Belgrade Office of the Council of Europe I wish you good health and optimism in the coming period.

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Financial Habits for Young Women in the Workplace – – Woman’s Era

Posted: at 3:53 pm

Still, 20 years into the 21stcentury the difference between men and womens pay is still too large. There isstill a pay gap that is unfortunate and unacceptable. Of course, whoever youare, you can establish habits that will help you move upwards in society tolive a more prosperous life. While it is important to stay financially savvy,some of this comes more naturally for some people than it does for others. Infact, according to a new study from Merrill Lynch and Age Wave, young women aremore financially savvy than men.

Financial Literacy of Young Women

According to the study, which is called Early Adulthood: The Pursuit of Financial Independence, young women are becoming financially independent at an earlier age than men. This is despite the fact that women typically carry more student debt with them into adulthood. 75 percent of young adults become independent financially of their parents is the main indicator of becoming an adult, about half of women in their early 30s report they still get monetary support from their parents. On the other hand, 62 percent of men the same age still get money from their parents.

Women are around half as likelyas men to be receiving a financial boost from their parents, in nearly all ofthe categories of success. This includes food, which women receive help for 23percent of the time while 40 percent of men get help with groceries. Rent andmortgage has only 15 percent of women getting money from parents while 33percent of men receive assistance.

Keep Track of your Income

It is key to keep track of your income. If you are trying to get ahead in this male-dominated world, you might have more than two jobs. Even if you have a side gig, you should know what money you are making at each of them. When you know how much you are making, you should utilize this information. You should know exactly what income comes where and how much it is. You should know how much you got paid each week, month, and year. You should even keep track of any sales you make online or a pawn shop. According to MoneyPug, which is used to compare energy prices, when you have your income all in one place, you will be able to pay for bills and plan for the future.

Document your Finances

Perhaps the most important thing is to document the finances on a spreadsheet. When you have your income settled, you can input into an Excel document to determine what bills you can pay for and how much money you have left. With this information, you will not only be able to plan for your future, you will be able to figure out how much you can spend on a weekly, monthly, and yearly basis. It will be one of your best choices to do the boring thing, you can see clearly how you can live and how much you can spend.

Augmenting your Lifestyle

Once you know how much money youhave left over each week, you will know how much you are spending and what youneed to cut back on. If you can cut back on expenses, you will have the chanceto save more money. Not only will your life be more comfortable, it will providethe knowledge necessary to create the life not just that you want, but the lifeyou can afford. After you take control of your lifestyle, you will be able toplan for your future.

The Future, Retirement, & Savings

With all of this information, youare able to plan your life more effectively. This is key to be able to live aprosperous, happy life. If you are in control of your finances and know whatyou need to do to cut down and maximize your financial habits. Knowing yournumbers will help you create the life you want. You will not only be morecomfortable and relaxed day-by-day, you will be able to change your habits intothe future and increase the amount of money you are able to save for the futureand your retirement. There is no reason not get started on these thingsimmediately, with the financial habits above you can change your life forever.

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The roaring twenties: Women’s courage and politics | TheHill – The Hill

Posted: April 1, 2020 at 3:44 am

Womens History Month offered 31 days to acknowledge the courage and sacrifices of women in history, celebrate the accomplishments theyve made, and seize the opportunities available as a result of their advocacy and dedication to the advancement of women.

Historically, the Roaring Twenties was a decade of womens independence, and the new Roaring Twenties looks like it could be a decade of embracing the strength and courage that comes from womens independence. From winning the right to vote in 1920 to fielding a record number of conservative women running for elected office in 2020, the courage of American conservative women to step up and speak out is evident.

Weve been diligent in this fight for over a century, and weve come a long way. But just as Rome wasnt built in a day, challenges remain, and one of them is the very low number of conservative women currently in positions of elected power.

Between the long-fought battles of the womens suffrage movement (the movement) and the challenges of life during World War I, the role of women in society was constantly evolving. Life during the war required more women in the workforce, including jobs they never before held. These new opportunities gave women the chance to gain financial independence, which for many also meant personal independence. When the war was over, many women were not inclined to let that freedom go.

One huge victory for the movement hit the news in 1916 when Jeannette Rankin became the first woman elected to Congress in the U.S. House of Representatives (as a Republican).

The hard work, courage, and persistence women exuded during this time led to a powerful win in 1920 the passage of the 19th Amendment. Just at the turn of the decade, women were already beginning to embrace new freedoms and independence. The women of the Roaring Twenties would later become known as the first generation of independent women and they were just the beginning.

Over the last century, women have continued to show courage and dedication in the fight for equality and a better tomorrow. While Jeannette Rankin and many others have made waves as women elected to Congress, men still hold the majority as elected officials. Of the 500,000 total elected offices in the country, less than one-third are held by women. But thats changing.

Of the 325 women ever elected to the House, nearly two-thirds have been elected since 1992, which was termed Year of the Woman following the election of more women to Congress than ever before.

This label reappeared, following the 2018 election when a record-breaking 107 women were elected to serve in the 116th Congress. These advancements by and for women are something to be celebrated, just as they were in the 1920s.

Yet, a new inequality emerged. In recent years, the left has been the dominant voice for American women, leaving conservative women feeling more unheard and frustrated than ever before. Of the 127 women serving in the 116th Congress, only 21 are Republican meaning that there are five times more left-leaning women serving in the United States Congress.

As Ellen Troxclair states in her new book, Step Up!, [w]hile more women serving in office should be celebrated regardless of their party affiliation, the statistics are a wake-up call for women who lean right of center. Shes right, and thats exactly why conservative women are acting because its more than just statistics. This fight to be heard is about making sure that everyone is being heard and represented.

Thats why GOP women are stepping up and speaking out now. In 2018, approximately 67 Republican women ran for Congress. They won only 21 seats, but Republican women are not backing down. Over 200 Republican women filed or are expected to run for Congress in 2020.

As women of the 1910s and 1920s began to find their voices and fought for their independence, American conservative women are now doing the same. Tired of being told what to do or how to do it, American conservative women of the new Roaring Twenties are stepping up, speaking out, and fighting for what they believe in.

Shelby Sterling is a policy analyst with the Texas Public Policy Foundation.

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The roaring twenties: Women's courage and politics | TheHill - The Hill

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