Building Homes and Strengthening Communities through Homeownership | Business | stltoday.com – Suburban Journals

The cold days of winter offer the reminder that a safe, warm and comfortable home may be attainable through the Homeownership program, said Michelle Woods, executive director, Habitat for Humanity of St. Charles County. Through our programs, we are excited to lead our neighbors into financial independence for affordable, stable housing that supports our

mission to enhance lives, foster relationships and build the community one home at a time.

About Habitat for Humanity of St. Charles County

Habitat for Humanity of St. Charles County builds safe, decent and affordable homes with hard-working families in St. Charles County. The nonprofit community-level affiliate acts in partnership with and on behalf of Habitat for Humanity, an international, non-governmental, nonprofit organization devoted to building strength, stability and self-reliance through shelter. Habitat for Humanity of St. Charles County has built 89 homes for Habitat families since 1997, with more than 2,000 volunteers donating 14,000 hours each year.

Habitat for Humanity of St. Charles County offers a hand up opportunity that transforms lives, builds a strong foundation and forges lasting relationships with communities for a bright future. Applicants and co-applicants selected for a Habitat home agree to perform a minimum of 150 sweat equity hours each, for a total of at least 300-450 hours, in the building of their home or other Habitat projects. In collaboration with community partners, Habitat for Humanity of St. Charles County offers free financial coaching and skills to potential homeowners through the Homebuyer Readiness Program, in which participants learn about credit, debt, budgeting, setting goals and saving money. In addition, the organization guides homeowners through an affordable mortgage repayment process.

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Building Homes and Strengthening Communities through Homeownership | Business | stltoday.com - Suburban Journals