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Daily Archives: September 4, 2021
Portman Columbus Dispatch Op-Ed: ‘Liberal wish list’ will add fuel to the inflation fire – Senator Rob Portman
Posted: September 4, 2021 at 5:54 am
August 31, 2021 | Portman Difference
In a new op-ed for the Columbus Dispatch, Senator Portman argues that the Democrats proposed $3.5 trillion spending bill will send inflation soaring and undermine Americas long-term economic growth.
Immediately after taking office, President Biden teamed up with Congressional Democrats to jam through a $1.9 spending bill, leading to the largest price increases in more than a decade and the highest inflation rates in the past 30 years. Portman explains that if Democrats succeed in enacting their reckless $3.5 trillion tax and spending spree, the impact will be far worse. The American people can expect rapidly rising inflation, slower economic growth, and higher taxes.
Excerpts of the op-ed can be found below and the full op-ed can be found here.
'Liberal wish list' will add fuel to the inflation fire
By U.S. Senator Rob Portman
Columbus Dispatch
The increased inflation rates the Federal Reserve calls transitory show no signs of slowing, and middle-class families are feeling the squeeze.
Consumer prices rose 5.4% in July, the highest in 13 years.
Food prices are up 3.4%, and Americans are paying 42% more for gasoline and used cars than they did just one year ago. The Producer Price Index saw even higher inflation at 7.8%, the highest on record.
...
The Democrats plan to spend another $3.5 trillion on a liberal wish list of social spending priorities will make things worse, further stalling economic growth and leading to even higher rates of inflation than weve seen so far.
What makes this proposal even more concerning is Democrats want to pay for it by including the largest tax increases in history. It would increase taxes on American workers, businesses large and small, farmers, manufacturers, and much more. This increased spending combined with job-killing tax increases could lead to stagflation - low growth and high inflation - that we have not seen since the 1970s.
Instead of pursing partisan and divisive tax and spend proposals, I would encourage both parties to take a moment and remember the strong economy we had before COVID-19.
The Democrats $1.9 trillion stimulus back in March and the Federal Reserves unprecedented monetary policy intervention combined to light the match on inflation. The last thing our economy needs now is the unprecedented tax increases and massive new social spending represented in the Democrats budget resolution leading to next months reconciliation bill.
At a time when we should be working to slow inflationary pressures, the Democrats $3.5 trillion plus tax and spending spree would only add fuel to the fire.
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Liberals planning green economy measures, with focus on jobs – The Globe and Mail
Posted: at 5:54 am
Liberal candidate and Finance Minister Chrystia Freeland said the aim of green economy measures is to align the Canadian economy with broader shifts happening around the world.
Stephen MacGillivray/The Canadian Press
The Liberals are putting a distinctly green lens on their plans for job creation and economic growth, with promises to accelerate the transition toward a low-carbon economy if the party forms government after the Sept. 20 election.
The party platform, published Wednesday, promises a range of new green economy measures, including a 30-per-cent tax credit for clean technology investments and $2-billion to retrain oil and gas workers. It also pledges new strategies for clean-energy home renovations, aimed at kickstarting a vibrant retrofit economy.
Other pillars of the partys economic vision include its child-care program, aimed at bringing women into the work force, and increased investments in science and innovation including a $2-billion promise to establish a Canada Advanced Research Projects Agency modelled on the United States Defense Advanced Research Projects Agency. But the core of the partys economic growth agenda is built squarely around low-carbon initiatives.
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At a news conference in Toronto, Liberal candidate and Finance Minister Chrystia Freeland said the aim of the plan is to align the Canadian economy with broader shifts happening around the world.
The green transition is a reality in the global economy. As Canadians, the only choice we have now is, do you want to be ahead of the curve? Do we want to build a green economy so we can continue to sell things to other people? Or do we want to fall behind? And that is no choice at all, Ms. Freeland said.
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The Liberal Party is not alone in focusing on a low-carbon economy. All the major parties are promising support for the zero-emission vehicle industry, including investments in manufacturing and charging infrastructure. The Liberals say they would require 50 per cent of all new car sales to be zero-emissions by 2030, while the Conservatives would require 30 per cent by 2030.
Both the Liberals and the Conservatives are vowing to use government dollars to spur the creation of battery supply chains based on Canadian minerals. The Liberals are promising to build on their partys critical mineral strategy by doubling the Mineral Exploration Tax Credit for mining companies exploring for metals used in batteries and other clean technology.
The parties differ on some environmental questions, such as carbon taxes and subsidies for electric vehicles. However, a cross-party consensus appears to have emerged around the use of industrial policy targeted government spending on private companies to push forward low-carbon initiatives.
This is happening against a backdrop of major spending in the U.S. and Europe, where governments are using COVID-19 recovery funding to kickstart clean technology industries and build out electric vehicle supply chains. The focus on the electric vehicle industry, in particular, is aimed at ensuring Canadian automakers remain an integral part of the North American vehicle supply chain, which is undergoing momentous transition.
What they are putting forward are what our major trading partners, like the United States and the U.K. and the EU, have already committed to, Merran Smith, executive director of Clean Energy Canada, said of the Liberal platform.
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If we are not in line with their level of ambition, were going to find that our products are going to have challenges, because those countries are looking for low-carbon products like low-carbon steel, low-carbon cement, low-carbon metals and minerals and theyre talking about border carbon tariff adjustments.
A major piece of the Liberal Partys green industrial policy is the net-zero accelerator, an $8-billion fund announced last year and greatly expanded in the April budget. The fund is designed to distribute money to companies for them to use in reducing their emissions, or to invest in clean energy technologies. So far, the scope of the fund has not been clearly defined. Possible recipients could range from aluminum manufacturers trying to reduce their carbon footprints, to auto manufacturers building electric vehicle plants.
The Conservatives are promising to invest $1-billion in each of three sectors: the small nuclear reactor industry, the electric vehicle industry and the hydrogen industry. The NDP, meanwhile, is promising a range of initiatives, including a Canadian Climate Bank, which it says will help boost investment in renewable energy, energy efficiency and low carbon technology across the country.
Michael Bernstein, executive director of Clean Prosperity, a non-profit focused on market-based climate solutions, applauded the Liberal platforms focus on green initiatives.
Its incredibly ambitious, and links climate policy directly to the economic strategy, Mr. Bernstein said. The one thing that I was surprised there wasnt a little more detail on was the building sector, where there could be some of the most obvious near-term and dispersed benefits.
The Liberals proposed $2-billion Futures Fund is aimed at retraining workers in oil-producing provinces who could lose their jobs in the oil and gas industry over the coming years.
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The party is also promising to spend $205-million a year on a new Clean Jobs Training Centre aimed at helping tradespeople gain skills relevant to the zero-carbon economy.
The Liberals say they will set new five-year emissions-reduction targets for the oil and gas industry, aimed at hitting net-zero by 2050. The plan relies on carbon capture, utilization and storage (CCUS) technology. The government was already developing a new CCUS production tax credit to take effect sometime in 2022.
The Conservative Party has promised a tax credit of its own, as part of a $5-billion CCUS package. Both parties have presented CCUS as a way to reduce emissions, while simultaneously creating new jobs developing that technology and helping the Canadian resource sector remain internationally competitive.
Alongside direct spending promises, the Liberals said they would move toward mandatory climate-related financial disclosures for public companies. Developing standardized disclosure rules is seen as an important step in the process of reallocating capital toward low-carbon industries although financial disclosure decisions lie largely with provincial and territorial securities regulators.
The Liberals have also made a new commitment to develop a net-zero emissions electricity system by 2035, which their platform promises will create green jobs alongside its environmental benefits.
That promise is similar to a commitment by U.S. President Joe Biden. Canada comes at it with a considerable head start, because the countrys electrical grids are currently far less reliant on fossil fuels than American ones. Maintaining that advantage which could be helpful in attracting manufacturers and other companies committed to lowering their own carbon footprints will likely require adding considerable new clean-power generation to meet rising demand caused by the electrification of transportation, buildings and industry.
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Toward that end, the Liberals are promising unspecified new investment tax credits for renewable energy and battery storage. They are also promising the creation of what they call a Pan-Canadian Grid Council to engage the provinces, which have primary jurisdiction over electricity policy.
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Liberals planning green economy measures, with focus on jobs - The Globe and Mail
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Are Trudeau and the Liberal government profiting off student debt? – CTV News
Posted: at 5:54 am
TORONTO -- NDP Leader Jagmeet Singh, who has promised to immediately and permanently get rid of charging students interest on federal student loans, has accused the Liberal government of profiting off student debt.
Already, five provinces no longer charge interest rates on these loans -- British Columbia, Manitoba, Nova Scotia, Newfoundland and Labrador, and Prince Edward Island -- and Singh wants the federal government to do the same.
The New Democrats, who have been attracting younger voters according to polls, have highlighted affordable post-secondary education as a key area of their platform messaging. In addition to eliminating interest charges, they have also pledged to forgive up to $20,000 in student debt and double non-repayable Canada Student Grants.
Since coming to power, Trudeau has profited off of student debt, to the tune of nearly $4 billion in interest payments, Singh wrote on Twitterthis past weekend.
"It is a fact that in the six years that Justin Trudeau has been prime minister, if you look at the federal interest thats been collected for student debt, that has been a $4-billion cost for students. And the prime minister has been responsible for that," he told reporters during a campaign stop earlier this week.
CTVNews.ca digs into whether this statement is accurate or not.
This is not a new claim by the NDP, which also made the charge in 2019ahead of the last federal election. At the time, Singh said Trudeaus government was raking in billions of dollars in interest from young people and that making a profit off student loans is wrong.
Profit is defined by how much has been earned or gained after expenses and other costs have been deducted. As Investopedia defines it, the financial benefit realized when revenue generated from a business activity exceeds the expenses, costs, and taxes involved in sustaining the activity in question.
To test the validity of Singhs statement, we looked at the numbers: how much does the government spend on the program, how much it makes, and other related details.
During the previous election, the total amount of student debt at the federal level was estimated at close to $17 billion, with nearly $3 billion in interest charged since 2015. The total amount of student debt owed now stands at $22.3 billion as of July 31, 2020, according to information CTVNews.ca requested from the Employment and Social Development Canada (ESDC).
The government handed out $1.63 billion in Canada Student Grants to more than 528,000 students during the 2019 to 2020 loan year, more than double the amount granted between 2015-2016, according to the Canada Student Financial Assistance Program Statistical Review. It also made loans totalling $3.45 billion to nearly 608,000 students.
When combined with the previous three years, the government issued a total of more than $13 billion in loans and about $5.6 billion in student grants. The amount spent on student grants over four years already exceeds the amount of interest the government recorded over the last five years.
The average Canada Student Loan balance at the time of leaving school in the 2019-2020 academic year was $13,549, according to figures provided by the ESDC. Over the last 10 years, on average, it took a little less than six years for a student to pay off their Canada Student Loan, while 25 per cent paid off their loans within three years, the agency added. That loan average jumps to $28,000 at the end of an undergraduate or masters degree, according to a Statistics Canada surveypublished November 2019, and the figure cited by the NDP.
But the government also writes off hundreds of millions of dollars in loans each year for a number of reasons, including bankruptcy, extreme financial hardship, and settlements. The majority comes from loans that have not been paid or acknowledged for six years, the Canada Student Loans Programannual reportfor 2018 to 2019 states. For the 2020-2021 fiscal year, $185.5 million in Canada Student Loans were written off, according to figures provided by the ESDC. In 2018, Ottawa wrote off more than $200 millionin outstanding student loan payments.
These figures also do not account for other costs incurred by the government, such as their repayment assistance plans, which gives some borrowers a reprieve from repaying the loan until they have earned a certain minimum amount. This means the government covers the interest portion, or may contribute toward both the principal and interest, depending on the various factors.
In addition, the government has suspended the accumulation of intereston Canada Student Loans for two years, starting from April 2021 and ending March 31, 2023. Prior to this, the government had already lowered interest rates with the variable rate set to prime, instead of prime plus 2.5 per cent, and the fixed rate set to prime plus two per cent, from prime plus five per cent.
The interest also does not accumulate on the loans while the borrower is in school, or even during the first six months after they leave. Meanwhile, the eligibility criteria to qualify for loan forgiveness was also expanded so that more students with severe, permanent disabilities may be eligible.
These are all costs incurred by the government. Throw in administrative expenses, thats another $137.1 million in 2018-2019. In the annual report for that year, loan expenses totalled $2.66 billion, while interest revenue was $841.4 million.
That year, the government also gave $492.3 million to Quebec, Nunavut and the Northwest Territories to support their own financial assistance. These three jurisdictions do not participate in the Canada Student Loans Program, which uses a single application process for students looking to receive federal and provincial aid for post-secondary schooling.
What about the $4 billion figure Singh used? If we add the amount in the Interest on Canada student loans line from the Public Accounts of Canadafrom the last five years (2016-2020), the total amount of interest collected comes to $3.63 billion. If we include 2015, the total is $4.25 billion.
However, that figure is the total amount of interest charged or recorded on the student loans, which, according to the ESDC, is different from the amount that is actually collected by the government. Since 2015, only $1.87 billion or an average of $373.7 million each year -- in interest payments were actually received or collected from borrowers on student loans, the ESDC told CTVNews.ca. That works out to less than half the amount that is recorded on paper.
Interest is recorded as revenue the moment is it owed by a borrower However, some interest never gets paid by the borrower for different reasons, Saskia Rodenburg, a media spokesperson for the department, said in an email.
Some interest is waived/forgiven through measures such as the Repayment Assistance Plan, the Severe and Disability Benefit, loan forgiveness for family doctors and nurses, or in the case of the death of a borrower. Also, some interest is written off once all measures to collect on a loan have been exhausted.
Finally, the amount the government receives in interest is put back into the Consolidated Revenue Fund, the ESDC says, and is not allocated to any area. All funds paid to the federal government are held in this central account at the Bank of Canada. Trudeau and the Liberal government do not benefit from the interest collected.
While the government does collect a very hefty amount in student loan interest each year, it is already significantly less than what it spends on student grants which has also increased. Even excluding grants, the amount the government spent on bad debt, borrowing expenses, interest subsidies, repayment assistance programs, administrative costs, totaled more than $1.1 billion for the 2018-2019 loan year. Thats higher than the $841.4 million it charged in interest payments or the actual figure collected.
[Its] hard to make the case that the government makes money, Kevin Page, the Chief Executive Officer of the Institute of Fiscal Studies and Democracy at the University of Ottawa and Canadas first Parliamentary Budget Officer, said in an email.
Whether student loans should incur interest is its own issue, but it is clearly false to say that Trudeau, or the Liberal government, is profiting from that interest.
Edited by CTVNews.ca Michael Stittle
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Are Trudeau and the Liberal government profiting off student debt? - CTV News
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Blackjack Cheat Sheet: Printable PDF to Play | PokerNews
Posted: at 5:53 am
October 14, 2019Giovanni Angioni
Everyone say that playing blackjack is easy but I disagree.
Blackjack is one of those games that can take years to learn, especially if you want to play well and use all the winning chances you have.
To be good at Blackjack you need to know the right strategy, learn how to play every possible combination of cards, and have a super-sharp memory.
Unless you use a Blackjack cheat card like the one I'm giving away in this article.
Oh, and you need to be lucky too - of course.
The players who get all the chances to win at Blackjack that the game allows, know exactly what hand to play and when they are supposed to Hit or Stand.
Good Blackjack players leave to chance nothing more than they are obliges to. Blackjack is a gambling game and it comes with a natural house edge but anything more than that, is a mistake Blackjack players can't afford to make.
To be that good, you can either spend a lot of time studying the game and learning all about the best ways to play Blackjack
or you can become well-versed in the important aspects of the Blackjack basic strategy with an easy Blackjack cheat sheet for beginners.
If you choose the first approach, you are in for a lot of work that is going to pay out, eventually.
I respect your attitude and I want to help. So here's a list of good resources you should read before you download my printable Blackjack strategy card.
How to Play Blackjack for Beginners. See it as a dummies guide to Blackjack. Here you learn how to count points, understand the action, and move your first steps into the game.
How to Practice Blackjack Online. The best way to learn how to play (and put my Blackjack cheat sheet into practice) is to play for free and train. This article gives you the chance to do just that.
Best Free Blackjack Games to Play for Fun. Need more free games to test the PDF cheat card? This page has everything you need.
Single Deck Blackjack Strategy. Single Deck games are the Eldorado of Blackjack. This article tells you why and gives you some tips to get more winning chances than most other players.
Blackjack Side Bets Explained in Plain English. Lots of people get confused about the side bets in Blackjack especially as those aren't covered in my cheatsheet. This article tells you which one to try and which ones to avoid.
Best Live Blackjack Casinos in 2019: Updated List. A collection of all the best sites to play Live Dealer Blackjack in 2019 with short reviews of what makes them special.
If you don't want to go through all those articles but you just want to play, I have a way to get you in a position to get better odds at Blackjack.
With my Blackjack Cheat Sheet you:
YES. I am talking about a Blackjack Cheat Sheet pdf for dummies that can help you play like you are supposed to. Download it, print it, memorize it, and use to play your games.
It's often said that in gambling, the house always wins. Unfortunately, that's not a lie.
Although this is true for the majority of players - especially for those who do not know how to play the house effectively - there are ways to increase your chances.
Nobody expects a beginner to win, and you must use this lack of expectations to your advantage.
My Blackjack Cheat Sheet card helps you play Blackjack like players who have been playing the game for years and get more chances.
Although we call this a Cheat Sheet,it is really cheating? Of course not.
Cheating at the Casino is not allowed. And stupid.
What you find here is a Blackjack strategy that helps you to play better.
Think of it like playing a video game with a guide, or going on a guided tour when you go on vacation.
That's not cheating - that's just sensible precautions. Sure, you think, but isn't blackjack a game, and wouldn't a winning strategy be against the spirit of that game?
If you're thinking that, then, my friend, you are nobler than most players. The world might need more people like you - but you need to change your approach if you want to have your best chances to win at Blackjack.
First, though, let's take you through some basics of deck Blackjack terminology and Blackjack strategy, as you'll need to know what these words and phrases mean in order to decipher what our Cheat Sheet tells you.
Soft hand: This is when there is an ace in your hand, meaning there is no chance of you busting after the draw. The ace can be 1 or 11, but your hand must not total more than 21. Here are those soft combinations:
Hard hand: The combined total of any two cards not containing an ace. Here are the possible hard hands:
It's riskier to draw with a hard hand, as there is more chance of busting.
Hit: drawing another card.Stand: when your hand is good enough.Double down: this is when you, or another player, increase the wager.
This Cheat Sheet alone won't make you a winner.
This Cheat Sheet helps you to understand the basics and shows you how to play a hand well. It tells you when to take a positive risk and when to hold back.
It's the Yoda you need to become Blackjack's Luke Skywalker.
To win at blackjack, download the cheat sheet, you must.
You can keep the easy Blackjack Cheat Sheet open in your browser while a game of online Blackjack is running.
Use it as a reference to understand what decisions you are supposed to make when you play a hand of Blackjack.
After a while, once you get good enough to play on your own, you won't need it anymore. Until that happens, use it while you play. It'll help you learn to make the calls and do the right moves.
*: The live dealer games are not available in the United States.
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Opinion: The elegant solution is thinking before speaking – Arvada Press
Posted: at 5:53 am
There is a time and place for pithy remarks, sarcasm, and even bad jokes. OK, well maybe there is never a good time for bad jokes, but pithy remarks and sarcasm, absolutely.
The world has been dealing us some very serious situations. There are many among us who deal with serious situations through humor. Whether we are trying to mask our own fears or concerns, and/or we are trying to lighten a mood for others around us, the smart play is to read the room first. Many a poorly timed great joke or spontaneous one-liner has been met with incredulity and awkward silence.
Many of us have found ourselves apologizing once we realized the impact that our comment or joke had on those around us. Having been that person who carelessly and thoughtlessly made a bad choice of words, and did so more than once, I know firsthand what it feels like to wish I could immediately take back what I had said.
Now I am not referring to political correctness where some of us get easily offended by the slightest offhanded remark or jab. I will reserve that for another column. What I am referring to here is having situational awareness and sensitivity to what is going on around us at any given moment.
In our haste we may think that something is incredibly funny, or harmless when it first pops into our head, not pausing to try and appreciate how it will be received by others. Even when we have the very best of intentions, poor timing coupled with even worse content could end up as a complete misfire.
You may feel like this is common sense. Maybe it is, let's also remember that common sense isn't always common practice. Again, learning this the hard way, I have taught myself to apply the 30-second rule. Instead of focusing on being quick with a joke or punch line, I hesitate to make sure that what I am about to say wouldn't be insulting or hurtful to those around me.
By the way, there is a difference between being offended and being insulted or hurt. If we were to worry about offending others each time we spoke, well we just might not speak at all anymore. We could all use a little adjustment to our offended meter, recognizing that all our differences and differences of opinion are what keep things fun and interesting. Just imagine if we all thought the same, looked the same, acted the same in every situation, how boring would that be?
Insulting or hurting others through our words is something completely different. It's one thing if our poorly timed attempt at humor, lightening the mood, or trying to comfort someone else is done with the very best of intentions and falls flat. When that is the case, we can fix it by practicing the 30-second rule, pausing before we speak. However, when we know that what we are about to say could potentially be a mic drop moment for all the wrong reasons, that is when it becomes a problem.
Situational awareness coupled with proper etiquette is always seen as an elegant solution. I think we still live in a country that honors free speech. Although our speech may be, it is incumbent upon as humans that coexist with one another to think before we speak, especially in moments where we have a knee-jerk reaction to shoot from the hip. And to increase our chances of providing an elegant solution and speaking the right words at the right time, maybe we can build or rebuild our own go-to word bank filled with words such as kindness, gentleness, grace, compassion, comfort, love and forgiveness.
Have you experienced a poorly timed joke or note of sarcasm? Have you ever uttered words at the wrong moment that you wish you could take back? I would love to hear your story at mnorton@tramazing.com, and when we can remember to pause and think before we speak, it really will be a better than good year.
Michael Norton is the grateful CEO of Tramazing.com, a personal and professional coach, and a consultant, trainer, encourager and motivator to businesses of all sizes.
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Opinion: The elegant solution is thinking before speaking - Arvada Press
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The Right Way to Use a Blackjack or Sap
Posted: at 5:53 am
Almost everybody is familiar and comfortable with carrying guns, knives and pepper spray for self-defense, with a few folks still choosing to carry a taser or stun gun. But there is one venerable close-quarters weapon that used to rule the roost when it came to close-in, high stakes fighting: The blackjack.
The blackjack is still around today, and still just as potent as it ever has been. Consisting of a weighted striking surface or head attached to a flexible shaft or handle, blackjacks deliver devastating impacts that seem totally contrary to their small size.
This is one discreet weapon that has enjoyed a considerable amount of use with the good guys and bad guys alike, everyone from police and concerned citizens to gangland enforcers and other outlaws.
If you dont know your way around proper usage of a blackjack it is time to remedy that. The weapons are currently enjoying a renaissance in various circles and though they have never gone out of production new, high quality versions are currently on the market and entirely viable. Keep reading to learn what you need to know about the infamous blackjack.
You might already know exactly what a blackjack is and looks like, or you might not based on name alone. Even if you are unfamiliar with the term blackjack, you are still probably familiar enough with the category of weapon in question if you have heard it by any other name.
Though technically different depending on who you ask, blackjacks are often referred to as saps, coshes or slungshots and the naming convention can vary from country to country, and even region to region.
Were not going to go too far into the weeds over semantics, as they are all close enough, and for our purposes Ill be referring to this category of weapon solely as blackjacks throughout this article.
As mentioned above, a blackjack is generally constructed of soft and malleable material to impart a certain amount of flexibility while remaining rigid.
The heads are, as a rule, hollow and contain a deformable or loose fill material, or payload, that serves to spread out impact forces and hopefully prevent the breaking of skin or bones. Lead powder or tiny lead shot is a traditional payload, but some use clay or even sand.
The head is attached to a handle that might be as flexible or less flexible than the striking surface itself but it is constructed in such a way to afford the user a solid, no-slip grip, since blackjacks are always swung with considerable force when immediate effect is desired. Blackjack designs vary greatly, but no matter how they look, what they are loaded with or their size they are all used in more or less the same manner for the same purposes.
Considering the blackjack in the context of self-defense as a civilian living in the modern world or as a survivor trying to eke out an existence in the aftermath of a major SHTF event, blackjacks can yield many advantages compared to other impact weapons.
First and foremost, compared to a baseball bat, a proper nightstick or even a telescopic baton a blackjack is supremely compact and easy to carry.
While you will give up some reach going with a blackjack compared to these other tools, it is much easier to carry, far easier to conceal and very quick into action.
A blackjack does not rely on length to generate much impact force and these tiny tools can inflict injuries completely out of proportion with their size and weight.
Additionally, blackjacks are far less likely to inflict lethal injuries on an attacker, or at least they are compared to overtly lethal tools like firearms and blades. That being said, dont misunderstand: a blackjack strike to the cranium or neck is easily capable of inflicting a concussion or other serious injury.
Popular depiction in media shows blackjacks being used more or less like a magic spell capable of rendering someone unconscious for a convenient amount of time with just a little tap on the back of the noggin. In reality, such a blow delivered with force is likely to give someone a traumatic brain injury.
In short, if you want a compact impact weapon for hardcore self defense, a blackjack is just the ticket.
Basic use of a blackjack is not rocket science. Since mankind first picked up rocks we have understood how impact weapons work: Swing or otherwise propel the hard and heavy end into your target and do it with feeling. A blackjack works just the same.
Now, even though an untrained user might obtain good results using a blackjack in a self-defense encounter you can be even more effective if you learn what to do and practice accordingly.
In short, you should learn how to properly grip your blackjack during the fight and learn where to strike with it and under what conditions.
This will allow you to respond to an attack of any kind with an appropriate level of defensive force, not just lethal force (which is not always called for) and if the fight is underway youll be more than just a one-trick pony throwing out predictable grand slam swings towards the head. A varied repertoire will allow you to steadily degrade your opponent over time with every blow.
Let us begin with proper grip. When gripping the blackjack, you hold it pretty much like any other tool of similar nature.
Acquire a full, firm grip with all four fingers and curl your thumb down like you are holding a carpenters hammer or baseball bat. When the time comes to actually swing the blackjack at your assailant, swing hard like you mean it and follow through!
Dont break at the last moment or rely on the springy, snappy design of the blackjack to pop your target: Focus on your intended point of impact and swing the blackjack like you are trying to drive a large nail into a tough piece of wood.
Also, when the fight is on dont swing and connect only to wait to see what happens. You need to be dropping blows repeatedly on your assailant, fighting like youre the third monkey trying to get on Noahs Ark. When they drop or retreat youll know the fight is over.
Remember: Grip it tight, take aim, swing hard and follow through!
Now that we have the basics of gripping and swinging a blackjack properly understood, it is time to move on to more nuanced application.
Generally, you can employ a blackjack for lethal or non-lethal strikes. This allows you a significant degree of flexibility in a self-defense encounter so long as you are trained and practiced accordingly.
In short, any blow you direct to the head, neck or face of the attacker is likely to be considered lethal force and can indeed have genuine lethal effect. Larger and heavier blackjacks are capable of breaking bones and delivering tremendous impact forces.
Other targets, such as the limbs, hands, joints and large muscle groups are still excellent targets as any good shot from your blackjack will produce tremendous pain and likely deaden or disable the affected limb
We will go more into specifics in each category below.
When your attacker is presenting you with a genuine, imminent threat to your life or the threat of great bodily injury it is time to take the gloves off and respond with lethal force in kind. Your blackjack is more than capable of measuring up to this task if you can strike the attacker in their head, face or neck, particularly on the back of the head or neck.
Note that, while any blow to the head from a blackjack is likely to be a major bell ringer and inflict tremendous pain, you should avoid (if possible) striking the forehead or the crown of the skull as this is the single, most durable structure on the human body.
Instead, if forced to attack from the front use a forehand or backhand strike aimed at the temple, eye socket or side of the neck. Even striking the soft tissues of the neck can still be a decisive fight stopper since major blood vessels, arteries and the airway are likely to be damaged.
If you are able to line up a strike to the back of the skull or neck understand that you will very likely inflict catastrophic damage to the spinal cord or brain of the attacker.
If you are dealing with an assailant that is gearing up to engage you with hands and feet, lethal force might not be called for, but your blackjack can still help get you out of a bad situation.
In this case, we will employ the blackjack in a non-lethal capacity to target the attackers hands and joints, in what is called a reductive method. In this context, reductive means it is reducing the assailants capability to attack you.
Remember, you dont need to completely disable someone or knock them out in order to claim victory and self-defense. Victory for our purposes is just getting them to give up, stop or give us an opening to get away. Mission accomplished!
For this technique, let us say that someone has reached out to grab you or has already grabbed you. Now that their hand is an easy reach, you can use your blackjack to crush their hand, wrist or fingers before or after checking the offending limb.
Believe me when I tell you the tiny, delicate and extremely sensitive bones of the hand and wrist will not hold up well under such abuse!
The elbow of the offending arm is another good target but youll have to be a little smarter when it comes to attacking.
Any heavy blow will definitely hurt, but ideally you want to target the side of the elbow or the rear in order to disrupt or destroy it. This will definitely reduce the attackers capability to use their arms in any meaningful way.
Also keep in mind you might be afforded a chance to do the same thing to their knees depending on how the fight unfolds.
Your blackjack is good for more than just targeting the hard surfaces of the assailants body. Make no mistake, using it in such a way will definitely do the trick, but you shouldnt give up so-called soft targets like the abdomen and major muscle groups.
Directing a solid blow to the biceps, calves, thighs or gut is going to give the bad guy some major incentive to leave you alone.
Striking these targets will induce tremendous pain and make great filler while you wait for a more promising opportunity to disable the attacker. It should also be noted that such targets might be all you can get if you are tangled up or in a compromised position.
Considering that strikes to these soft tissues are the least likely to be considered lethal force these might be your opening move if self-defense is warranted but lethal or even escalated levels of force are not.
While rarely considered prime targets for strikes delivered with a blackjack, the ribs, shoulders and collarbones are generally easy to hit, and can produce surprisingly good effect.
Youll note that both the ribs and the collarbones are among the most delicate bones on the body and a solid strike from even a modest blackjack is likely to fracture either, perhaps severely.
Aside from being life-changingly painful, this will further degrade the attackers capability to persecute his use of force against you, either by impairing movement of the arm or making breathing difficult.
To target the ribs, use a swift, powerful forehand or backhand strike, especially if you are able to drop beneath his line of attack.
Targeting the collarbone is likewise simple but might be more difficult to connect with if the attacker sees it coming. An overhead hammer strike that connects solidly can easily break a collarbone.
Also something to keep in mind is that an attacker is highly likely to leave either of these targets vulnerable if he is focused on protecting his head or face or is already guarding an area previously injured by another strike.
A feint followed up by a powerful blow to either is an excellent technique that is likely to pay off if you connect.
The humble blackjack is a close-quarters weapon with a storied, if infamous, reputation for effectiveness.
Long the weapon of choice for heroes and villains when seeking to disable an adversary with a couple of swift, powerful blows, blackjacks are enjoying a renaissance today thanks to their ideal combination of effectiveness, compactness and ease of use. But using a blackjack skillfully is more than just wailing away until an attacker drops.
Take the time to learn proper procedures for employing a blackjack as well as the best places to strike an attacker and youll be able to count on this simple, timeless tool.
Then you're gonna love my free PDF, 20 common survival items, 20 uncommon survival uses for each. That's 400 total uses for these dirt-cheap little items!
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Comedy Central Removed This Episode of ‘The Office’ From Its Lineup – Showbiz Cheat Sheet
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These days, movies and TV show episodes are often pulled from streaming services or TV networks when their content is seen as harmful or insensitive. Comedy Central recently sparked controversy by removing an episode of The Office from its rotation during a weekend marathon. Many fans were upset that the episode was left out. Some felt that it was due to cancel culture and that people were missing the point of the episode.
Newsweek reports that Comedy Central left out the episode Diversity Day during a weekend start-to-end marathon of The Office. In the episode, a representative from Diversity Today holds a meeting at the office due to Michaels frequent recitations of one of Chris Rocks stand-up routines.
Michael, in turn, holds his own diversity training. He guides his employees in a ridiculous exercise where they tape index cards labeled with different ethnicities to their foreheads. As usual, Michael is wildly inappropriate in this episode. He even does an impression thats so offensive it earns him a slap in the face from Kelly Kapoor.
Many fans were upset that Comedy Central omitted Diversity Day. They felt that canceling the episode was missing its whole point. One fan tweeted, Diversity Day is one of my favorite episodes. The entire show is based on a character who is oblivious to political correctness of any sort. Another fan commented, You cannot cancel The Office Diversity Day episode the whole point is to mock the companies that make sy attempts to boost diversity.
RELATED: The Office: Steve Carell Says Michael Scott Is a Pure Character for 1 Reason
Steve Carells character Michael Scott is notoriously ignorant and offensive. Arguably, thats the whole point. Still, even Carell doubts that a show like The Office could be made today. The climates different. I mean, the whole idea of that character, Michael Scott, so much of it was predicated on inappropriate behavior, he told Esquire. I mean, hes certainly not a model boss. A lot of what is depicted on that show is completely wrong-minded. Thats the point, you know? But I dont know how that would fly now.
Carell continued to explain why The Office wouldnt work today. Theres a very high awareness of offensive things todaywhich is good, for sure, he told the outlet. But at the same time, when you take a character like that too literally, it doesnt really work.
Its important to note that Comedy Central has not confirmed that they purposefully left out Diversity Day due to pressure from cancel culture. As Snopes points out, Diversity Day is not the only episode that gets skipped when Comedy Central plays marathons of The Office. For example, holiday episodes are often left out of the lineup. The outlet proposes that although its a stretch, perhaps the network mistook Diversity Day as a holiday episode.
TV networks have removed episodes from other popular comedy shows as well. Newsweek reports that Comedy Central has stopped showing specific episodes from both Seinfeld and South Park. Disney+ has also removed movies like Dumbo,Peter Pan,Swiss Family Robinson, andThe Aristocats from their Kids Profile. The platform explained that they did this because young children might not be able to read the content advisories added to these movies at the beginning of the film.
For now, Diversity Day is still available on the streaming service Peacock TV.
RELATED: The Office Blackface Scene Gets Edited Out for Netflix and Other Streaming Platforms
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8 Tips On How To Win at Blackjack – SpeedywayMedia.com
Posted: at 5:53 am
Are you an ardent blackjack lover, but not a successful player? Or are you just looking to try out your luck with a good old blackjack game, but you are not sure where to even start? Either way, youre in the right place! Take a look at these 8 tips on how to win at blackjack and get ready to gamble.
Regardless of whether you are playing in-person or online, if you do not choose the right casino, none of the tips and tricks to come that are supposed to help you win will matter. Always check the casinos background before you decide to play their blackjack, and look for all the information available, including the name of the owner or service providers, licenses, and reputation. If you are surfing the internet to find a casino site, beware that not every online casino is trustworthy and safe. Moreover, there are many scamming websites pretending to be online casinos. In order to ensure your investment wont go to waste of a frauds pocket, use software tools to check the websites credibility.
You cant play the game if you dont know the rules may be a cliche saying, but it is downright true when it comes to the game of blackjack. Many beginners, and even the more experienced players, make a common mistake of taking the rule sheets for granted. Knowing the rules by heart and being able to go back to them at any moment of the game is a prerequisite to becoming a successful blackjack player. What is also important to always bear in mind is that not every blackjack game is the same. Each variant is played by different rules, and even the smallest detail can affect the house edge. This is particularly important for online blackjack since games are provided by different software developers and therefore have different rules and house edges. Closely examine the help section of each game to ensure a complete understanding of the game and increase your chances of winning. Once you know the rules, you will be able to absorb the wisdom of the ultimate blackjack tips and get the game going.
Once you have familiarized yourself with the table rules of the game variation of your choice, is it time to put the cards on the table, figuratively and literally. You need to get to know yourself as a blackjack player before you invest more of your time and money into becoming a winner. Depending on the type of player, each strategy has advantages and disadvantages. For example, the Martingale betting strategy is meant for the fearless players, those looking to win big but are also ready to lose a lot of money. On the other hand, a conservative or basic blackjack strategy is a safer option for those not yet as self-assured of their gambling competencies. The utter idea of picking the rights strategy is to get the best winning odds at the time. Tellingly, each blackjack variation requires a different strategy for different optimal results and different type of a player. Many professional players would take years and lots of effort to hack the game, that is, learn how to play each hand with the best chances to win. However, nowadays, and with all the information we have at our disposal thanks to modern technology, you can easily search through the most optimal blackjack strategies for a specific game using one of the blackjack basic strategy calculators.
In line with finding your soulmate blackjack strategy, you should always remain grounded and remember your budget limits before raising a bet like a millionaire. Although this is not a trick to be used at the blackjack table, it is one of the most critical rules you need to adhere to as a gambler. Only when your bankroll starts to build up, you should allow yourself to slowly raise your stakes. Placing a bet that is out of your league can be detrimental both to your bank account and to your career as a blackjack player.
Blackjack insurance will be offered to you in most, if not all, blackjack games online. It refers to a side bet which is offered in cases when the dealer shows an ace, in order to ensure you are against the dealer getting a blackjack. Despite the fact that getting the insurance would potentially save you from big losses, it is not as good as it sounds. Finally, the odds of the dealer making blackjack are too small to compensate for the price of the insurance itself.
Keep your eyes on the table, your focus on the cards, and your mind on the price. Paying attention to all the possible details is the key to beat the odds.
To guess when is the right time to double down or to split is half of the games success. Even though things need to be more complicated in order for the game to be as exciting and risky as it is, there are few rules set in stone regarding this. Increasing your money on the table largely depends on doubling down. When youre given a starting hand of 11, always double down, because there is a high probability that your next card will be valued a ten and you will finish with 21. On the other hand, when the dealer shows a face or an ace, it is time to stay away from doubling down. When it comes to splitting, it is slightly more complicated. Therefore, the only splitting rule to live by is to never split pairs or 10s, 5s or 4s. For all the other combinations, you will have to refer to your blackjack charts and personal sense for gambling.
Always remain in control. If you hit the ground, take a break. If you touch the sky, also take a break. Dont let the gambling spirit take you over and affect poor decisions. In situations when you do wish to proceed in playing after the lows and the highs, make sure to establish new bankroll and limits beforehand.
What may trick many blackjack players to-be is the simplicity of the blackjack game. However, there is plenty more to it. Although it is not a complicated casino game, it requires skill and dedication in order to become good at it. With this list of tips in mind, a bit of luck, and some exercise, youll be mastering the game of blackjack in no time!
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How viral memes did the Taliban’s work of helping them rebrand – Business Insider
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You've seen them on Twitter: the videos of Taliban fighters struggling to understand how gym equipment works, enjoying a pirate ship amusement park ride, and driving dodgems and riding carousel horses.
Many of the videos have gained millions of views and thousands of sharesa testament to the oddity of seeing members of a proscribed terrorist group that have taken control of a country of 38 million people in a matter of weeks acting like buffoons.
While it's highly unlikely these videos have been deliberately seeded by the Talibanwho are more focused at present on selling themselves as compassionate, competent leaders in waiting for Afghanistanthey do help the terrorist group in their attempt to rebrand as Taliban 2.0.
"I'm minded to think back to a piece of research my colleague was involved in where they looked at ISIS magazines on Twitter," says Joe Whittaker, lecturer in cyber threats at Swansea University, whose research monitors how ISIS uses the internet. "They found the people trying to deliberately spread propaganda with the intention of radicalizing or recruiting was vastly outweighed by what you might call 'useful idiots' with a negative tagline just spraying it around social media."
The worry, says Whittaker, is that "people think they're being funny and it may have a humanizing effect."
Certainly, posts revolving around the 'Taliban are just like us' premise are viral catnip. One image of Taliban fighters eating ice cream shared on Twitter by journalist Sami Yousafzai received 8.4 million impressions in a little over a week. As one commenter noted, "sadly the posts of their war crimes didn't get 1/100th as much".
Whittaker points out that the Taliban has a difficult branding exercise to carry out entirely besides being mocked by online posters poking fun at their workout technique. "They've got to sell two very different messages to two different audiences," he says. They have to try and convince the west and anyone who may at a future point want to engage in military actions or sanctions that they are a changed group, willing to respect human rights and women's place in society. Yet to the jihadist world they're trying to sell that this is a country run under sharia law. "You see that in their messaging: they'll say things like: 'Women have a place in society', then caveat it with 'in line with sharia law'," says Whittaker.
"Clearly, being the incompetent boob or dancing to musicwhich is a no-no in a jihadist groupcan be contrary to the message they want the jihadist world to see, but could potentially be useful to what they want the west to see," he adds. While he doesn't believe they're deliberately seeding meme-ready videos and photos designed to make them look incompetent or less dangerous than they actually are, their existence online and half-life on social media does more good to them than harm by downplaying their risk to international order. And we could be helping that by prolonging its existence.
The Taliban have been the subject of memes that promote their prowess on English language social media through the Taliban Chad meme: a character who is happy living outside of western norms, owning guns, marrying multiple women and ignoring political correctness. "He's not burdened by ideals of 'Western democracy'", says Idil Galip, who studies memes at the University of Edinburgh, and runs the Meme Studies Research Network. "This is a pretty deliberate use of the Taliban."
But the co-opting of the Taliban's jubilant videos celebrating its routing of the allied forces in Afghanistan is something different, she says. "You have these videos which are shared indiscriminately, by people who are not concerned by making an intentional political point. The videos are sort of meaningless and hyperreal, terrorists eating ice cream, terrorists on a merry go-round, terrorists with funny voices."
Some of them are legitimate videos, taken in Afghanistan in the last few weeks and months. Others are categorically not: a video purporting to be Taliban fighters celebrating by dancing to music was fact-checked as a fraud. Others still have an uncertain provenance: one showing men crashing bobsleds into each other, tumbling out of the cart, hasn't been categorically proven or disproven to be legitimate.
In a way it doesn't matter. The absurdity behind the legitimate, real videos is almost unreal anyway. Which is the point, says Hussein Kesvani, author of Follow Me, Akhi: The Online World of British Muslims, who is studying how fringe communities communicate online at University College London. "The people who are sharing these memes and are fascinated by them grew up in the shadow of the war on terror," he says. "They can see the horrific effect of what's happened, and what's going to happen now. You've got this end of this war that defined a generation and a generation of politics, but ended catastrophically. How do you process something like that?"
The answer, Kesvani says, is humor. "Not just through humor but absurd humor. It's like processing a trauma."
There is something absurd about the peril in which Afghanistan now lies. The gym video that went viral and kickstarted the posting of such absurd videos highlights that most clearly. "It showed people who don't know how to lift, and aren't particularly strong, but could defeat the U.S. army and U.S.-trained army in record time. It was this unintended satire of what U.S. military power presented itself as being."
The videos, then, are "a way of reflecting on western imperialist hubris," says Kesvani. Yet by making the Taliban the butt of the joke, we run the risk of downplaying how much of a headache their ascendancy could cause for the future of the region, and the rest of the world. "The danger perhaps is in reframing the Taliban as these oafish group of normal guys who just happened to win unexpectedly against American military forces," he says.
Sadly, there are several historical precedents for memeifying individuals or groups to the extent that their dangers are downplayed. U.K. prime minister Boris Johnson practically designed a photocall around a zipline to become a meme in 2012. He became prime minister five years later off the back of his larger-than-life persona, and promptly delivered a no-deal Brexit and bungled the U.K.'s coronavirus response. 132,000 people have died. Donald Trump followed a similar playbook, with similar results. And in 2015, John Magufuli became president of Tanzania and the butt of East African Twitter because of his scything economic cuts. Two years on from #Whatwouldmagufulido, he turned on the country's LGBTQ community.
The outlook in Afghanistan could be equally grim as that country's new leaders become the internet's latest meme, fears Kesvani. "This is a group that has been around a very long time that has been documented for a very long time," he says. "It's like this willful ignorance of what is going to happen to that country and what is going to happen to those people."
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RSI, Evolution Expand Partnership with Exclusive Blackjack Tables in PA, NJ – Casino News Daily
Posted: at 5:53 am
The Keystone State and the Garden State are Rush Streets strongest markets.
The two dedicated environments are powered by live casino expert Evolution and their launch marks further expansion of Rush Streets existing partnership with the major provider of live dealer solutions.
At present, the two studios offer three Blackjack tables each that are available exclusively for BetRivers and PlauSugarHouse players in the two above-mentioned states and make it easier and faster for these players to take a virtual seat at the popular online live dealer tables.
The newly launched environments offer a mix of live Blackjack offering that is available to play 24/7. Rush Street noted that the two studios not only promise safety and convenience, but also offer the type of personal experience that its customers expect from the operators brands.
Rush Street Interactive currently provides online casino-style gaming and sports betting operations in ten US states where these practices are legal, including New Jersey, Pennsylvania, Illinois, New York, Michigan, Indiana, Virginia, Colorado, Iowa and West Virginia. The company is also active in Colombia offering its services via the RushBet.co brand.
Commenting on the newest addition to their already extensive offering, Rush Street Interactive CEO Richard Schwartz said that since the initial rollout of live dealer games with Evolution in both Pennsylvania and New Jersey, they have had multiple requests from their players to add exclusive tables with seats only available to those players.
Mr. Schwartz went on to explain that their customers can now benefit from dedicated seats where they can chat and interact not only with their dealers but also with fellow players in their online community. Interaction is happening in real time to add a fun social aspect to the betting experience as if they were at a land-based casino, the executive concluded.
Players will also be offered the traditional benefits they are usually offered playing online casino games with Rush Streets digital brands. Every bet a player makes on the newly added Blackjack tables will earn them bonus store points that can be redeemed at BetRivers and PlaySugarHouses Bonus Stores for wheel spins, free bets, bonus money, and more.
This is the latest expansion of an existing business relationship between the online gambling operator and the live casino specialist. Last summer, Evolution debuted a selection of its First Person games in Colombia with Rush Streets locally licensed brand.
Source: Rush Street Interactive Launches Exclusive Live Casino Tables On BetRivers And PlaySugarHouse In Pennsylvania And New Jersey, PR Newswire, September 3, 2021
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