By Kevin Theissen

We hear over and over again how important it is to maintain a healthy lifestyle. But being healthy for its own sake isnt easy especially when youre facing down temptation or battling procrastination. For some, the monetary benefits of a healthy lifestyle may offer helpful incentive.

Being healthy not only makes you feel good, it may also help you financially. For example, several studies have found a steep increase in annual medical expenditures for individuals whose Body Mass Index was above 30.

If youre wondering how your health habits might be affecting your bottom line, consider the following:

Regular preventative care can help reduce potential healthcare costs. Even minor illnesses can lead to missed work, missed opportunities, and potentially lost wages. Serious illnesses often involve major costs like hospital stays, medical equipment, and doctors fees.

Individuals can lower dental costs by receiving regular checkups and performing basic preventative care.

When poor health persists over time, lost earnings may make it harder to save for retirement.

Some habits that lead to poor health can be expensive in themselves. Smoking is a classic example. A person who smokes a pack a day can spend more than $2,000 or more a year on cigarettes alone. Smokers also pay higher premiums for health care and life insurance, and their houses, cars, and other possessions tend to devalue at a quicker rate because of damage from smoking.

Obesity is another expensive condition that affects many Americans and obese adults could spend over 50% more on direct healthcare costs than do adults with a healthy weight.

By focusing on your health, eliminating harmful habits, and employing preventative care, you may be able to improve your self-confidence, increase your energy and quality of life. You may also be able to reduce expenses, earn more, enjoy more of your money, and boost your overall financial health.

Kevin Theissen is the owner of HWC Financial in Ludlow.

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Putting a price tag on your health - Mountaintimes