ORLANDO, Fla.

For many, signing up for health care hasn't been as easy as signing the Affordable Care Act into law, as President Barack Obama did in March 2010.

The commercials made it look simple, but frustrations, complications and aggravation were some of the early reactions to the healthcare.gov website.

Those people are very right on, said Rachel Steinberg, Director of Business Development for Orlando Health. I mean, I work in the industry and I see I have 132 options to buy insurance. It's extremely overwhelming.

Its also time consuming.

And yes, it takes a little bit of homework, Steinberg explained. "A lot of homework, hours, sometimes, of analyzing the options.

Rachel Steinberg's an expert. She helps businesses understand the Affordable Care Act in Florida.

I've heard other technology folks say its easier to keep track of your fantasy football team online than your health care expenses, which is kind of funny because health care is very important, she added.

Jason Altmire also is a health care expert. He was a Congressman when the Affordable Care Act passed.

I voted against the law, said Altmire, who now works for Florida Blue as its Senior Vice President for Public Policy, Government and Community Affairs.

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