FORT WORTH, Texas--(BUSINESS WIRE)--

Working with a financial planner offers a meaningful buffer against many health issues linked to financial stress, according to a recent survey of military professionals and their families.

The First Command Financial Behaviors Index reveals that the majority of middle-class military families (senior NCOs and commissioned officers in pay grades E-6 and above with household incomes of at least $50,000) say that someone in their household has experienced a mental or physical health problem during the continuing economic turmoil of the past year. But those who work with a financial planner are less likely to report experiencing a variety of these physical and psychological challenges. Noteworthy differences between those with and without a planner are found for such stress-related health issues as:

Furthermore, working with a financial planner seems to circumvent feelings of financial vulnerability when stress-related health issues are present. Among military families experiencing health issues, survey respondents who use a financial planner feel more comfortable about their finances than those without a planner. They are more likely to feel extremely or very:

Economic uncertainty remains a critical issue for many servicemembers and their families, said Scott Spiker, CEO of First Command Financial Services, Inc. While everyone is impacted differently by financial concerns, we know that money worries can have a negative effect on our physical well-being. These findings reveal that working with a financial planner can help to lessen some of the health issues commonly associated with financial stress. Servicemembers who put their trust in a financial coach feel the benefits in both their physical and fiscal health.

About the First Command Financial Behaviors Index

Compiled by Sentient Decision Science, Inc., the First Command Financial Behaviors Index assesses trends among the American publics financial behaviors, attitudes and intentions through a monthly survey of approximately 530 U.S. consumers aged 25 to 70 with annual household incomes of at least $50,000. Results are reported quarterly. The margin of error is +/- 4.3 percent with a 95 percent level of confidence. http://www.firstcommand.com/research

About Sentient Decision Science, Inc.

Sentient Decision Science was commissioned by First Command to compile the Financial Behaviors Index. SDS is a behavioral science and consumer psychology consulting firm with special vertical expertise within the financial services industry. SDS specializes in advanced research methods and statistical analysis of behavioral and attitudinal data.

About First Command

Original post:
Financial Planners Offer Buffer Against Stress-Related Health Issues, First Command Reports

Kelly McGee, a student at West Morris Central High School, and Samantha Service, a student at West Morris Mendham High School, have won scholarships from the Morris County Psychological Association.

The annual scholarships are open to all high school students in Morris County who are taking classes related to the behavioral sciences. Classes include psychology, human and/or animal behavior, child development, and sociology. The purpose of the scholarship is to stimulate and encourage the study of the behavioral sciences among high school students, said a statement.

Students submitted papers previously written as part of their regular course work.

A total of 33 students from 10 Morris County schools submitted entries, which were then judged by 23 psychologists.

The winners, including McGee and Service, who won the top awards, were honored at a reception on June 6 at the Hamilton Park Conference Center in Florham Park. Each winner received a $150 award.

McGees teacher was Erin Feltmann and her entry was To what extent may Freuds theories on the origins of homosexuality be considered valid when analyzed through biological and developmental prisms?

Services teacher was Jennifer Brown and her entry was An experiment to investigate the effect of word superiority on the correct identification of letters within the word.

The honorable mentions were: Trevor Brown, Halina Malinowski and Jillian Fahy from West Morris Central High School, Erin Feltmann, teacher; Emma Pallarino from Morristown High School, Erin Colfax, teacher; Caroline Duvall and Caroline Hall from West Morris Mendham High School, Jennifer Brown and Kristina Piirimae, teachers; Harim Jung from Madison High School, Paul Mueller, teacher; and Natasha Kazkevich from Morris Knolls High School, John Hrynyk, teacher.

Judges were Rhonda Allen, Lauren Becker, Randy Bressler, Richard Dauber, Mark Gironda, Hayley Hirschmann, Tommy Kot, Jack Lagos, Geraldine Lucignano, Brendan McLoughlin, Morgan Murray, Nicole Rafanello, Debi Roelke, Francine Rosenberg, Nancy Sidhu, Jeffrey Singer, Beverly Tignor, Aaron Welt, Miriam Wolosh, Paul Yampolsky, Joshua Zavin, Michael Zito, and Jeannine Zoppi. The scholarship program was chaired by Susan Neigher.

For additional information, visit http://www.mcpanj,com.

Originally posted here:
Behavioral science students gain association scholarships in Morris County

SARATOGA SPRINGS, NY--(Marketwire -06/28/12)- Chequed.com, Inc., an online reference checking and pre-employment testing provider used by HR professionals, today announced the general availability of Version 3.0 of ChequedReference. ChequedReference is a cloud-based reference checking system that utilizes assessment-based logic to provide unparalleled insight into a candidate's fit for a job and company.

Designed to replace or augment the traditional phone-based reference-checking process, ChequedReference automates the gathering of information from references and uses proprietary behavioral science to predict whether a candidate is suitable. In addition to providing hiring employers with unprecedented visibility into past performance and insight into whether a candidate will flourish within their organization, ChequedReference delivers an exceptional employment branding experience to candidates and their references.

Greg Moran, Chairman and President of Chequed.com, commented, "ChequedReference makes reference checking relevant again because its ease of use drives high completion rates. It is unique in the reference checking category because it has its basis in behavioral assessments. We've designed a solution that reliably asks meaningful questions, automatically interprets the responses and makes the reference checking step of the recruiting continuum scientific rather than subjective."

Version 3.0 of ChequedReference features more than 1,000 pre-loaded validated benchmarks for easy implementation and gives users the ability to create custom reference check questions per job. Candidate liability release forms are standard, alleviating concerns related to the reference checking process, and the look and feel can be customized to deliver the optimal employment branding experience. Version 3.0 features a number of other options, including optional candidate self-assessments to compare candidate self-reported information versus reference-reported and the ability to ensure full confidentiality to safeguard candor and honesty.

Other industry-leading features include:

ChequedReference is designed to integrate with any applicant tracking system through a set of open APIs. The solution is used by a variety of name-brand companies that report satisfaction with its ease-of-use and comprehensive functionality.

More information about ChequedReference can be accessed at: http://www.chequed.com.

About Chequed.comFounded in 2008 by some of the foremost experts in employee selection and development, Chequed.com is an emerging leader in the rapidly growing market for Predictive Talent Selection technology.

Using its revolutionary Performance Engine, Chequed delivers rapid, accurate pre-dictions of a new hire's performance. The technology's ability to track and measure relevant results contributes to HR organizations' ability to better demonstrate a clear tie to business results.

Chequed.com's experienced management team, board of directors and advisory committee have helped hundreds of startups and growing companies hire talent that made them industry leaders. Their extensive expertise has fortified the Chequed software to meet the day-to-day challenges of human resource managers facing competitive markets for human capital.

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Chequed.com Announces Latest Version of Automated Reference Checking Software

LONDON, June 25 (UPI) -- British government officials said they are considering a program of having supermarkets use customer loyalty card data to offer tailored advice on better diets.

David Halpern, the head of the Behavioral Insights Team, part of the prime minister's team known as the "nudge unit" -- which applies behavioral science insights to policy problems -- said supermarkets have more data than doctors have on their customers, and this information should be used for healthier eating, the Daily Telegraph reported.

The program involves shoppers who buy large amounts of snack food, alcohol or unhealthy products being identified and offered advice on healthier options or changes in their diet.

Richard Thaler, of Chicago, who is credited with developing the concept, met with David Cameron, prime minister, and other ministers this month, the Telegraph said.

Andrew Lansley, the health secretary, has said he would rule out government involvement in this type of program and other officials said they are wary of "big brother" accusations.

While it appeared to be understood that supermarkets would offer the "nudges," some in the retail trade said they feared customers might not appreciate the nudging, the Telegraph added.

Cameron had already advocated for homeowners and renters to compare their energy bills with those of their neighbors to evaluate whether they were using natural gas and electricity efficiently -- a program already implemented by some utilities in the United States.

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Loyalty cards may 'nudge' better eating

COPPELL, Texas--(BUSINESS WIRE)--

Mannatech, Incorporated (NASDAQ: MTEX), the leading innovator and provider of naturally sourced supplements based on Real Food Technology solutions, recently presented product research at the 9th Annual International Society of Sports Nutrition Conference and Expo, which was held in Clearwater, Fla., on June 22-23, 2012.

The open-label human clinical trial showed that intake of Mannatech products resulted in statistically significant improvements in numerous self-reported measures of physical and mental health, quality of life, memory, and elbow and knee pain reduction.* The 15 retired football players who participated in the study took Mannatechs Ambrotose complex powder, Omega-3 with Vitamin D3, Ambrotose AO capsules, PhytoMatrix caplets and PLUS caplets.

The study was authored by Dr. Robert Sinnott, Dr. Rolando L. Maddela, Dr. Sejong Bae and Dr. Talitha Best. Dr. Sinnott is the CEO and Chief Science Officer at Mannatech, and Dr. Maddela is the Clinical Research Administration Manager at Mannatech. Dr. Bae is a Professor in the Department of Biostatistics at the University of North Texas Health Science Centers School of Public Health in Fort Worth, Texas; Dr. Best is a Research Fellow in the Nutritional Physiology Research Center, Sansom Institute for Health Research, University of South Australia, Adelaide, South Australia.

The International Society of Sports Nutritions annual conference and expo brings together scientists, physicians and athletes interested in sharing the latest science evaluating nutritional and behavioral approaches to optimizing human health and performance. More information about the meeting can be found here: https://www.sportsnutritionsociety.org/CONBrochures/issn9thannualco.pdf

*This statement has not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure or prevent any disease.

This study was funded by Mannatech.

About Mannatech

Mannatech, Incorporated, develops high-quality health, weight and fitness, and skin care products that are based on the solid foundation of nutritional science and development standards. Mannatech is dedicated to its platform of Social Entrepreneurship based on the foundation of promoting, aiding and optimizing nutrition where it is needed most around the world. Mannatechs proprietary products are available through independent sales Associates around the globe including the United States, Canada, South Africa, Australia, New Zealand, Austria, Denmark, Germany, Norway, Sweden, the Netherlands, the United Kingdom, Japan, Taiwan, Singapore, Estonia, Finland, the Republic of Ireland, Czech Republic, the Republic of Korea, Mexico and Namibia. For more information, visit Mannatech.com.

Please note: This release contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, Section 21E of the Securities Exchange Act of 1934, as amended, and the Private Securities Litigation Reform Act of 1995. These forward-looking statements generally can be identified by use of phrases or terminology such as believe, intend or other similar words or the negative of such terminology. Similarly, descriptions of Mannatechs objectives, strategies, plans, goals or targets contained herein are also considered forward-looking statements. Mannatech believes this release should be read in conjunction with all of its filings with the United States Securities and Exchange Commission and cautions its readers that these forward-looking statements are subject to certain events, risks, uncertainties and other factors. Some of these factors include, among others, Mannatechs inability to attract and retain Associates and Members, increases in competition, litigation, regulatory changes and its planned growth into new international markets. Although Mannatech believes that the expectations, statements and assumptions reflected in these forward-looking statements are reasonable, it cautions readers to always consider all of the risk factors and any other cautionary statements carefully in evaluating each forward-looking statement in this release, as well as those set forth in its latest Annual Report on Form 10-K and Quarterly Report on Form 10-Q, and other filings filed with the United States Securities and Exchange Commission, including its current reports on Form 8-K. All of the forward-looking statements contained herein speak only as of the date of this release.

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Mannatech Presents Product Science at the 9th Annual International Society of Sports Nutrition Conference and Expo

HILLSBOROUGH, N.J., June 25, 2012 /PRNewswire/ -- Dr. Rich Blonna, author, professor, life coach, and sex expert, will give two presentations on how to unleash the power of your sexual mind at the 10th World Conference of the Association for Contextual and Behavioral Science (ACBS) in Washington, D.C., to be held from July 22-25, 2012. His talks are adapted from his new book, Sex-ACT: Unleash the Power of Your Sexual Mind with Acceptance and Commitment Therapy. Dr. Blonna is the first practitioner to apply Acceptance and Commitment Therapy (ACT) to improving one's sex life.

"Don't let the word 'therapy' in the title scare you. The presentations and book are for people like you who enjoy sex but feel something is missing. My work targets healthy folks who want to enhance their sex lives, deepen their relationships, and have more sexual fun," said Dr. Blonna, a full-time tenured university professor with over 25 years of experience teaching human sexuality, stress management and health counseling.

"Your most important sexual organ is not between your legs. It is between your ears with your thoughts, feelings, mental images, and self-talk - plus your values and goals about your personal sexuality and your relationships," said Dr. Blonna, a sex expert. "Bringing the right mind-set to your sexuality gives you the power to fantasize, play, create, and relate."

Blonna's presentations and book help you start to develop the right mind-set by answering such key questions such as:

The Association for Contextual and Behavioral Science (ACBS) is the professional society for Acceptance and Commitment Therapy (ACT). The 10th World Conference of ACBS will bring together therapists, counselors, coaches, and other practitioners from around the world who integrate Acceptance and Commitment Therapy (ACT) principles and practices into their work with clients.

Dr. Blonna also will do a book signing, which offers sex tips for everyday people on Monday evening, July 23 from 8:30-9:30 p.m., in the Grand Ballroom of the Bethesda North Marriott Hotel and Conference Center.

His website is: http://www.drrichblonna.com

To see video tips on how to unleash the power of your sexual mind go to: Sex-ACT Podcast

About Dr. Rich Blonna

Dr. Rich Blonna is a Nationally Certified Coach (CPC), Counselor (NCC), Distance Counselor (DCC), and Health Education Specialist (CHES). He is the author of four textbooks, two trade paperbacks, and several journal articles.

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Sexuality Expert Dr. Rich Blonna Releases New Sexual Self-Help Book; Will Speak at ACBS Conference

Public release date: 24-Jun-2012 [ | E-mail | Share ]

Contact: Sue McGreevey smcgreevey@partners.org 617-724-2764 Massachusetts General Hospital

Every day the human brain is presented with tasks ranging from the trivial to the complex. How much mental effort and attention are devoted to each task is usually determined in a split second and without conscious awareness. Now a study from Massachusetts General Hospital (MGH) researchers finds that a structure deep within the brain, believed to play an important role in regulating conscious control of goal-directed behavior, helps to optimize behavioral responses by predicting how difficult upcoming tasks will be. The report is receiving advance online publication in Nature.

"The dorsal anterior cingulate cortex (dACC), which lies deep beneath the outer layer of the frontal lobes, is part of an ancient and enigmatic part of the brain," says Emad Eskandar, MD, of the MGH Department of Neurosurgery, senior author of the Nature paper. "Some have speculated that it plays a role in detecting errors or monitoring for conflicting demands, but exactly how it contributes to regulating behavioral responses is unclear, so we used a variety of scientific techniques to get a better picture of its function."

The study enrolled six participants who were scheduled to undergo cingulotomy a procedure in which a small, precisely placed lesion is created within the ACC to treat severe obsessive compulsive disorder (OCD) that has not responded to other types of treatment. A standard part of the cingulotomy procedure involves microelectrode recordings of the activity of single neurons in the area where the lesion is to be placed. To evaluate dACC function, the investigators recorded brain activity from several neurons within the structure while participants performed a behavioral task testing their reactions to visual images.

The task presented participants with a random series of images of three numerals, which could be 0, 1, 2, or 3. In each image, two of the numerals were identical. Participants responded by pressing one of three buttons, the position of which would indicate the identity of the number that was different, with the left button indicating 1, the middle 2 and the right button 3. Each image was ranked in difficulty depending on how much the position of the target numeral or the identity of the duplicate numerals might distract participants from the correct response. For example, when presented with 3-3-2, the correct response would be to press the middle button for number 2; and that image would be ranked more difficult than 3-2-3, in which both the target number and the correct button were in the same position.

Functional magnetic resonance imaging (fMRI) of four participants performing the behavioral task prior to the cingulotomy procedure revealed that the task increased metabolic activity within the dACC, a result seen in previous fMRI studies. The fMRI images also revealed that responding to more difficult images produced greater activity levels within the dACC and in other structures known to be involved in decision making. Intraoperative microelectrode recordings of all participants demonstrated that this apparent increase in metabolic activity corresponded with an increase in neuronal activity, linking for the first time the increased activation revealed by fMRI with increased neuronal firing.

Analysis of individual neuron activity indicated that dACC neuronal activity remained elevated immediately after difficult trials. Moreover, participant reaction time revealed that the difficulty of the prior trial had an impact on the next trial: if the preceding trial was of the same level of difficulty, reaction time was shorter; if the two tests were of different difficulty levels even if the second test was easier reaction time was longer. By anticipating the difficulty of upcoming tasks, the authors note, it appears that the dACC speeds up responses when difficulty levels are constant but slows response time down when faced with changing demands in order to promote accuracy.

While behavioral tests conducted after the cingulotomy procedure which destroys tissue within the dACC did not indicate a change in participants' ability to perform the test accurately, the impact of preceding trials on reaction time appeared to vanish. "Participants could still perform the task, but the dACC's role of priming the system based on immediate prior experience was gone," Eskandar explains. "We believe this result indicates an important role for the dACC in rapidly adjusting to different cognitive demands, possibly by recruiting other areas of the brain to solve particular problems."

An associate professor of Surgery at Harvard Medical School, Eskandar adds that, while significant cognitive changes have not been reported in patients undergoing cingulotomy, the apparent role of the dACC in adapting to changing situations implies a possible role for the structure in several psychiataric disorders. "A lack of behavior flexibility and adjustment is characteristic of OCD, for example. Whether or not our findings directly relate to these disorders remains to be determined, but we hope that continued study using complex tasks, such as the behavioral test used here, will be helpful in diagnosing or monitoring psychiatric disorders."

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Brain structure helps guide behavior by anticipating changing demands

Public release date: 21-Jun-2012 [ | E-mail | Share ]

Contact: Jane E. Rubinstein jrubinstein@rubenstein.com 212-843-8287 Autism Speaks

New York, N.Y. (June 21, 2012) Autism Speaks, the world's leading autism science and advocacy organization, today announced the award of new research grants totaling nearly $2.9 million in funding to support autism research. "Suzanne and I are extraordinarily proud of Autism Speaks, not only for funding research projects which have tremendous potential to open new avenues to understanding autism," said Autism Speaks Co-founder Bob Wright, "but in supporting predoctoral and postdoctoral fellows who are the next generation of leaders in autism research."

The projects approved include a Suzanne and Bob Wright Trailblazer Award, ten Weatherstone Predoctoral Fellowships and nine Postdoctoral Fellowships in Translational Research. In addition, five targeted research studies which support research across a range of high-priority areas were funded. These include environmental risk factors, understanding the impact of DSM-5 on autism diagnosis, the development of medicines, new behavioral treatments across the lifespan, improved access to early intervention in minority communities and a deeper understanding of autism biology.

"We are extremely gratified by the high quality of these research projects. These projects focus on issues that directly affect the lives of individuals with autism, such as the development of new treatments, the impact of the new diagnostic criteria for autism, and understanding the causes of autism," says Autism Speaks Chief Science Officer Geri Dawson, Ph.D. "and the fellowships are so important for bringing new talent into the field."

The new Trailblazer project was awarded to Raymond Palmer, Ph.D., an expert in preventive medicine and epidemiology at the University of Texas Health Sciences Center to investigate the use of baby teeth to track exposure to chemicals during the prenatal and postnatal period that may affect autism risk. "The lack of methods to determine environmental exposures during critical periods of early development has long challenged research into environmental risk factors for autism," Dr. Dawson says of the study's importance. Dr. Palmer pioneered the use of lost baby teeth to detect prenatal and early childhood exposure pesticides, drugs and other environmental chemicals in typically developing children. After further validating the method, the goal will be to compare baby teeth from children with autism to those from a control group unaffected by the disorder.

Targeted research projects, reviewed by outside experts and the Autism Speaks Scientific Review Panel address timely autism research studies.

David Mandell, Ph.D., of the University of Pennsylvania, will develop and evaluate the effects of a population-based program to improve early diagnosis and referral for autism services in an underserved minority community.

Two projects will use animal models that promise to advance the development of autism medicines. Joseph Buxbaum, Ph.D., of Mount Sinai School of Medicine, will use rat models to identify brain pathways common to several forms of autism. Richard Paylor, Ph.D., of Baylor College of Medicine, will complete his classification of autism-like behaviors in genetically engineered rat models of autism.

At the University of South Carolina, Laura Carpenter, Ph.D. will conduct a study that promises to provide clearer information on the effect of proposed changes to the definition of ASD in the next edition of the Diagnostic and Statistical Manual for Mental Disorders (DSM-5). She will also assess how these changes will affect the estimated prevalence of autism using two different population-screening methods.

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Autism Speaks awards nearly $2.9 million to fund autism research

Public release date: 21-Jun-2012 [ | E-mail | Share ]

Contact: Jane E. Rubinstein jrubinstein@rubenstein.com 212-843-8287 Autism Speaks

NEW YORK, N.Y. (June 21, 2012) Autism Speaks, the world's leading autism science and advocacy organization, today released An Introduction to Behavioral Health Treatments, Applied Behavior Analysis and Toilet Training parent's guides. These latest tool kits, all developed as part of the work of the Autism Treatment Network through its participation as the HRSA-funded Autism Intervention Research Network on Physical Health (AIR-P), are available for free download on Autism Speaks Tool Kits webpage.

Behavioral challenges are a common problem for children with an autism spectrum disorder (ASD). Many children with ASD have challenges managing certain behaviors such as aggression or not following directions in addition to experiencing limitations in communication or social skills.

The experts of the Autism Speaks Autism Treatment Network (ATN) and the AIR-P have addressed how parents and families can help improve their child's behavior with The Introduction to Behavioral Health Treatment which provides an overview of in-home strategies as well as tips to teach and increase desirable behaviors and decrease behavior problems. This tool kit also provides an overview of professional behavioral treatments families can seek out from qualified professionals.

The accompanying Applied Behavioral Analysis (ABA) tool kit, also released today, is an informational guide designed to provide parents with a better understanding of ABA, how their child can benefit, and where and how they can find ABA services. The U.S. Surgeon General and the American Psychological Association both state that evidence-based ABA is a "best practice" in the treatment of autism spectrum disorder.

Behavioral treatments for children with ASD require a high degree of repetition and reinforcement in both home and therapeutic settings. Parents are provided concrete tips on reinforcing positive behaviors, opportunities to recognize and reward appropriate behavior and guidance on implementing strategies such as time outs. These tool kits give parents proven strategies to manage the ABCs of their child's behavior, including what (A) antecedes or comes before the adverse behavior, (B) what the behavior is that you'd like to change, and (C) consequences of that behavior.

With supports from ATN/AIR-P experts, parents can become effective partners in helping their children to learn skills to replace problem behaviors, increase their positive behaviors and maintain them over time, and generalize or transfer positive behaviors from one situation to another as they improve their cognitive, academic, social and self-help skills

Toilet training can be challenging for any parent, however for many children with ASD, toileting skills can be further complicated by physical or medical difficulties associated with toileting. Children with ASD may lack the language skills to understand or communicate, may lack gross or fine motor skills required to facilitate toileting from undressing to navigating a toilet, and may not be aware of typical body cues to recognize when they need to use the toilet, among other possible issues. Toilet Training: A Parent's Guide, provides tools on how to best integrate routines, rewards and the use of visual schedules.

"If your child with ASD presents with challenging behaviors, or has difficulty acquiring new skills know that you are not alone," said Autism Speaks Vice President of Clinical Programs Clara Lajonchere, Ph.D. "The goal of these latest behavioral tool kits is to empower families with effective strategies to create more positive behaviors and increase a child's ability to better participate in their therapeutic programs and family life. Consistent behaviors can significantly improve quality of life for both the child with autism and their families and improve quality of life for everyone."

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Autism Speaks provides strategies to help a child with autism shows difficult behaviors

Behavioral economist Dan Ariely talks about why everyone's willing to cheat a little, why you'll steal a staple from work but not petty cash and whether punishments for cheating actually work

Behavioral economist Dan Ariely, who teaches at Duke University, is known as one of the most original designers of experiments in social science. Not surprisingly, the best-selling authors creativity is evident throughout his latest book, The (Honest) Truth About Dishonesty. A lively tour through the impulses that cause many of us to cheat, the book offers especially keen insights into the ways in which we cut corners while still thinking of ourselves as moral people. Here, in Arielys own words, are seven lessons you didnt learn in school about dishonesty. (Interview edited and condensed by Gary Belsky.)

1. Most of us are 98-percenters.

A student told me a story about a locksmith he met when he locked himself out of the house. This student was amazed at how easily the locksmith picked his lock, but the locksmith explained that locks were really there to keep honest people from stealing. His view was that 1% of people would never steal, another 1% would always try to steal, and the rest of us are honest as long as were not easily tempted. Locks remove temptation for most people. And thats good, because in our research over many years, weve found that everybody has the capacity to be dishonest and almost everybody is at some point or another.

2. Well happily cheat until it hurts.

The Simple Model of Rational Crime suggests that the greater the reward, the greater the likelihood that people will cheat. But weve found that for most of us, the biggest driver of dishonesty is the ability to rationalize our actions so that we dont lose the sense of ourselves as good people. In one of our matrix experiments [a puzzle-solving exercise Ariely uses in his work to measure dishonesty], the level of cheating didnt change as the reward for cheating rose. In fact, the highest payout resulted in a little less cheating, probably because the amount of money got to be big enough that people couldnt rationalize their cheating as harmless. Most people are able to cheat a little because they can maintain the sense of themselves as basically honest people. They wont commit major fraud on their tax returns or insurance claims or expense reports, but theyll cut corners or exaggerate here or there because they dont feel that bad about it.

(MORE: What Matters More to Voters, Gas Prices or Jobs?)

3. Its no wonder people steal from work.

In one matrix experiment, we added a condition where some participants were paid in tokens, which they knew they could quickly exchange for real money. But just having that one step of separation resulted in a significant increase in cheating. Another time, we surveyed golfers and asked which act of moving a ball illegally would make other golfers most uncomfortable: using a club, their foot or their hand. More than twice as many said it would be less of a problem for other golfers, of course to use their club than to pick the ball up. Our willingness to cheat increases as we gain psychological distance from the action. So as we gain distance from money, it becomes easier to see ourselves as doing something other than stealing. Thats why many of us have no problem taking pencils or a stapler home from work when wed never take the equivalent amount of money from petty cash. And thats why Im a little concerned about the direction were taking toward becoming a cashless society. Virtual payments are a great convenience, but our research suggests we should worry that the farther people get from using actual money, the easier it becomes to steal.

4. Beware the altruistic crook.

Original post:
Why (Almost) All of Us Cheat and Steal

Claude Lilly

CLEMSON Claude Lilly says his next four weeks at Clemson University will be just about the toughest time he's spent there.

The dean of the College of Business and Behavioral Science was elected unanimously last week to become Presbyterian College's 17th president.

He leaves Clemson next month.

"It's a bittersweet thing," said Lilly. "I have thoroughly enjoyed my job. It's been fantastic. But this was an opportunity I felt I should take. I can truly say I will miss Clemson."

Lilly has presided over a period of steady growth at the college, Clemson's largest, that has included moving its master's degree programs to downtown Greenville and launching an innovative program in entrepreneurial leadership.

He has served since 2007 as one of five deans who oversee the five colleges at Clemson. With new deans and an interim dean heading up three other colleges at the school, he was also second highest in seniority next to Larry Allen, dean of the College of Health, Education and Human Development for 11 years.

Lilly, an Atlanta native, was trained in finance and insurance at Georgia State University. He said college president is a role he had never envisioned early in his career. That career included 25 years spent as a finance and risk management professor at Florida State, Southern Cal and Texas Tech before becoming dean of the UNC Charlotte business school in 1998.

Still, reached by phone Monday, Lilly said the move to one of South Carolina's top private liberal arts schools makes sense.

An active member of Fort Hill Presbyterian in Clemson, Lilly also recently completed a four-year appointment to the church's national board of pensions.

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Clemson biz dean preps for Presbyterian's top post

Centenary Colleges Institute for Law Enforcement & Emergency Services Education (ILEESE) held its fourth annual major in-service training event to educate the law enforcement community, on The Tactical Interview Program, on June 5 at Centenary College in the David and Carol Lackland Center. A total of 252 members of law enforcement were in attendance. The seminar was funded at no cost to participants through a grant from the United States Department of Justice.

Jerry Lewis, who is a consultant in the areas of behavioral science and statement analysis, led the seminar. Topics included a psychological analysis of the interview from the viewpoints of the investigator as well as the subject and how an investigator may determine truthfulness, deception and their relative value in an interview. The strategies are designed to enhance interviewing skills through the application of scientific principles and persuasive techniques.

Lewis specializes in the areas of law enforcement and education. He spent 25 years in the New Jersey State Police. During his tenure, he supervised the Violent Crime Analysis and Polygraph Unit. He currently maintains a relationship with law enforcement agencies throughout the United States as both a consultant and instructor in his areas of expertise. He possesses a Masters Degree in Education from Seton Hall University, holds an adjunct faculty position with Northwestern University and has been a guest lecturer at the Delaware State Police Homicide School, New Jersey Homicide Investigators Association Conference and the New Jersey Missing Persons School.

He has conducted interviews and analyzed statements in thousands of cases involving every type of criminal case. The techniques he developed over 30 years of experience are based on the science of the mind and result in confessions from 90 percent of guilty subjects, regardless of culture, upbringing, or intelligence. In 1988, he developed the five day New Jersey State Police Interviewing and Interrogation School. He has customized training for numerous federal, state, county and local law enforcement agencies such as U.S. Customs, IRS, Chicago Police Department, Delaware State Police, Anne Arundel County Maryland, Royal Canadian Mounted Police, Ontario Provincial Police, Magloclen, and regularly presents his four-day course at police academies through New Jersey.

This program will be extremely useful for these professionals, says Mark Noll, director of the Institute for Law Enforcement & Emergency Services Education at Centenary College. The seminar not only illustrated what to ask and what not to ask, it also outlined how one may analyze statements so as to determine truth and deceit.

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Centenary College hosts tactical interview program

Published: Saturday, June 16, 2012 at 3:15 a.m. Last Modified: Friday, June 15, 2012 at 10:18 p.m.

A Clemson University dean was announced as the next president of Presbyterian College Friday.

The colleges board of trustees elected Claude C. Lilly, Clemsons dean of the College of Business and Behavioral Science, to serve as Presbyterian Colleges 17th president. He will succeed John Griffith, Presbyterian Colleges president since 1998.

I am honored by the opportunity to serve as the new president of Presbyterian College and look forward to building on the outstanding foundation laid by faculty members, trustees, staff, students and alumni under the leadership of President Griffith, Lilly stated in a news release posted to the PC website Friday morning. My wife, Fran, and I are eager to become a part of the Clinton community and a PC environment that inspires learning.

Lilys career spans higher education and private industry and includes 39 years of administrative and teaching experience at Texas Tech University, the University of Southern California, Florida State University and the Belk College of Business Administration at the University of North Carolina. The Georgia native has served in his current capacity with Clemson since 2007, during which he played a critical role in relocating the MBA, the MBA in Entrepreneurship, the MACC and the MS programs to downtown Greenville.

Dr. Lilly has an impressive record of leadership in both the academic and private sectors and truly embodies the PC motto of Dum Vivimus Servimus While We Live, We Serve, said William B. Shearer, Jr., chairman of the Presbyterian College Board of Trustees. With a compelling vision for academic program development and community and financial growth, he will be a dynamic, creative, and decisive leader committed to a strong future for Presbyterian College.

The Lillys have four children and seven grandchildren.

Lilly will assume his new role on July 15.

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Clemson dean named president at Presbyterian College

ANCHORAGE, Alaska Not all birds mate for life, but for those species that do, wildlife biologists have found a clear benefit to the birds from such long-term relationships: greater longevity and breeding success, according to a study recently published in Behavioral Ecology

The study's authors found that when female black brant (a small arctic goose) lose their mate, their chances for survival are greatly diminished. The study is the first to characterize health effects of mate loss to female geese, and its conclusions have implications for wildlife population management.

"Scientists now have evidence to demonstrate that in species that mate for life, harvesting of males can have the unintended consequence of reducing the survival prospects for their female mates, in some cases, 'killing two birds with one stone'," said USGS Director Marcia McNutt. "The evidence says that only the very fittest and strongest of the females will survive the loss of her mate to breed again."

"In fluctuating waterfowl populations, as has occurred in black brant, female health is often the most sensitive factor that regulates populations," says David Ward, a research wildlife biologist with the U.S. Geological Surveys Alaska Science Center and co-author of the study.

In the study, led by Chris Nicolai and Jim Sedinger of the University of Nevada, Reno, the researchers followed over 2,000 known pairs of black brant to examine the effect on female survival and their subsequent reproduction after they lost their mate during regular sport-hunting seasons. The authors found that female brant survival declined about 16 percent after losing a mate. The authors also found evidence that only widowed females in better body condition were able to re-pair with a new male and again reproduce.

"Mate loss increases the vulnerability of females to harvest and natural mortality because females need protection by males during feeding, nesting, and migration. It may take an especially fit female to survive mate loss, re-pair with a new mate, and continue reproducing in the future," says Nicolai, now a migratory bird biologist with the U.S. Fish and Wildlife Service. "In situations where goose populations are fluctuating, population management actions could focus on improving the maintenance of pair bonds and female health by informing harvest policy, management of natural mortality, and habitat improvements."

The study is part of a decades-long investigation into the Brant, initiated by Sedinger, the lead scientist on the project.

"Since 1984 weve had a rustic summer basecamp near a brant nesting area 500 miles west of Anchorage near Chevak, a small Eskimo village on the Bering Sea," Sedinger said. "The birds are also followed, using unique tagging codes, while they winter in Mexico."

The paper, "Mate loss affects survival but not breeding in black brant geese," was recently published in Behavioral Ecology. The paper was authored by Christopher A. Nicolai and James S. Sedinger from the University of Nevada, Reno, David H. Ward from the U.S. Geological Survey Alaska Science Center, and W. Sean Boyd from the Pacific Wildlife Research Centre, Canadian Wildlife Service.

Links and contacts within this release are valid at the time of publication.

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Lifetime Mates Good for the Goose and the Gander

FORT WORTH, Texas--(BUSINESS WIRE)--

At a time when defense downsizing and career uncertainty is driving financial worries in Americas military families, men and women in uniform are putting their trust in financial planners.

Recent survey findings from the First Command Financial Behaviors Index reveal that 86 percent of middle-class military families (senior NCOs and commissioned officers in pay grades E-6 and above with household incomes of at least $50,000)who work with a financial planner say they trust their planner. Servicemembers say planners are earning that trust through the personalized care they are providing during this time of change.

Through personalized advice and knowledgeable service, financial planners are delivering a sense of security to military professionals in a challenging environment, said Scott Spiker, CEO of First Command. The professional advice and service offered by planners generates important economic and emotional support. The high degree of trust revealed in our survey results underscores the profound value that financial planners bring to the lives of servicemembers and their families.

Servicemembers who trust their own personal financial planner attribute that feeling to a variety of factors, including:

The Index reveals 37 percent of middle-class military families have a financial planner, and more servicemembers may soon join them. Among survey respondents without a financial planner one in five say they are likely to engage with one in 2012. Many servicemembers will likely turn to friends and family for help in the decision-making process; 45 percent of respondents who work with a financial planner based their hiring decision on a recommendation.

Consumers are looking to put their trust in a professional, someone who is willing to listen and is committed to providing honest guidance and patient advice, Spiker said. What they want is a financial coach who will help them in their pursuit of financial security and success.

About the First Command Financial Behaviors Index

Compiled by Sentient Decision Science, Inc., the First Command Financial Behaviors Index assesses trends among the American publics financial behaviors, attitudes and intentions through a monthly survey of approximately 530 U.S. consumers aged 25 to 70 with annual household incomes of at least $50,000. Results are reported quarterly. The margin of error is +/- 4.3 percent with a 95 percent level of confidence. http://www.firstcommand.com/research

About Sentient Decision Science, Inc.

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Financial Planners Earning Trust of Military Families, First Command Reports

ARLINGTON, Va., June 14, 2012 (GLOBE NEWSWIRE) -- Yahoo Mail users will spend $110 more this year on electricity compared to Gmail users according to Opower, the global leader in energy information software for the utility industry. Based on the company's cutting-edge behavioral science and patent-pending data analytics, Opower found that, on average, Yahoo Mail users consume 939 kilowatt-hours (kWh) more than Gmail users, or about 11% more electricity per year -- a sizeable, statistically significant difference in usage.

By analyzing consumer energy information derived from their work with more than 70 utility companies -- including 8 of the 10 largest in the U.S. -- and containing data from 40 million homes, Opower looked at the correlation between email address and electricity usage across 2.8 million American households around the country. About 1.15 million of those households are Gmail or Yahoo users, and are spread out across 23 states and several distinct climate zones.

According to Opower, the reason Gmail users consume less energy than those with Yahoo Mail has to do with the users themselves. Opower's data indicates that Yahoo Mail households are more likely to live in larger residences and also use more electricity per square foot. In contrast, Gmail users tend to live in cities, where dwellings are often more compact and energy-efficient. In addition, Opower found that Gmail users are more likely to sign up for an in-depth analysis of their home energy usage.

While Yahoo Mail users cannot simply switch email accounts to reduce their energy consumption, they can adopt simple ways to cut back -- such as turning off computers at night, getting a programmable thermostat, or upgrading a heating system -- to make an impact on their utility bills. Opower's products, which include easy-to-understand, printed Home Energy Reports delivered with monthly utility bills, have helped consumers save more than $100 million to date.

"Making energy consumption relevant to consumers is something that Opower strives to do every day," said Opower President Alex Laskey. "We hope that by analyzing the data that we have on over 40 million homes and providing insights about how Americans are using electricity, we can make the topic interesting and inspire people to make changes in the way they consume energy."

The correlation between email address and electricity usage is the inaugural topic to appear in Opower's new corporate blog, "Outlier," which will provide unique insight into how Americans use energy.

Read the post: [http://bit.ly/Ll7uFP]

Opower's blog will include posts in three sections: Outlier; Opower Labs, featuring software development discussions from Opower's engineering team; and, Our Thinking, with posts describing company initiatives and culture.

Energy data, provided by utility partners, is at the core of Opower's platform: the data allows Opower to give families context on how their energy use compares to similar neighborhood homes and insights into what actions could help them save energy -- and save money. Opower works with over 70 utilities in the US and UK, actively sends information to over 10 million homes, and analyzes information from more than 40 million homes. Outlier will aggregate that energy data to develop insights about American energy consumption as a whole.

A Note on Methodology

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Gmail vs. Yahoo Mail Users: Who Spends More on Electricity?

Pepperidge Farm, Inc., Norwalk Hospital, Norwalk Health Department and Jefferson Elementary School Join Forces to Combat Childhood Obesity

NORWALK, Conn.--(BUSINESS WIRE)--Two hundred second and third graders at Jefferson School are ending the school year on a very healthy note. These students now have a significantly broader knowledge base about the importance of good nutrition and physical activity. Furthermore, they have made behavioral changes that will improve their long-term health. This is all due to the instruction they received from Project L.E.A.N. (Learning with Energy from Activity and Nutrition), a childhood obesity prevention program being offered at Jefferson School in Norwalk. The pilot program was started in 2010 through collaboration between Pepperidge Farm, Inc., Norwalk Hospital, Norwalk Department of Health, and Norwalks Jefferson Elementary School.

In particular, the principal at Jefferson School, John Reynolds, and the teachers deserve much of the credit for this programs success. From the very beginning, everyone including the students, teachers, parents and partners embraced the Project L.E.A.N. approach to improve the childrens health.

Project L.E.A.N. was designed to improve the overall health of children by teaching them lifelong habits of healthy eating and exercise. The program includes a breakfast boot camp, in-school nutrition classes taught by Cindy Sherlock MS, RD, CD-N, a dietician at Norwalk Hospitals Clinical Nutrition Department, and after school family events.

At the end of the second year, the program results are excellent. The students who have gone through the program have demonstrated a significant increase in their knowledge about good nutrition which has led to positive behavioral changes, says Ruthann Walsh, Director, Corporate Citizenship at Pepperidge Farm and one of the programs organizers. For example, the vast majority of the children now understand that it is unhealthy to be overweight and furthermore, they can cite specific chronic medical conditions that can arise from being overweight such as diabetes, heart disease and cancer. The children who have not gone through Project L.E.A.N. are not nearly as aware of these potential health risks. Additionally, Project L.E.A.N. students have dramatically reduced their consumption of sugar sweetened beverages, replacing them with water and milk, they have increased their consumption of fruits and vegetables and they have increased their level of physical activity. Furthermore, the BMI (Body Mass Index) profile of the Project L.E.A.N. students is better than all other classes at Jefferson.

Project L.E.A.N. stemmed from a desire to combat the national obesity crisis, starting on a local level. National and local statistics reveal a dire need for change:

Jefferson Elementary was chosen as a pilot school for the program because it is the largest elementary school in Norwalk, serves the largest minority population (83%) of elementary schools in Norwalk, and has a large population of children who receive free or reduced rate lunchesan indicator of financial need.

Pepperidge Farm is proud to be one of the founding sponsors of Project L.E.A.N. Its an innovative approach to combating childhood obesity and could not have gotten off the ground without the partnership between the hospital, school, health department and the business sector, said Walsh. In particular, the principal at Jefferson School, John Reynolds, and the teachers deserve much of the credit for this programs success. From the very beginning, everyone including the students, teachers, parents and partners embraced the Project L.E.A.N. approach to improve the childrens health.

Project L.E.A.N. will start up again in the fall at Jefferson School, but in the meantime, the students will be invited to attend three Project L.E.A.N. Summer festivities, keeping everyone in tip-top shape for the fall.

About Pepperidge Farm

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Project L.E.A.N. Childhood Obesity Prevention Program Shows Excellent Results at the End of Its Second Year

Each year in the United States about $135 billion is spent in training employees but those billions do not always improve the workplace because the skills often do not transfer to the actual job.

"Learning is a way of life in organizations," says Eduardo Salas, a psychological scientist from the University of Central Florida. "Everyone gets training. But what matters? What works? What influences learning and skill acquisition?"

In a new report published in Psychological Science in the Public Interest, a journal of the Association for Psychological Science, Salas and co-authors conclude that when this money is well spent, "training and development activities allow organizations to adapt, compete, excel, innovate, produce, be safe, improve service and reach goals."

One of the most important things that "matters", the researchers found in their survey of the vast scientific literature on the science of training, is that human resource executives, chief learning officers and business leaders should view training as a whole system and not a one-time event. This means that what happens before and after the actual training are just as important as the training itself.

Training is especially effective when various jobs in the organization have been analyzed, the skill sets of its employees are understood, supervisors and leaders are all on the same page and trainees are motivated to learn. During the training, whether it is computer and technology based or in a classroom, sufficient structure and guidance should be offered to trainees while still giving them opportunities to make decisions about their learning experience. After the training, trainees should have ample time and opportunities to use what they have learned in the real world with real feedback.

The individual characteristics that trainees bring to a learning environment are especially important to consider when implementing training programs. Research shows that trainees who believe that their abilities actually influence training outcomes are more likely to persist in learning activities, even when they encounter challenges. And psychological science has also shown that trainees who are oriented toward mastery or learning may perform better when they can control how they explore and organize training material, whereas trainees who are oriented toward performance seem to do better in highly structured environments that involve successively more complex tasks.

The broader psychological science of learning can also inform effective training programs. Research shows that a gap exists between performance in training and the integration of newly learned skills on the job. But that gap can be narrowed through the application of various empirically tested insights into learning. For example, repeating tasks within increasingly complicated contexts helps to ensure that learning lasts over time. Furthermore, encountering errors during training helps to prepare trainees for real-life situations as they are required to apply concepts learned in training. Finally, watching someone else perform certain skills can also contribute to learning, a concept scientists refer to as behavioral role modeling.

Despite the wealth of practical and scientific research in this field, as Paul W Thayer, professor of psychology from North Carolina State University in Raleigh points out in his commentary accompanying the article, "There is still a tendency in business, government, and academia to adopt programs based on little more than attractiveness, modishness, or a desire to keep up with others in the field."

Salas and his colleagues have tips for policymakers, too, who may need to assess skills across an entire country or geographic region, and whose goals are more likely to include skills that are relevant to many jobs to ease employee transfers. Establishing a well-prepared labor pool can help to attract businesses, provide jobs, and increase competitiveness in a given area or industry. With this in mind, the authors emphasize that "government should not be promoting or investing in training efforts that fail to incorporate the principles of good training."

Policymakers can use the best practices of training evaluation to scrutinize funded training programs for inefficiencies and determine whether those programs still merit funding.

Read more here:
The science of training and development in organizations: What really matters, what really works

Related story: Thirty reasons marriage matters more than ever

Related story: Are 'family values' outdated? Traditional family becoming the exception rather than the norm

Perhaps it seems intuitive, but it requires some fairly rigorous social science to show that the actual structure of families, and not just their processes, makes a significant difference for the well-being of children.

For years, social science research on the family has attempted to prove the hypothesis that, when it comes to child well-being, it is the internal dynamics and processes of a family that matter most. The argument has been that love, not family structure, is what makes a family.

That attempt seems to have begun as a response to dramatic changes in household structure. As divorce became both more acceptable and common in our society, researchers hoped to uncover the essential characteristics of successful families that were unrelated to structure. Researchers wanted to provide sound guidance to families where, for whatever reason, the traditional structure of the intact biological family did not exist.

Because of such research, we do know that household stability, the quality of relationships within a household and the economic resources available all make a difference in the long-term physical and emotional health of children. Family members in any household benefit when love is demonstrated through good processes.

Nevertheless, the mounting evidence in the social sciences continues to teach that, as important as processes and dynamics are, family structure is still strongly correlated with the well-being and flourishing of children. And the evidence is clear that the structure setting the standard for child well-being is the intact married biological family.

As reported in today's Deseret News, the respected peer-reviewed journal Social Science Research has just published the first research to come from the New Family Structures Study (NFSS) showing how different family structures correlate with different life outcomes.

By rigorously surveying a large and nationally representative sample of adults about social behaviors, health behaviors, relationships and the structure of their family of origin, the NFSS allows researchers to analyze the relationship, if any, between different family structures and important social, behavioral and health outcomes.

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In our opinion: Editorial: Family structure counts

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Max Haines: Murderer in training