Madison, Wisconsin (PRWEB) June 13, 2014

Pocket Change: Using the Science of Personal Change to Improve Financial Habits (Effertrux Publishing) was named winner of the 2014 Excellence in Financial Literacy Education (EIFLE) Adult Book of the Year award from the Institute for Financial Literacy. The author, Dr. Heidi Beckman, teaches readers how to use well-tested techniques from the field of behavioral science to build and sustain positive money habits.

The basic ingredients of healthy financial behavior include motivation, persistence, and impulse control as well as a basic knowledge of personal finance. While there is an abundance of books on the market that teach readers the fundamentals of personal finance, there are very few books that help readers strengthen their self-discipline, focus, and motivation. In a society where impulse control problems are becoming more and more common, Dr. Beckman felt that this was an important book to write.

As a clinical psychologist and Certified Educator in Personal Finance, Dr. Beckman is well-versed in topics that range from goal-setting and self-monitoring to personal efficacy and self-discipline. She offers a self-help guide filled with tools to tackle the motivational challenges that many Americans face when it comes to personal finance. She also suggests how to design the social, emotional, and environmental context in which good money habits will thrive.

Getting better with money and achieving your financial goals do not happen through passive waiting, wishing for life to be different, or gimmicky quick-fixes that promise instant wealth. Living a healthy financial life requires real personal change (or a pocket change, you might say!) Thankfully, behavioral scientists have uncovered the secrets of habit modification which have the power to convert good intentions into real action. These secrets are covered in detail in this book.

Through practical lessons, relevant examples, reflection questions, and homework tasks, Dr. Beckman encourages readers to:

-Understand their stage of readiness for change, and choose the most powerful strategies

-Set up their environment to make the right behaviors easier and the wrong behaviors harder

-Manage obstacles that arise, such as excuses, distressing thoughts, and difficult emotions

-Maintain enthusiasm by practicing one small change at a time

See the article here:
Pocket Change by Dr. Heidi Beckman Named as 2014 Adult Book of the Year, Winner of an Excellence in Financial Literacy ...