By Julie Takahashi, Chron.com / Houston Chronicle

Photo: Diana Haronis/Moment Editorial/Getty Images

David's Bridal-Wedding and prom dresses, formal wear.

>>Here is a list of chains that Moody's says are at serious risk of bankruptcy...

David's Bridal-Wedding and prom dresses, formal wear.

>>Here is a list of chains that Moody's says are at serious risk of bankruptcy...

TOMS Shoes - footwear company.

TOMS Shoes - footwear company.

Fairway Group Holdings - food retailer.

Fairway Group Holdings - food retailer.

Velocity Pooling Vehicle - does business as MAG, Motorsport Aftermarket Group.

Velocity Pooling Vehicle - does business as MAG, Motorsport Aftermarket Group.

Boardriders SA - sporting subsidiary of Quiksilver.

Boardriders SA - sporting subsidiary of Quiksilver.

Bon-Ton Stores - parent of department store chain.

Bon-Ton Stores - parent of department store chain.

Evergreen AcqCo 1 LP - parent of thrift chain Savers.

Evergreen AcqCo 1 LP - parent of thrift chain Savers.

Tops Holding II - supermarket operator.

Tops Holding II - supermarket operator.

Indra Holdings - holding company owner of Totes Isotoner.

Indra Holdings - holding company owner of Totes Isotoner.

Gymboree - children's clothing retailer.

Eddie Bauer - clothing.

Eddie Bauer - clothing.

Neiman Marcus - Department store.

Neiman Marcus - Department store.

Claire's - Jewelry and accessories.

Claire's - Jewelry and accessories.

Cole Haan - Men's and women's shoes and accessories.

Cole Haan - Men's and women's shoes and accessories.

True Religion - Clothing.

True Religion - Clothing.

Charming Charlie - Women's clothing, jewelry and accessories.

Charming Charlie - Women's clothing, jewelry and accessories.

Charlotte Russe - Women and teen girl clothing.

Charlotte Russe - Women and teen girl clothing.

Vince - Men's and women's clothing and accessories.

Vince - Men's and women's clothing and accessories.

J.Crew - Men's, women's and children's clothing and accessories.

J.Crew - Men's, women's and children's clothing and accessories.

Sears -Department store.

Sears -Department store.

99 Cents Only Stores - Price point retail.

99 Cents Only Stores - Price point retail.

Nine West - Women's clothing, accessories, shoes.

Nine West - Women's clothing, accessories, shoes.

22 retailers that are at serious risk of bankruptcy

The brick-and-mortar retail world continues to crumble around the United States as Amazon and online stores continue to boom. Many companies are seeking bankruptcy protection to reduce debt and reach long-term viability.

Moody's Investors Service listed 22 U.S. retailers with troubled financials that could be heading to potential bankruptcy.

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"The majority of retailers remain fundamentally healthy," said Moody's Lead Retail Analyst Charlie O'Shea, "But as select groups of retailers continue to deteriorate -- in particular department stores and specialty retailers -- we believe the distressed ranks will keep growing, fueled in part by distinct vulnerabilities within the B2/B3 retail population."

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A B2/B3 rating is in reference to a speculative grade in Moody's Long-term Corporate Obligation Rating. Obligations rated B2 are considered speculative and are subject to high credit risk. Rating one notch lower is B3.

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22 retailers that are at serious risk of bankruptcy - Chron.com