Maintaining healthy cholesterol levels is important at all phases of life, since this lowers your chance of developing heart disease or having a stroke later on. And, as with every other aspect of your health, understanding exactly what healthy cholesterol levels really areand the various cholesterol types that inform themwill ultimately help you make better choices for your body, now and always. To do so, you'll first need to grasp the difference between good and bad cholesterol. Ahead, Cheryl Anderson, professor and interim chair of the Department of Family Medicine and Public Health at the UC San Diego School of Medicine, breaks down everything you need to know.

Related: Why Eating Eggs Might Not Be So Bad for Your Cholesterol After All

According to Anderson, who is also the chair of the nutrition committee of the American Heart Association, "low-density lipoprotein, or LDL, is considered the 'bad' cholesterol because it contributes to fatty buildup in arteries, which increases the risk of things like heart attack and stroke," she explains. High-density lipoprotein, or HDL, on the other hand, is thought of as the 'good' cholesterol"because it can work to break down LDL cholesterol," adds Anderson. Another categorically bad type? Triglycerides, which are the most common type of fat in your bodythey can also contribute to fatty buildup within arteries. When your cholesterol levels are measured, doctors look at the total summation of the valuesbut it's just as important to understand where you fall within each individual category, as well (having a higher HDL value, for example, would be a good thing!).

The American Heart Association recommends that after age 20, adults without other risk factors or family history of heart disease get their cholesterol checked every four to six years, as long as risk remains low. Risk factors might include age, smoking, or high blood pressure. Anderson says, "If you have risk factors that can contribute to higher cholesterol levels, it's important to work with your doctor to address lifestyle changes, and potential use of statin medications to help manage this."

"An active lifestyle and healthy eating pattern that emphasizes vegetables, fruits, nuts, legumes, whole grains, lean protein, and fish is a great way to keep healthy cholesterol levels and reduce your risk of heart attack and stroke," explains Anderson. However, she points out that family history has a big impact on cholesterol levelsand that managing cholesterol is something each patient should discuss with his or her doctor.

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Breaking Down Good and Bad Cholesterol: Everything You Need to Know About HDL and LDL, According to Experts - Yahoo Lifestyle