Struggling with financial difficulties can be one of lifes most stressful challenges. If you find yourself facing foreclosure, repossession, lawsuits, tax problems, overwhelming credit card debt, or are finding it difficult to pay your monthly bills, it is time to seek professional guidance. For various reasons, people often wait too long before looking for help with their financial struggles and in some instances do not realize they are facing a financial crisis until it is too late. Signs that you are sinking into a financial crisis include robbing Peter to pay Paul, doing balance transfers to be able to pay off credit card debt, borrowing from your retirement plan, taking equity out of your homestead to service debt, taking out payday or title loans or simply running out of money before you run out of month.

Houston bankruptcy attorney Vicky Fealy, is Board Certified in Consumer Bankruptcy Law by the Texas Board of Legal Specialization. For more than 20 years, she has advised individuals and small businesses regarding various options when facing financial difficulties. She has provided expert bankruptcy legal representation for thousands of Houston consumers and businesses regarding issues such as Chapter 7 bankruptcy, Chapter 13 bankruptcy, Chapter 11 bankruptcy, Credit card debt, IRS Problems, Repossessions, Judgments, Foreclosures, Bankruptcy Litigation, Business Liquidation, Business Reorganization and stopping Creditor Harassment.

After years of representing thousands of clients, Vicky Fealy knows few people plan to file for bankruptcy, but life situations can force anyone into a financial crisis. Due to her experience, she understands the stressful situations that cause people to contemplate filing bankruptcy. Loss of job, medical issues, divorce, loss of overtime, unexpected emergencies, or simple poor financial decisions can all be contributing factors to financial difficulties. Board certified Houston bankruptcy attorney Vicky Fealy meets personally with you and delivers the highest quality, confidential legal services with compassion and skill. She believes firmly that it is her duty to inform you of your legal rights and options in the most caring, straight forward manner possible.

When you are contemplating bankruptcy, it is critical to understand your legal rights. Bankruptcy laws are in place to protect consumers and companies from financial ruin and the potential to be abused by creditors. By allowing individuals and businesses to have their qualifying debts eliminated or reorganized, bankruptcy offers all Americans a second chance at controlling their debt and a fresh start.

Houston Bankruptcy attorney Vicky Fealy has more than twenty years experience helping clients take control over their finances and get back on their feet. Her years of experience devoted to exclusively practicing bankruptcy law have enabled her to develop strong professional relationships in the bankruptcy courts while also developing her professional skills as a bankruptcy lawyer.

She considers it a privilege to provide you with a free consultation in which she can examine your specific circumstances in depth. During this consultation you will be provided with a full evaluation of your financial situation and an explanation of the options that are available. This consultation is free and confidential and you will be given an opportunity to ask any questions you may have. You are under no obligation to file bankruptcy and will be advised of all of the options related to your particular circumstances. If you choose to file bankruptcy, Vicky Fealy and her team at The Fealy Law Firm, PC will be with you every step of the way to help you navigate the entire process from your initial consultation to the discharge of your debts.

Vicky Fealy has years of experience in advising clients on the road to financial recovery. Don't allow your financial problems to threaten your business, health, marriage, retirement savings or employment stability. Timing is often critical and you really need to seek advice early - before you have no options.

We are a Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code. We have done so proudly since 1992.

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Houston bankruptcy attorney